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TF Bank AB (SE:TFBANK)
:TFBANK
TFBANK Stock Chart & Stats
kr170.78
-kr4.00(-1.07%)
At close: 4:00 PM EST
kr170.78
-kr4.00(-1.07%)
Day’s Range― - ―
52-Week Rangekr100.00 - kr190.00
Previous CloseN/A
Volume1.16K
Average Volume (3M)88.78K
Market Cap
kr9.96B
Enterprise Valuekr10.33B
Total Cash (Recent Filing)kr17.58M
Total Debt (Recent Filing)kr394.84M
Price to Earnings (P/E)15.9
Beta0.34
Next Earnings
Apr 14, 2026EPS Estimate
2.84Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.83
Shares Outstanding64,650,000
10 Day Avg. Volume104,991
30 Day Avg. Volume88,783
Financial Highlights & Ratios
PEG Ratio2.57
Price to Book (P/B)3.48
Price to Sales (P/S)2.85
P/FCF Ratio13.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)12.92
Revenue Forecast (FY)kr3.56B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent, double-digit revenue growth in 2025 indicates durable demand for TF Bank’s consumer lending and merchant finance products. Over 2–6 months this supports scaling economics, broader product penetration across markets, and resilience to single-market shocks when coupled with digital distribution.
Conservative Leverage And Stronger Balance SheetA materially lower debt-to-equity ratio points to greater funding flexibility and lower financial risk. This conservative leverage supports lending capacity, cushions against credit cycles, and preserves capacity for strategic investments or provisioning without forcing rapid capital raises.
Customer-deposit Funded Lending & Digital DistributionFunding loans via customer deposits reduces reliance on wholesale markets and supports stable net interest margins long-term. Combined with digital and partner distribution, this business model enables scalable originations, lower acquisition costs, and diversified origination channels across European markets.
Bears Say
Margin Compression And Earnings StagnationDeclining margins alongside flat net income despite revenue growth suggests rising costs, credit expenses, or pricing pressure. If persistent, this erodes return on assets and capital, constraining the bank’s ability to reinvest in growth or absorb future credit deterioration without margin recovery.
Volatile Cash GenerationLarge year-to-year swings in operating and free cash flow indicate earnings quality and working capital sensitivity. This volatility complicates capital planning, dividend predictability, and provisioning buffers, making the bank more exposed to episodic funding or credit stress in adverse scenarios.
Earnings-per-share DeteriorationA sharp decline in EPS growth reflects pressure on profitability per share and may signal dilution, higher costs, or one-off hits. Persistent EPS weakness reduces retained earnings growth, limits capital accumulation, and can constrain strategic investment or dividend capacity over the medium term.
TF Bank AB News
TFBANK FAQ
What was TF Bank AB’s price range in the past 12 months?
TF Bank AB lowest stock price was kr100.00 and its highest was kr190.00 in the past 12 months.
What is TF Bank AB’s market cap?
TF Bank AB’s market cap is kr9.96B.
When is TF Bank AB’s upcoming earnings report date?
TF Bank AB’s upcoming earnings report date is Apr 14, 2026 which is in 24 days.
How were TF Bank AB’s earnings last quarter?
TF Bank AB released its earnings results on Jan 20, 2026. The company reported kr2.83 earnings per share for the quarter, beating the consensus estimate of kr2.71 by kr0.12.
Is TF Bank AB overvalued?
According to Wall Street analysts TF Bank AB’s price is currently Overvalued.
Does TF Bank AB pay dividends?
TF Bank AB pays a Notavailable dividend of kr1.667 which represents an annual dividend yield of N/A. See more information on TF Bank AB dividends here
What is TF Bank AB’s EPS estimate?
TF Bank AB’s EPS estimate is 2.84.
How many shares outstanding does TF Bank AB have?
TF Bank AB has 64,650,000 shares outstanding.
What happened to TF Bank AB’s price movement after its last earnings report?
TF Bank AB reported an EPS of kr2.83 in its last earnings report, beating expectations of kr2.71. Following the earnings report the stock price went up 4.028%.
Which hedge fund is a major shareholder of TF Bank AB?
Currently, no hedge funds are holding shares in SE:TFBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TF Bank AB
TF Bank AB (publ) provides consumer banking services and e-commerce solutions through a proprietary IT platform. The company operates in three segments: Consumer Lending, E-commerce Solutions, and Credit Cards. It provides savings accounts; unsecured consumer loans; and digital payment solutions, as well as credit cards. The company serves private individuals in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, and Austria. TF Bank AB (publ) was founded in 1987 and is headquartered in Borås, Sweden.
Technical Analysis
Options Prices
Currently, No data available
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