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Yamanashi Chuo Bank, Ltd. (JP:8360)
:8360
Japanese Market

Yamanashi Chuo Bank, Ltd. (8360) Price & Analysis

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8360 Stock Chart & Stats

¥4290.00
¥72.00(3.82%)
At close: 4:00 PM EST
¥4290.00
¥72.00(3.82%)

Bulls Say, Bears Say

Bulls Say
Profitability (Net Margin)A 14.08% net profit margin reflects durable core profitability for a regional bank, providing an earnings cushion. Sustained margins support loss absorption, funding for reinvestment and customer initiatives, and enable consistent servicing of regional lending and deposit franchises over months.
Free Cash Flow ConversionA free cash flow to net income ratio near 0.96 indicates the bank largely converts reported earnings into cash. Reliable cash generation supports dividends, internal reinvestment, and balance-sheet repair without heavy reliance on external funding, strengthening multi-month financial flexibility.
Regional Franchise & PartnershipsA focused regional franchise with local-government and business ties creates a stable deposit base and predictable loan demand. Relationship banking and community positioning are durable competitive advantages that support steady fee income, lower deposit volatility, and sustained local market share.
Bears Say
High LeverageA debt-to-equity ratio of 3.01 signals significant balance-sheet leverage. Elevated leverage reduces financial flexibility, heightens sensitivity to rate moves or credit stress, and limits the bank's ability to expand lending or absorb losses without raising costly funding or equity over the medium term.
Weak Operating Cash ConversionAn operating cash flow to net income ratio of 0.21 shows reported earnings are not being matched by operating cash quickly. Poor cash conversion can constrain internal funding for loan growth, provisioning, or shareholder returns and may force reliance on securities sales or external liquidity over months.
Low Return On EquityA modest ROE of 3.60% indicates limited profitability relative to equity capital. Low capital efficiency can slow equity accumulation, compress shareholder returns, and pressure management to use higher leverage or pursue riskier activities to raise returns, constraining long-term strategic optionality.

Yamanashi Chuo Bank, Ltd. News

8360 FAQ

What was Yamanashi Chuo Bank, Ltd.’s price range in the past 12 months?
Yamanashi Chuo Bank, Ltd. lowest stock price was ¥1537.00 and its highest was ¥5720.00 in the past 12 months.
    What is Yamanashi Chuo Bank, Ltd.’s market cap?
    Yamanashi Chuo Bank, Ltd.’s market cap is ¥170.75B.
      When is Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date?
      Yamanashi Chuo Bank, Ltd.’s upcoming earnings report date is May 18, 2026 which is in 90 days.
        How were Yamanashi Chuo Bank, Ltd.’s earnings last quarter?
        Yamanashi Chuo Bank, Ltd. released its earnings results on Feb 09, 2026. The company reported ¥103.33 earnings per share for the quarter, beating the consensus estimate of N/A by ¥103.33.
          Is Yamanashi Chuo Bank, Ltd. overvalued?
          According to Wall Street analysts Yamanashi Chuo Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamanashi Chuo Bank, Ltd. pay dividends?
            Yamanashi Chuo Bank, Ltd. pays a Semiannually dividend of ¥59 which represents an annual dividend yield of 2.56%. See more information on Yamanashi Chuo Bank, Ltd. dividends here
              What is Yamanashi Chuo Bank, Ltd.’s EPS estimate?
              Yamanashi Chuo Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamanashi Chuo Bank, Ltd. have?
              Yamanashi Chuo Bank, Ltd. has 32,783,000 shares outstanding.
                What happened to Yamanashi Chuo Bank, Ltd.’s price movement after its last earnings report?
                Yamanashi Chuo Bank, Ltd. reported an EPS of ¥103.33 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.183%.
                  Which hedge fund is a major shareholder of Yamanashi Chuo Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8360
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamanashi Chuo Bank, Ltd.

                    The Yamanashi Chuo Bank, Ltd., together with its subsidiaries, provides financial services to individual and corporate customers in Yamanashi Prefecture and western Tokyo, Japan. It accepts deposits; and provides loans. The company also offers insurance products, loan guarantees, investment trust and leasing services, credit cards, call loans and call money, and consulting and economic research services, as well as corporate bond underwriting services. In addition, it is involved in the asset management activities; securities trading business; provision of foreign exchange operations; short-term fundraising; and provision of over-the-counter sale of public bonds, such as Japanese government bonds. The company operates through a network of 90 branches, including 1 Internet branch and 2 district offices; and 1 representative office in Hong Kong. The Yamanashi Chuo Bank, Ltd. was founded in 1941 and is headquartered in Kofu, Japan.

                    Yamanashi Chuo Bank, Ltd. (8360) Earnings & Revenues

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