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Bank of Kochi, Ltd. (JP:8416)
:8416
Japanese Market
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Bank of Kochi, Ltd. (8416) Price & Analysis

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8416 Stock Chart & Stats

¥1076.00
-¥2.00(-0.24%)
At close: 4:00 PM EST
¥1076.00
-¥2.00(-0.24%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthA near-20% top-line acceleration in FY2026 reflects renewed lending or fee momentum. Durable revenue growth, if sustained, improves ability to expand net interest income and fee pools, helping absorb fixed costs and finance strategic initiatives across the regional franchise.
Improved Cash GenerationStrong operating and free cash flow in FY2026 materially enhances liquidity and internal funding capacity. Reliable cash generation supports lending activities, buffers credit stress, and can fund reinvestment or capital needs without immediate external financing if the improvement proves repeatable.
Diverse Local Banking FranchiseA focused regional banking model with lending, deposit taking, FX, investment and insurance sales creates multiple revenue streams and strong local deposit franchises. This diversification and close client relationships support stable customer funding and cross-sell opportunities over the medium term.
Bears Say
Profitability DeteriorationMaterial margin compression and falling net income indicate weaker earnings quality. Low margins limit retained earnings and capital build, constrain the bank's ability to invest or absorb credit losses, and translate into persistently low ROE, challenging long-term shareholder returns.
Rising Leverage And Falling EquityHigher leverage and a shrinking equity base reduce balance-sheet flexibility and raise solvency sensitivity. This structural shift increases vulnerability to credit losses or market stress, may press regulatory capital metrics, and limits room for organic growth or larger loan-originations.
Volatile Cash Flow HistoryMulti-year swings from negative to zero to strong cash flows undermine predictability of internal funding. Such volatility complicates capital planning, dividend consistency, and lending capacity forecasts, making it harder to rely on FY2026 cash strength as a durable trend.

8416 FAQ

What was Bank of Kochi, Ltd.’s price range in the past 12 months?
Bank of Kochi, Ltd. lowest stock price was ¥733.00 and its highest was ¥1483.00 in the past 12 months.
    What is Bank of Kochi, Ltd.’s market cap?
    Bank of Kochi, Ltd.’s market cap is ¥12.70B.
      When is Bank of Kochi, Ltd.’s upcoming earnings report date?
      Bank of Kochi, Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 72 days.
        How were Bank of Kochi, Ltd.’s earnings last quarter?
        Bank of Kochi, Ltd. released its earnings results on May 11, 2026. The company reported ¥3.46 earnings per share for the quarter, beating the consensus estimate of N/A by ¥3.46.
          Is Bank of Kochi, Ltd. overvalued?
          According to Wall Street analysts Bank of Kochi, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank of Kochi, Ltd. pay dividends?
            Bank of Kochi, Ltd. pays a Semiannually dividend of ¥15 which represents an annual dividend yield of 2.74%. See more information on Bank of Kochi, Ltd. dividends here
              What is Bank of Kochi, Ltd.’s EPS estimate?
              Bank of Kochi, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Bank of Kochi, Ltd. have?
              Bank of Kochi, Ltd. has 10,244,800 shares outstanding.
                What happened to Bank of Kochi, Ltd.’s price movement after its last earnings report?
                Bank of Kochi, Ltd. reported an EPS of ¥3.46 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 23.846%.
                  Which hedge fund is a major shareholder of Bank of Kochi, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8416
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Bank of Kochi, Ltd.

                    The Bank Of Kochi, Ltd. provides various banking products and services in Japan. The company offers savings and term deposits; mortgage, education, and car loans; insurance products and services; investment trust services; and cards. It operates 72 branches. The company was founded in 1930 and is headquartered in Kochi, Japan.

                    Bank of Kochi, Ltd. (8416) Earnings & Revenues

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