The earnings call reflected a mixed outlook. While the company managed to increase its loan portfolio and improve net interest income, it faced a GAAP net loss and a decline in book value. The decrease in credit loss reserves and strategic share repurchases were positive, but the increase in the number of risky loans remains a concern.

Company Guidance

During the second quarter of 2025, ACRES Commercial Realty Corp. provided guidance on various financial metrics. The company closed a new loan commitment of $72 million, with an unfunded commitment of $1.2 million, and funded existing loan commitments amounting to $7.3 million, resulting in a net increase of $60.5 million to their $1.4 billion commercial real estate loan portfolio. The weighted average spread on floating rate loans was noted at 3.65% over 1-month term SOFR rates. The quarter concluded with a GAAP net loss of $732,000, or $0.10 per share, despite net interest income rising by $3 million to $8.6 million, aided by lower financing costs and the absence of prior quarter's accelerated deferred financing charges. The company's book value per share decreased to $27.93 from $28.50, while its debt-to-equity leverage ratio increased slightly to 3x. Additionally, ACRES repurchased 272,000 common shares for $5.1 million, and maintained available liquidity of $65 million, including $43 million in unrestricted cash. The company aims for a portfolio growth of $300 million to $500 million by year-end, and is considering executing another CLO in the near future.

Increase in Loan Portfolio

The company closed a new commitment of $72 million, resulting in a net increase to the loan portfolio of $60.5 million.

Improved Net Interest Income

Net interest income increased by $3 million over the prior quarter due to lower financing costs and non-recurrence of prior charges.

Decrease in Credit Loss Reserves

There was a decrease in current expected credit losses reserves by $780,000 compared to the previous quarter.

Share Repurchase at Discount

The company repurchased 272,000 common shares at a 33% discount to book value, spending $5.1 million.

ACRES Commercial Realty (ACR) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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ACR Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 30, 2025	2025 (Q3)	0.36 / -	0.24	―	―	―
Jul 30, 2025	2025 (Q2)	0.17 / 0.04	0.51	-92.16% (-0.47)
Apr 30, 2025	2025 (Q1)	0.45 / -0.86	0.16	-637.50% (-1.02)
Mar 05, 2025	2024 (Q4)	0.36 / 0.48	0.55	-12.73% (-0.07)
Oct 30, 2024	2024 (Q3)	0.39 / 0.24	0.73	-67.12% (-0.49)
Jul 31, 2024	2024 (Q2)	0.46 / 0.51	0.6	-15.00% (-0.09)
May 01, 2024	2024 (Q1)	0.46 / 0.16	0.52	-69.23% (-0.36)
Feb 28, 2024	2023 (Q4)	0.47 / 0.55	0.6	-8.33% (-0.05)
Nov 01, 2023	2023 (Q3)	0.46 / 0.73	0.4	82.50% (+0.33)
Aug 02, 2023	2023 (Q2)	0.44 / 0.60	0.45	33.33% (+0.15)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

ACR Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 30, 2025	$19.11	$19.68	+2.98%
Apr 30, 2025	$19.33	$18.62	-3.67%
Mar 05, 2025	$20.14	$20.76	+3.08%
Oct 30, 2024	$15.17	$15.30	+0.86%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does ACRES Commercial Realty (ACR) report earnings?

ACRES Commercial Realty (ACR) is schdueled to report earning on Oct 30, 2025, After Close (Confirmed).

What is ACRES Commercial Realty (ACR) earnings time?

ACRES Commercial Realty (ACR) earnings time is at Oct 30, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is ACR EPS forecast?

ACR EPS forecast for the fiscal quarter 2025 (Q3) is 0.37.

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