Bank of Kochi, Ltd. (JP:8416)

:8416

8416

Bank of Kochi, Ltd.

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Bank of Kochi, Ltd. (8416) Price & Analysis

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8416 Stock Chart & Stats

¥1076.00

-¥2.00(-0.24%)

At close: Jan 08 4:00 PM EST

¥1076.00

-¥2.00(-0.24%)

Day’s Range― - ―

52-Week Range¥646.00 - ¥1,483.00

Previous CloseN/A

Volume19.60K

Average Volume (3M)15.03K

Market Cap

¥10.63B

Enterprise Value-¥20.13B

Total Cash (Recent Filing)¥0.00

Total Debt (Recent Filing)¥54.07B

Price to Earnings (P/E)8.6

Beta1.05

Next Earnings

May 08, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.74%

Share Statistics

EPS (TTM)28.00

Shares Outstanding10,244,800

10 Day Avg. Volume12,840

30 Day Avg. Volume15,030

Financial Highlights & Ratios

PEG Ratio-0.27

Price to Book (P/B)0.16

Price to Sales (P/S)0.37

P/FCF Ratio0.00

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Manageable LeverageThe balance sheet shows a stable equity base with a debt-to-equity of 1.07, which remains within manageable ranges for a regional bank. That capital structure supports continued lending and local market operations, providing a foundation for growth while allowing room to absorb shocks if asset quality holds.

Improving Cash GenerationFree cash flow moving from negative to positive and a strong operating cash flow to net income ratio (5.22) indicate improved cash conversion and operational discipline. Durable cash generation enhances the bank's ability to fund lending, cover dividends, and shore up reserves over multiple quarters.

Sustained Net ProfitabilityA positive net margin of 3.85% demonstrates ongoing profitability from core banking activities. While margins have softened, continued net profit provides an earnings buffer to support provisioning and reinvestment into fee businesses, sustaining the franchise over the medium term.

Bears Say

Declining Revenue And MarginsA contracting revenue base alongside falling EBIT and net margins signals structural pressure on top-line growth and operating efficiency. For a regional bank, weaker revenue and margin trends can erode the ability to expand lending, invest in services, and sustain long-term profitability versus peers.

Low Return On EquityAn ROE of 1.70% is markedly low for a banking franchise and implies limited effectiveness in generating shareholder returns from equity. Persistently low ROE constrains retained earnings accumulation and limits capacity to absorb losses or fund growth without raising new capital.

Volatile Cash FlowsWhile recent free cash flow improved, the history of volatile cash generation raises concern about predictability of funding and dividend sustainability. For banks, inconsistent cash flows increase reliance on wholesale funding in stress periods and complicate medium-term capital planning.

8416 FAQ

What was Bank of Kochi, Ltd.’s price range in the past 12 months?

Bank of Kochi, Ltd. lowest stock price was ¥646.00 and its highest was ¥1483.00 in the past 12 months.

What is Bank of Kochi, Ltd.’s market cap?

Bank of Kochi, Ltd.’s market cap is ¥10.63B.

When is Bank of Kochi, Ltd.’s upcoming earnings report date?

Bank of Kochi, Ltd.’s upcoming earnings report date is May 08, 2026 which is in 41 days.

How were Bank of Kochi, Ltd.’s earnings last quarter?

Bank of Kochi, Ltd. released its earnings results on Feb 09, 2026. The company reported ¥28 earnings per share for the quarter, beating the consensus estimate of N/A by ¥28.

Is Bank of Kochi, Ltd. overvalued?

According to Wall Street analysts Bank of Kochi, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Bank of Kochi, Ltd. pay dividends?

Bank of Kochi, Ltd. pays a Semiannually dividend of ¥15 which represents an annual dividend yield of 2.74%. See more information on Bank of Kochi, Ltd. dividends here

What is Bank of Kochi, Ltd.’s EPS estimate?

Bank of Kochi, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Bank of Kochi, Ltd. have?

Bank of Kochi, Ltd. has 10,244,800 shares outstanding.

What happened to Bank of Kochi, Ltd.’s price movement after its last earnings report?

Bank of Kochi, Ltd. reported an EPS of ¥28 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -10.838%.

Which hedge fund is a major shareholder of Bank of Kochi, Ltd.?

Currently, no hedge funds are holding shares in JP:8416

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Bank of Kochi, Ltd.

The Bank Of Kochi, Ltd. provides various banking products and services in Japan. The company offers savings and term deposits; mortgage, education, and car loans; insurance products and services; investment trust services; and cards. It operates 72 branches. The company was founded in 1930 and is headquartered in Kochi, Japan.