Senmiao Technology Limited (AIHS)
NASDAQ:AIHS
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Senmiao Technology
(NASDAQ:AIHS)
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Rating:43Neutral
Price Target:
$1.00
▼(-6.54% Downside)
Action:ReiteratedDate:02/14/26
The score is primarily weighed down by weak financial performance: declining TTM revenue, persistent large losses, and negative TTM operating/free cash flow. Technicals add a secondary headwind with the stock below key longer-term moving averages and slightly negative MACD. Corporate actions (asset divestiture/spin-off and capital raise) offer some support, but are offset by continued Nasdaq compliance risk, while valuation remains unattractive due to ongoing losses.
Positive Factors
Lossy Unit Divestiture
Removing subsidiaries that accumulated roughly $11 million in losses materially trims recurring loss exposure and discontinues non-operational units. This streamlines corporate structure, reduces future operating drag, and improves the odds of sustainable profitability and clearer performance tracking over months.
Negative Factors
Declining Revenue
Top-line decline alongside very large operating and net losses indicates the business lacks scale or pricing power to cover fixed costs. Persistent negative operating margins show an absence of operating leverage, making sustained profitability unlikely without material revenue recovery or structural cost changes.
Read all positive and negative factors
Positive Factors
Negative Factors
Lossy Unit Divestiture
Removing subsidiaries that accumulated roughly $11 million in losses materially trims recurring loss exposure and discontinues non-operational units. This streamlines corporate structure, reduces future operating drag, and improves the odds of sustainable profitability and clearer performance tracking over months.
Read all positive factors
Senmiao Technology (AIHS) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$5.70M
Dividend YieldN/A
Average Volume (3M)2.48M
Price to Earnings (P/E)―
Beta (1Y)-0.01
Revenue Growth-25.21%
EPS Growth24.90%
CountryUS
Employees55
SectorIndustrials
Sector Strength72
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)N/A
Shares Outstanding4,557,489
10 Day Avg. Volume137,857
30 Day Avg. Volume2,483,594
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)-3.28
Price to Sales (P/S)2.76
P/FCF Ratio18.78
Enterprise Value/Market Cap-0.34
Enterprise Value/Revenue-0.65
Enterprise Value/Gross Profit-3.22
Enterprise Value/Ebitda0.66
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Senmiao Technology Business Overview & Revenue Model
Company Description
Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. The company offers car rental services to individual customers; and auto finance solutions through financing leases. ...
How the Company Makes Money
Senmiao Technology generates revenue through multiple streams, primarily from its ride-hailing platform, which earns money via commissions from drivers for each completed ride. Additionally, the company offers car rental services, which contribute...
Senmiao Technology Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
46
Neutral
Cash Flow
24
Negative
| Breakdown | TTM | Mar 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.00M | 3.39M | 4.32M | 8.08M | 4.91M | 2.19M |
| Gross Profit | 605.28K | 849.80K | 924.73K | 1.49M | -2.09M | 204.76K |
| EBITDA | -2.98M | -2.17M | -2.40M | -1.77M | -3.47M | -6.83M |
| Net Income | -4.05M | -3.73M | -3.67M | -3.11M | -536.62K | -10.36M |
Balance Sheet | ||||||
| Total Assets | 5.74M | 5.80M | 9.86M | 14.24M | 19.88M | 22.30M |
| Cash, Cash Equivalents and Short-Term Investments | 3.51M | 833.58K | 737.72K | 1.61M | 1.19M | 4.34M |
| Total Debt | 56.51K | 371.05K | 576.16K | 991.00K | 1.11M | 1.60M |
| Total Liabilities | 1.95M | 5.45M | 5.81M | 6.01M | 7.31M | 19.73M |
| Stockholders Equity | 440.20K | -2.86M | 894.90K | 4.39M | 8.09M | 5.86M |
Cash Flow | ||||||
| Free Cash Flow | -1.32M | 498.70K | -664.44K | -619.66K | -12.53M | -6.45M |
| Operating Cash Flow | -1.32M | 500.30K | 7.24K | 557.84K | -9.16M | -3.94M |
| Investing Cash Flow | -240.33K | -464.78K | -569.61K | 320.53K | -3.48M | -2.51M |
| Financing Cash Flow | 3.95M | -123.72K | -168.34K | -373.83K | 9.76M | 10.26M |
Senmiao Technology Technical Analysis
Negative
1.07
Price Trends
1.32
Negative
1.25
Negative
1.84
Negative
Market Momentum
-0.02
Positive
44.11
Neutral
6.47
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AIHS, the sentiment is Negative. The current price of 1.07 is below the 20-day moving average (MA) of 1.43, below the 50-day MA of 1.32, and below the 200-day MA of 1.84, indicating a bearish trend. The MACD of -0.02 indicates Positive momentum. The RSI at 44.11 is Neutral, neither overbought nor oversold. The STOCH value of 6.47 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AIHS.
