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American Coastal Insurance (ACIC)
NASDAQ:ACIC
US Market
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American Coastal Insurance (ACIC) Ratios

226 Followers

American Coastal Insurance Ratios

ACIC's free cash flow for Q1 2026 was $0.86. For the 2026 fiscal year, ACIC's free cash flow was decreased by $ and operating cash flow was $0.39. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 1.22 0.00 2.03 17.30
Quick Ratio
0.00 1.22 0.00 11.60 20.23
Cash Ratio
0.00 0.33 0.00 1.84 1.71
Solvency Ratio
0.25 0.17 0.09 0.36 -0.15
Operating Cash Flow Ratio
0.00 0.12 0.00 -1.80 -1.29
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 -82.24
Net Current Asset Value
$ -146.86M$ -31.76M$ -980.45M$ -737.86M$ -694.85M
Leverage Ratios
Debt-to-Assets Ratio
0.19 0.14 0.13 0.14 0.05
Debt-to-Equity Ratio
0.46 0.48 0.65 0.89 -0.83
Debt-to-Capital Ratio
0.31 0.32 0.39 0.47 -4.98
Long-Term Debt-to-Capital Ratio
0.31 0.32 0.39 0.47 -4.66
Financial Leverage Ratio
2.39 3.38 5.16 6.28 -15.76
Debt Service Coverage Ratio
12.13 12.78 8.10 9.81 0.71
Interest Coverage Ratio
13.63 13.20 9.30 8.83 0.18
Debt to Market Cap
0.28 0.24 0.23 0.35 3.30
Interest Debt Per Share
3.36 3.37 3.44 3.68 3.71
Net Debt to EBITDA
-0.53 -0.27 0.12 0.09 -2.32
Profitability Margins
Gross Profit Margin
71.19%86.27%52.70%53.69%19.78%
EBIT Margin
45.70%45.78%38.31%40.56%5.06%
EBITDA Margin
48.66%51.92%41.30%44.59%15.62%
Operating Profit Margin
42.57%42.55%37.62%36.44%0.76%
Pretax Profit Margin
42.57%42.55%34.27%36.44%0.76%
Net Profit Margin
31.34%31.85%25.52%117.53%-212.81%
Continuous Operations Profit Margin
31.81%31.84%25.73%32.31%-11.12%
Net Income Per EBT
73.61%74.85%74.48%322.56%-27950.92%
EBT Per EBIT
100.00%100.00%91.10%100.00%100.00%
Return on Assets (ROA)
13.19%9.96%6.23%29.23%-16.55%
Return on Equity (ROE)
33.02%33.64%32.13%183.63%260.77%
Return on Capital Employed (ROCE)
17.92%29.87%9.18%9.76%0.06%
Return on Invested Capital (ROIC)
13.39%22.35%0.00%20.17%-0.91%
Return on Tangible Assets
14.31%10.99%6.58%31.23%-16.98%
Earnings Yield
19.89%17.45%11.76%73.21%-1029.59%
Efficiency Ratios
Receivables Turnover
4.36 1.61 0.96 0.68 0.26
Payables Turnover
0.00 0.26 0.83 1.62 1.69
Inventory Turnover
0.00 0.00 0.00 -0.17 -0.45
Fixed Asset Turnover
483.71 463.95 51.72 62.48 11.27
Asset Turnover
0.42 0.31 0.24 0.25 0.08
Working Capital Turnover Ratio
1.51 5.22 7.59 0.23 0.12
Cash Conversion Cycle
83.78 -1.20K -58.94 -1.85K 353.62
Days of Sales Outstanding
83.78 226.12 381.40 535.36 1.38K
Days of Inventory Outstanding
0.00 0.00 0.00 -2.16K -812.02
Days of Payables Outstanding
0.00 1.42K 440.34 225.97 216.17
Operating Cycle
83.78 226.12 381.40 -1.63K 569.79
Cash Flow Ratios
Operating Cash Flow Per Share
0.80 1.47 5.09 -3.12 -4.02
Free Cash Flow Per Share
0.80 1.46 5.09 -3.12 -4.09
CapEx Per Share
<0.01 <0.01 <0.01 <0.01 0.07
Free Cash Flow to Operating Cash Flow
0.99 1.00 1.00 1.00 1.02
Dividend Paid and CapEx Coverage Ratio
1.06 2.91 10.09 -693.89 -30.72
Capital Expenditure Coverage Ratio
199.21 458.23 11.07K -693.89 -56.81
Operating Cash Flow Coverage Ratio
0.25 0.47 1.60 -0.91 -1.15
Operating Cash Flow to Sales Ratio
0.12 0.21 0.82 -0.52 -0.78
Free Cash Flow Yield
7.35%11.58%37.82%-32.17%-386.02%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.03 5.73 8.50 1.37 -0.10
Price-to-Sales (P/S) Ratio
1.57 1.83 2.17 1.61 0.21
Price-to-Book (P/B) Ratio
1.59 1.93 2.73 2.51 -0.25
Price-to-Free Cash Flow (P/FCF) Ratio
13.60 8.64 2.64 -3.11 -0.26
Price-to-Operating Cash Flow Ratio
13.56 8.62 2.64 -3.11 -0.26
Price-to-Earnings Growth (PEG) Ratio
0.11 0.15 -0.11 >-0.01 >-0.01
Price-to-Fair Value
1.59 1.93 2.73 2.51 -0.25
Enterprise Value Multiple
2.70 3.25 5.38 3.69 -0.99
Enterprise Value
439.40M 565.99M 659.11M 433.86M -34.21M
EV to EBITDA
2.70 3.25 5.38 3.69 -0.99
EV to Sales
1.31 1.69 2.22 1.65 -0.15
EV to Free Cash Flow
11.37 7.99 2.71 -3.19 0.19
EV to Operating Cash Flow
11.31 7.97 2.71 -3.19 0.20
Tangible Book Value Per Share
5.55 4.47 3.56 2.31 -5.86
Shareholders’ Equity Per Share
6.83 6.55 4.93 3.87 -4.19
Tax and Other Ratios
Effective Tax Rate
0.25 0.25 0.25 0.11 15.61
Revenue Per Share
6.89 6.92 6.20 6.05 5.13
Net Income Per Share
2.16 2.20 1.58 7.11 -10.91
Tax Burden
0.74 0.75 0.74 3.23 -279.51
Interest Burden
0.93 0.93 0.89 0.90 0.15
Research & Development to Revenue
0.00 0.00 1.21 0.00 0.00
SG&A to Revenue
0.04 0.00 0.12 0.12 0.14
Stock-Based Compensation to Revenue
<0.01 0.01 <0.01 <0.01 <0.01
Income Quality
0.37 0.66 3.22 -0.44 0.37
Currency in USD