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SLM (SLM)
NASDAQ:SLM
SLM Analyst Ratings
Strong Buy
6 Buy
2 Hold
0 Sell
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers in the past 3 months
SLM Stock 12 Month Forecast
Average Price Target
$34.50
▲(9.21%Upside)
| Highest Price Target$40.00 | Average Price Target$34.50 | Lowest Price Target$29.00 |
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.
Detailed List of Analyst Forecasts
Detailed List of Analyst Forecasts
Barclays
$34→$38
Buy
20.29%
Upside
Reiterated
05/30/25
Morgan Stanley
$40
Buy
26.62%
Upside
Reiterated
05/28/25
TD Cowen
$34
Buy
7.63%
Upside
Reiterated
05/15/25
Wells Fargo
$34→$38
Buy
20.29%
Upside
Reiterated
05/15/25
KBW
$32
Hold
1.30%
Upside
Reiterated
04/25/25
J.P. Morgan
$27→$29
Hold
-8.20%
Downside
Reiterated
04/25/25
RBC Capital
$32
Buy
1.30%
Upside
Reiterated
04/24/25
Bank of America Securities
$33
Buy
4.46%
Upside
Reiterated
04/24/25
Compass Point
$31→$34
Buy
7.63%
Upside
Reiterated
01/24/25
Jefferies
$31→$33
Buy
4.46%
Upside
Reiterated
01/17/25
Positive Growth Outlook for SLM Amid Competitor's Exit and Regulatory TailwindsWe do not anticipate a sale in 4Q24. Our NII forecast of $361.7M is below the Street's $372.3M due to our expectation of a lower NIM QoQ tied to one-time CDs repricing. Our NIM forecast is 4.94% vs Street's 5.03% and is down from 3Q24 NIM of 4.99%. For the quarter, we expect PEL origination growth of 12.6% to $2.78B, bringing the fiscal year-end growth to 8.5%, which is the midpoint of FY guidance. Our PEL NCOs forecast is 2.41% for the quarter, in line with the Street and supported by recent ABS data (see below). We expect expenses to be $153M, which is the implied midpoint guide for the quarter. Our expense forecast is lower than Street's $158.9M, but it is within seasonal cadence. We raise our PT to $33 on expanding market opportunities tied to DFS's departure from the market and likely constructive changes in regulation.
Deutsche Bank
$32→$34
Buy
7.63%
Upside
Reiterated
01/03/25
Ranks
Any
Analyst Rating
Any
Upside/ Downside
Any
Action
Any
Barclays
$34→$38
Buy
20.29%
Upside
Reiterated
05/30/25
Morgan Stanley
$40
Buy
26.62%
Upside
Reiterated
05/28/25
TD Cowen
$34
Buy
7.63%
Upside
Reiterated
05/15/25
Wells Fargo
$34→$38
Buy
20.29%
Upside
Reiterated
05/15/25
KBW
$32
Hold
1.30%
Upside
Reiterated
04/25/25
J.P. Morgan
$27→$29
Hold
-8.20%
Downside
Reiterated
04/25/25
RBC Capital
$32
Buy
1.30%
Upside
Reiterated
04/24/25
Bank of America Securities
$33
Buy
4.46%
Upside
Reiterated
04/24/25
Compass Point
$31→$34
Buy
7.63%
Upside
Reiterated
01/24/25
Jefferies
$31→$33
Buy
4.46%
Upside
Reiterated
01/17/25
Positive Growth Outlook for SLM Amid Competitor's Exit and Regulatory TailwindsWe do not anticipate a sale in 4Q24. Our NII forecast of $361.7M is below the Street's $372.3M due to our expectation of a lower NIM QoQ tied to one-time CDs repricing. Our NIM forecast is 4.94% vs Street's 5.03% and is down from 3Q24 NIM of 4.99%. For the quarter, we expect PEL origination growth of 12.6% to $2.78B, bringing the fiscal year-end growth to 8.5%, which is the midpoint of FY guidance. Our PEL NCOs forecast is 2.41% for the quarter, in line with the Street and supported by recent ABS data (see below). We expect expenses to be $153M, which is the implied midpoint guide for the quarter. Our expense forecast is lower than Street's $158.9M, but it is within seasonal cadence. We raise our PT to $33 on expanding market opportunities tied to DFS's departure from the market and likely constructive changes in regulation.
Deutsche Bank
$32→$34
Buy
7.63%
Upside
Reiterated
01/03/25
Best Analysts Covering SLM
1 Month
xxx
Success Rate
30/47 ratings generated profit
Average Return
+3.00%
reiterated a xxx
rating 28 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 1 Month would result in 63.83% of your transactions generating a profit, with an average return of +3.00% per trade.
3 Months
xxx
Success Rate
16/22 ratings generated profit
Average Return
+7.78%
reiterated a xxx
rating 28 days ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 3 Months would result in 72.73% of your transactions generating a profit, with an average return of +7.78% per trade.
1 Year
Success Rate
18/22 ratings generated profit
Average Return
+28.94%
reiterated a buy rating 5 months ago
Copying Mark DeVries's trades and holding each position for 1 Year would result in 81.82% of your transactions generating a profit, with an average return of +28.94% per trade.
2 Years
xxx
Success Rate
17/22 ratings generated profit
Average Return
+42.94%
reiterated a xxx
rating 2 months ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 2 Years would result in 77.27% of your transactions generating a profit, with an average return of +42.94% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.
SLM Analyst Recommendation Trends
Rating
Jan 25
Feb 25
Mar 25
Apr 25
May 25
Strong Buy
0
0
0
0
0
Buy
28
22
18
18
21
Hold
3
3
2
3
3
Sell
0
0
0
0
0
Strong Sell
0
0
0
0
0
total
31
25
20
21
24
Each month's total comprises the sum of three months' worth of ratings.
SLM Financial Forecast
SLM Stock Forecast FAQ
What is SLM’s average 12-month price target, according to analysts?
Based on analyst ratings, SLM’s 12-month average price target is 34.50.
What is SLM’s upside potential, based on the analysts’ average price target?
SLM has 9.21% upside potential, based on the analysts’ average price target.
Can I see which stocks the top-ranking analysts are rating?
Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
How can I follow the stock ratings of top Wall Street analysts?
Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
Is SLM a Buy, Sell or Hold?
SLM has a consensus rating of Strong Buy which is based on 6 buy ratings, 2 hold ratings and 0 sell ratings.
What is SLM’s price target?
The average price target for SLM is 34.50. This is based on 8 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
The highest analyst price target is $40.00 ,the lowest forecast is $29.00. The average price target represents 9.21% Increase from the current price of $31.59.
The highest analyst price target is $40.00 ,the lowest forecast is $29.00. The average price target represents 9.21% Increase from the current price of $31.59.
What do analysts say about SLM?
SLM’s analyst rating consensus is a Strong Buy. This is based on the ratings of 8 Wall Streets Analysts.
How can I buy shares of SLM?
Open a brokerage account, see exclusive account opening deals on our Best Online Brokers page.