Senmiao Technology Risk Analysis
Senmiao Technology disclosed 69 risk factors in its most recent earnings report. Senmiao Technology reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Senmiao Technology Peers Comparison
UnderperformOutperform
Sector (63)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
63 Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% | |
43 Neutral | $5.70M | -0.65 | 312.29% | ― | -25.21% | 24.90% | |
43 Neutral | $3.88M | -0.09 | -17.58% | ― | -35.26% | 53.23% | |
43 Neutral | $5.64M | -1.37 | -17.08% | ― | -26.60% | 15.28% | |
41 Neutral | $253.44K | -1.95 | ― | ― | -26.44% | 44.51% |
* Industrials Sector Average
AIHS
Senmiao Technology
1.25
-7.45
-85.63%
DXF
Eason Technology
0.78
-5.64
-87.85%
LMFA
LM Funding America
0.24
-0.83
-77.57%
SNTG
Sentage Holdings
2.01
0.56
38.62%
Senmiao Technology Corporate Events
Business Operations and StrategyDelistings and Listing ChangesFinancial DisclosuresM&A TransactionsRegulatory Filings and Compliance
Senmiao Technology Completes Spin-Off to Regain Nasdaq Compliance
Negative
Jan 30, 2026
On December 1, 2025, Senmiao Technology Limited disclosed that it had received a notice from Nasdaq stating the company was not in compliance with the exchange’s minimum stockholders’ equity requirement of $2.5 million, after reporting...
Business Operations and StrategyM&A Transactions
Senmiao Technology Divests Loss-Making Chengdu Subsidiaries
Positive
Jan 7, 2026
On December 31, 2025, Senmiao Technology Limited entered into an agreement to dispose of 100% of its equity interests in two wholly owned Chengdu-based subsidiaries, Sichuan Senmiao Yicheng Asset Management and Sichuan Senmiao Zecheng Business Con...
Executive/Board Changes
Senmiao Technology Announces Leadership Changes and Appointments
Neutral
Nov 26, 2025
On November 25, 2025, Senmiao Technology Limited announced significant changes to its Board of Directors and executive leadership. Sichun Wang resigned from her roles as a director and chairwoman of the Audit Committee, among other positions, with...
Executive/Board Changes
Senmiao Technology CEO and Chairman Resignations
Neutral
Nov 21, 2025
On November 21, 2025, Wen Xi resigned as CEO and Chairman of the Board of Senmiao Technology Limited, and Trent D. Davis also resigned from the Board. Their resignations were due to personal reasons and not related to any disagreements with the co...
Business Operations and StrategyPrivate Placements and Financing
Senmiao Technology Completes $2.8 Million Direct Offering
Positive
Nov 20, 2025
On November 20, 2025, Senmiao Technology Limited announced the completion of a registered direct offering, raising approximately $2.8 million through the sale of common stock and pre-funded warrants. This financing is intended to strengthen the co...
Private Placements and FinancingShareholder Meetings
Senmiao Technology Announces New Securities Purchase Agreement
Neutral
Nov 14, 2025
On November 14, 2025, Senmiao Technology Limited entered into a securities purchase agreement with accredited investors for the issuance of 1,350,000 shares of common stock and pre-funded warrants to purchase 905,000 shares, aiming to raise approx...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.