Profitability & MarginsHigh and improving margins indicate durable operational efficiency in core banking activities. Strong gross and operating margins suggest the bank retains a large share of revenue after costs, supporting sustainable earnings generation and resilience through economic cycles.

Revenue & Cash GenerationSimultaneous revenue growth and robust free cash flow expansion point to strengthening core loan and fee businesses and effective cash conversion. Elevated FCF supports reinvestment in lending, branch/digital capabilities, and provides flexibility for capital allocation decisions over the medium term.

Moderate LeverageA moderate debt-to-equity ratio signals prudent use of leverage for a regional bank, enabling credit extension while limiting excessive funding risk. This balance supports sustainable growth in lending volumes without overburdening the capital structure.

Bears Say

Low Equity RatioA very low equity ratio reduces the bank's capital buffer against asset shocks and credit losses. Structurally, this weakens loss-absorbing capacity, may constrain lending during stress, and increases reliance on stable earnings or external capital to meet regulatory or growth needs.

Inconsistent Revenue GrowthIrregular top-line growth undermines predictability of interest and fee income, complicating credit provisioning and long-term planning. For a regional bank, uneven revenue can reflect concentration risk or sensitivity to market/loan-cycle swings, limiting strategic consistency.

Low Return On EquityA low ROE implies limited profitability per unit of shareholder capital, reducing capacity to organically build buffers or fund expansion. Over the medium term this can pressure dividend policy and make it harder to attract equity without improving margins or lowering capital intensity.

8537 FAQ

What was Taiko Bank, Ltd.’s price range in the past 12 months?

Taiko Bank, Ltd. lowest stock price was ¥1120.00 and its highest was ¥2750.00 in the past 12 months.

What is Taiko Bank, Ltd.’s market cap?

Taiko Bank, Ltd.’s market cap is ¥24.60B.

When is Taiko Bank, Ltd.’s upcoming earnings report date?

Taiko Bank, Ltd.’s upcoming earnings report date is May 08, 2026 which is in 78 days.

How were Taiko Bank, Ltd.’s earnings last quarter?

Taiko Bank, Ltd. released its earnings results on Jan 30, 2026. The company reported ¥72.98 earnings per share for the quarter, beating the consensus estimate of N/A by ¥72.98.

Is Taiko Bank, Ltd. overvalued?

According to Wall Street analysts Taiko Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Taiko Bank, Ltd. pay dividends?

Taiko Bank, Ltd. pays a Semiannually dividend of ¥35 which represents an annual dividend yield of 3.5%. See more information on Taiko Bank, Ltd. dividends here

What is Taiko Bank, Ltd.’s EPS estimate?

Taiko Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Taiko Bank, Ltd. have?

Taiko Bank, Ltd. has 9,671,400 shares outstanding.

What happened to Taiko Bank, Ltd.’s price movement after its last earnings report?

Taiko Bank, Ltd. reported an EPS of ¥72.98 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Taiko Bank, Ltd.?

Currently, no hedge funds are holding shares in JP:8537

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Taiko Bank, Ltd.

The Taiko Bank,Ltd. provides various banking products and services in Japan. The company offers loans, credit card and guarantee, general leasing, foreign exchange, and Internet banking services. It operates through a network of 71 branches. The company was founded in 1942 and is headquartered in Nagaoka, Japan.