Noba Bank Group AB (SE:NOBA)
:NOBA
NOBA Stock Chart & Stats
kr79.54
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Market closed
kr79.54
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Day’s Range― - ―
52-Week Rangekr75.69 - kr126.00
Previous CloseN/A
VolumeN/A
Average Volume (3M)2.00M
Market Cap
N/A
Enterprise Valuekr68.02B
Total Cash (Recent Filing)kr1.15B
Total Debt (Recent Filing)kr28.46B
Price to Earnings (P/E)17.3
Beta0.87
Next Earnings
May 27, 2026EPS Estimate
2.05Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.91
Shares Outstanding500,000,000
10 Day Avg. Volume366,984
30 Day Avg. Volume2,000,007
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)2.53
Price to Sales (P/S)3.88
P/FCF Ratio7.51
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
kr111.00Price Target Upside39.55% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)8.97
Revenue Forecast (FY)kr12.54B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue And Margin ExpansionMulti-year revenue expansion to 15.5B and a net margin of 22% in 2025 show durable demand and improving unit economics in core consumer lending. Sustained top-line scale and margin expansion strengthen earnings power, supporting reinvestment, capital build, and longer-term profitability resilience.
Strong Cash Generation In 2025Operating cash flow of 8.1B and FCF of 7.8B in 2025, with FCF roughly equal to net income, indicates high earnings quality and real cash conversion. This recent cash generation provides durable flexibility for lending growth, capital allocation, and potential shareholder returns if sustained.
Stronger Capital Base And ReturnsEquity expanding to 23.3B and ROE improving to ~14.6% demonstrate a strengthening capital base alongside better returns. A larger equity cushion and higher ROE improve loss-absorption capacity and support sustainable growth without immediate reliance on expensive external capital.
Bears Say
Rising LeverageDebt-to-equity climbing to ~1.22 and total debt rising materially increases financial leverage and funding sensitivity. Higher leverage amplifies downside in stress scenarios, limits strategic flexibility, and raises refinancing and liquidity risk for a retail lender dependent on stable funding over the medium term.
Cash Flow VolatilityHistoric cashflow swings — negative operating and free cash flow in 2023 and a ~31.9% FCF decline in 2025 versus 2024 — indicate volatility in cash conversion. Persistent swings complicate capital planning, strain liquidity buffers, and can force procyclical adjustments to lending, capital expenditures, or dividends.
Earnings Sensitivity / Past LossesA prior loss in 2021 and variability in profitability show sensitivity to credit cycles and operating conditions typical in consumer finance. This cyclicality means the 2025 margin improvement may be partially cyclical, raising uncertainty about the persistence of elevated profitability under adverse macro scenarios.
Noba Bank Group AB News
NOBA FAQ
What was Noba Bank Group AB’s price range in the past 12 months?
Noba Bank Group AB lowest stock price was kr75.69 and its highest was kr126.00 in the past 12 months.
What is Noba Bank Group AB’s market cap?
Currently, no data Available
When is Noba Bank Group AB’s upcoming earnings report date?
Noba Bank Group AB’s upcoming earnings report date is May 27, 2026 which is in 56 days.
How were Noba Bank Group AB’s earnings last quarter?
Noba Bank Group AB released its earnings results on Mar 02, 2026. The company reported kr1.911 earnings per share for the quarter, beating the consensus estimate of kr1.795 by kr0.116.
Is Noba Bank Group AB overvalued?
According to Wall Street analysts Noba Bank Group AB’s price is currently Undervalued.
Does Noba Bank Group AB pay dividends?
Noba Bank Group AB does not currently pay dividends.
What is Noba Bank Group AB’s EPS estimate?
Noba Bank Group AB’s EPS estimate is 2.05.
How many shares outstanding does Noba Bank Group AB have?
Noba Bank Group AB has 500,000,000 shares outstanding.
What happened to Noba Bank Group AB’s price movement after its last earnings report?
Noba Bank Group AB reported an EPS of kr1.911 in its last earnings report, beating expectations of kr1.795. Following the earnings report the stock price went down -2.507%.
Which hedge fund is a major shareholder of Noba Bank Group AB?
Currently, no hedge funds are holding shares in SE:NOBA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Noba Bank Group AB
NOBA Bank Group AB (publ) provides financial and banking products and services in Sweden, Norway, Finland, Denmark, Germany, Spain, Ireland, and the Netherlands. The company operates through three brands namely, Nordax Bank, Bank Norwegian and Svensk Hypotekspension. The company's services include private loans, credit cards, specialist mortgages, equity release mortgages, cross-border lending, and deposits for retail customers. The company was formerly known as Nordax Bank AB (publ) and changed its name to NOBA Bank Group AB (publ) in June 2023. NOBA Bank Group AB (publ) was incorporated in 2003 and is based in Stockholm, Sweden.
NOBA Stock 12 Month Forecast
Average Price Target
kr111.00
▲(39.55% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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