Diversified Business ModelHaving both outsourced collections (fee-for-service) and portfolio-investment businesses provides durable revenue mix. Fee revenues offer recurring cash flow and client stickiness, while portfolio activity can deliver higher, risk-adjusted returns over time, allowing the firm to shift emphasis by cycle.
Consistent Cash GenerationSustained positive operating and free cash flow is a structural strength. It funds operations, services debt, and supports portfolio purchases without relying solely on equity markets. Consistent cash conversion also provides a buffer versus recurring accounting losses and enhances strategic optionality.
Pan‑European Scale And Multi‑segment ReachA broad geographic footprint and service coverage (early to legal collections, B2B and B2C) create durable competitive advantages: diversified client base, cross‑sell opportunities, and stronger sourcing for portfolio buys. Scale supports efficiency and data-driven collection performance.