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American Coastal Insurance (ACIC)
NASDAQ:ACIC
Earnings Data
Report Date
Nov 06, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
-0.05Last Year’s EPS
0.54Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented a strong financial performance with notable revenue and earnings growth, a positive reinsurance program renewal, and an upgrade to investment-grade status. However, the company faces challenges with decreasing property insurance rates and increased operating costs. Despite these challenges, the positive aspects of the call outweigh the lowlights.Company Guidance
Significant Revenue and Earnings Growth
American Coastal reported a 26% year-over-year increase in revenues and a 51% growth in pretax earnings, demonstrating strong financial performance for the quarter.
Core Return on Equity
The company achieved an impressive core return on equity of approximately 42%.
Policy Growth and Improved Financial Position
Policies in-force grew by 10% since year-end, and total insured value increased by 18% to $69.8 billion as of June 30.
Reinsurance Program and Cost Efficiency
Completed the core catastrophe reinsurance program renewal with a risk-adjusted cost decrease of approximately 12.4%.
Investment Grade Status
Kroll Bond Rating Agency upgraded American Coastal Insurance Corporation to BBB minus, moving outlooks from Stable to Positive, which reduced the interest rate on senior notes by 100 basis points.
Strong Liquidity and Equity Position
Cash and investments grew by 34.3% since year-end to $726.2 million, and stockholders' equity increased by 24% to $292.3 million.
ACIC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ACIC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Aug 06, 2025 | $10.18 | $10.71 | +5.21% |
May 08, 2025 | $11.92 | $11.16 | -6.38% |
Feb 27, 2025 | $12.69 | $12.14 | -4.33% |
Nov 06, 2024 | $12.80 | $12.17 | -4.92% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does American Coastal Insurance (ACIC) report earnings?
American Coastal Insurance (ACIC) is schdueled to report earning on Nov 06, 2025, After Close (Confirmed).
What is American Coastal Insurance (ACIC) earnings time?
American Coastal Insurance (ACIC) earnings time is at Nov 06, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ACIC EPS forecast?
ACIC EPS forecast for the fiscal quarter 2025 (Q3) is -0.05.