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American Coastal Insurance (ACIC)
NASDAQ:ACIC

American Coastal Insurance (ACIC) Stock Statistics & Valuation Metrics

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Total Valuation

American Coastal Insurance has a market cap or net worth of $560.80M. The enterprise value is $423.57M.
Market Cap$560.80M
Enterprise Value$423.57M

Share Statistics

American Coastal Insurance has 48,765,300 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding48,765,300
Owned by Insiders42.67%
Owned by Institutions6.87%

Financial Efficiency

American Coastal Insurance’s return on equity (ROE) is 0.34 and return on invested capital (ROIC) is 12.70%.
Return on Equity (ROE)0.34
Return on Assets (ROA)0.13
Return on Invested Capital (ROIC)12.70%
Return on Capital Employed (ROCE)0.17
Revenue Per Employee5.16M
Profits Per Employee-9.51M
Employee Count65
Asset Turnover0.40
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of American Coastal Insurance is 5.7. American Coastal Insurance’s PEG ratio is 0.15.
PE Ratio5.7
PS Ratio1.83
PB Ratio1.93
Price to Fair Value1.93
Price to FCF-1.20
Price to Operating Cash Flow-53.53
PEG Ratio0.15

Income Statement

In the last 12 months, American Coastal Insurance had revenue of 335.44M and earned 106.84M in profits. Earnings per share was 2.20.
Revenue335.44M
Gross Profit289.40M
Operating Income142.73M
Pretax Income142.73M
Net Income106.84M
EBITDA174.15M
Earnings Per Share (EPS)2.20

Cash Flow

In the last 12 months, operating cash flow was -10.52M and capital expenditures -29.70M, giving a free cash flow of -40.22M billion.
Operating Cash Flow-10.52M
Free Cash Flow-40.22M
Free Cash Flow per Share-0.82

Dividends & Yields

American Coastal Insurance pays an annual dividend of $0.5, resulting in a dividend yield of ―
Dividend Per Share$0.5
Dividend Yield
Payout Ratio
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.55
52-Week Price Change2.87%
50-Day Moving Average11.28
200-Day Moving Average10.80
Relative Strength Index (RSI)60.08
Average Volume (3m)145.03K

Important Dates

American Coastal Insurance upcoming earnings date is May 7, 2026, After Close (Confirmed).
Last Earnings DateFeb 19, 2026
Next Earnings DateMay 7, 2026
Ex-Dividend Date

Financial Position

American Coastal Insurance as a current ratio of 0.00, with Debt / Equity ratio of 49.01%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.26
Net Debt to EBITDA-0.79
Interest Coverage Ratio13.20

Taxes

In the past 12 months, American Coastal Insurance has paid 35.94M in taxes.
Income Tax35.94M
Effective Tax Rate0.25

Enterprise Valuation

American Coastal Insurance EV to EBITDA ratio is 2.73, with an EV/FCF ratio of -0.93.
EV to Sales1.42
EV to EBITDA2.73
EV to Free Cash Flow-0.93
EV to Operating Cash Flow-1.10

Balance Sheet

American Coastal Insurance has $1.96B in cash and marketable securities with $155.62M in debt, giving a net cash position of $1.81B billion.
Cash & Marketable Securities$1.96B
Total Debt$155.62M
Net Cash$1.81B
Net Cash Per Share$37.10
Tangible Book Value Per Share$5.25

Margins

Gross margin is 63.81%, with operating margin of 42.55%, and net profit margin of 31.85%.
Gross Margin63.81%
Operating Margin42.55%
Pretax Margin42.55%
Net Profit Margin31.85%
EBITDA Margin51.92%
EBIT Margin45.78%

Analyst Forecast

The average price target for American Coastal Insurance is ―, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target
Price Target Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast16.34%
EPS Growth Forecast-1.26%

Scores

Smart Score8
AI Score