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Hyakugo Bank Ltd (JP:8368)
:8368

Hyakugo Bank (8368) Price & Analysis

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8368 Stock Chart & Stats

¥931.00
¥9.00(1.42%)
At close: 4:00 PM EST
¥931.00
¥9.00(1.42%)

Bulls Say, Bears Say

Bulls Say
Deposit‑funded Net Interest IncomeA stable, deposit‑driven funding base is a durable competitive advantage for a regional bank. Low‑cost customer deposits support net interest income across cycles, enabling reliable lending margins and funding for SME, mortgage and consumer lending without reliance on volatile wholesale markets.
Consistent Revenue GrowthSustained top‑line growth reflects steady loan demand, fee income expansion and effective cost management. Over a 2–6 month to multi‑year horizon this trend supports margin stability, incremental provisioning capacity and reinvestment into digital/branch capabilities, improving medium‑term resilience.
Improved Cash GenerationA meaningful cash flow turnaround strengthens financial flexibility: it funds loan growth, reduces reliance on external financing, supports provisioning and dividends, and enables gradual deleveraging. Sustained positive operating cash flow is a durable sign of core earnings quality.
Bears Say
Elevated LeveragePersistently high leverage, even after improvement, raises vulnerability to credit stress or unexpected losses. It constrains capital cushions, limits strategic flexibility for lending or M&A, and increases sensitivity to funding shocks or rising impairment needs in adverse local economic cycles.
Modest ProfitabilityModest net margins and below‑peer ROE imply limited capacity to generate excess returns for shareholders. Over the medium term, this necessitates sustained cost discipline, fee income growth or margin expansion to improve capital returns and absorb future credit costs without eroding capital ratios.
Regional Concentration RiskA core focus on a regional customer base concentrates credit and deposit exposure to local economic and demographic trends. This structural concentration can limit diversification, amplify cyclical effects on asset quality and constrain long‑term growth relative to nationwide banks with broader markets.

Hyakugo Bank News

8368 FAQ

What was Hyakugo Bank Ltd’s price range in the past 12 months?
Hyakugo Bank Ltd lowest stock price was ¥550.00 and its highest was ¥1640.00 in the past 12 months.
    What is Hyakugo Bank Ltd’s market cap?
    Hyakugo Bank Ltd’s market cap is ¥383.42B.
      When is Hyakugo Bank Ltd’s upcoming earnings report date?
      Hyakugo Bank Ltd’s upcoming earnings report date is May 08, 2026 which is in 78 days.
        How were Hyakugo Bank Ltd’s earnings last quarter?
        Hyakugo Bank Ltd released its earnings results on Feb 03, 2026. The company reported ¥24.59 earnings per share for the quarter, beating the consensus estimate of N/A by ¥24.59.
          Is Hyakugo Bank Ltd overvalued?
          According to Wall Street analysts Hyakugo Bank Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hyakugo Bank Ltd pay dividends?
            Hyakugo Bank Ltd pays a Semiannually dividend of ¥13 which represents an annual dividend yield of 2.19%. See more information on Hyakugo Bank Ltd dividends here
              What is Hyakugo Bank Ltd’s EPS estimate?
              Hyakugo Bank Ltd’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hyakugo Bank Ltd have?
              Hyakugo Bank Ltd has 254,119,000 shares outstanding.
                What happened to Hyakugo Bank Ltd’s price movement after its last earnings report?
                Hyakugo Bank Ltd reported an EPS of ¥24.59 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.562%.
                  Which hedge fund is a major shareholder of Hyakugo Bank Ltd?
                  Currently, no hedge funds are holding shares in JP:8368
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Hyakugo Bank Ltd

                    Hyakugo Bank (8368) is a regional bank based in Japan, primarily serving the Gifu and Mie Prefectures. The bank offers a wide range of financial services, including commercial banking, retail banking, and asset management. Its core products include savings accounts, personal and business loans, investment products, and various financial services tailored to meet the needs of individuals, small to medium-sized enterprises, and local corporations.

                    Hyakugo Bank (8368) Earnings & Revenues

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