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Total Valuation
American Coastal Insurance has a market cap or net worth of $560.73M. The enterprise value is -$290.20M.
Market Cap$560.73M
Enterprise Value-$290.20M
Share Statistics
American Coastal Insurance has 48,464,046 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding48,464,046
Owned by Insiders42.99%
Owned by Institutions0.11%
Financial Efficiency
American Coastal Insurance’s return on equity (ROE) is 0.34 and return on invested capital (ROIC) is 22.35%.
Return on Equity (ROE)0.34
Return on Assets (ROA)0.10
Return on Invested Capital (ROIC)22.35%
Return on Capital Employed (ROCE)0.30
Revenue Per Employee4.93M
Profits Per Employee1.57M
Employee Count68
Asset Turnover0.31
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of American Coastal Insurance is 5.2. American Coastal Insurance’s PEG ratio is 0.15.
PE Ratio5.2
PS Ratio1.83
PB Ratio1.93
Price to Fair Value1.93
Price to FCF8.64
Price to Operating Cash Flow13.97
PEG Ratio0.15
Income Statement
In the last 12 months, American Coastal Insurance had revenue of 335.44M and earned 106.84M in profits. Earnings per share was 2.20.
Revenue335.44M
Gross Profit289.40M
Operating Income142.73M
Pretax Income142.73M
Net Income106.84M
EBITDA174.15M
Earnings Per Share (EPS)2.20
Cash Flow
In the last 12 months, operating cash flow was 38.85M and capital expenditures -195.00K, giving a free cash flow of 38.65M billion.
Operating Cash Flow38.85M
Free Cash Flow38.65M
Free Cash Flow per Share0.80
Dividends & Yields
American Coastal Insurance pays an annual dividend of $0.75, resulting in a dividend yield of ―
Dividend Per Share$0.75
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.46
52-Week Price Change10.37%
50-Day Moving Average10.87
200-Day Moving Average11.20
Relative Strength Index (RSI)54.46
Average Volume (3m)145.03K
Important Dates
American Coastal Insurance upcoming earnings date is Aug 12, 2026, After Close (Confirmed).
Last Earnings DateMay 5, 2026
Next Earnings DateAug 12, 2026
Ex-Dividend Date―
Financial Position
American Coastal Insurance as a current ratio of 1.22, with Debt / Equity ratio of 45.98%
Current Ratio1.22
Quick Ratio1.22
Debt to Market Cap0.24
Net Debt to EBITDA-0.27
Interest Coverage Ratio13.20
Taxes
In the past 12 months, American Coastal Insurance has paid 35.94M in taxes.
Income Tax35.94M
Effective Tax Rate0.25
Enterprise Valuation
American Coastal Insurance EV to EBITDA ratio is 3.25, with an EV/FCF ratio of 7.99.
EV to Sales1.69
EV to EBITDA3.25
EV to Free Cash Flow7.99
EV to Operating Cash Flow7.97
Balance Sheet
American Coastal Insurance has $229.93M in cash and marketable securities with $152.51M in debt, giving a net cash position of $77.41M billion.
Cash & Marketable Securities$229.93M
Total Debt$152.51M
Net Cash$77.41M
Net Cash Per Share$1.60
Tangible Book Value Per Share$4.47
Margins
Gross margin is 71.19%, with operating margin of 42.55%, and net profit margin of 31.85%.
Gross Margin71.19%
Operating Margin42.55%
Pretax Margin42.55%
Net Profit Margin31.85%
EBITDA Margin51.92%
EBIT Margin45.78%
Analyst Forecast
The average price target for American Coastal Insurance is ―, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target―
Price Target Upside―
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast10.65%
EPS Growth Forecast39.18%