Credit Saison Co Ltd (JP:8253)
:8253
Want to see JP:8253 full AI Analyst Report?
8253 Stock Chart & Stats
¥4337.00
-¥84.00(-2.30%)
At close: 4:00 PM EST
¥4337.00
-¥84.00(-2.30%)
Day’s Range― - ―
52-Week Range¥3,561.00 - ¥4,940.00
Previous CloseN/A
Volume580.90K
Average Volume (3M)674.89K
Market Cap
¥651.60B
Enterprise Value¥4.08T
Total Cash (Recent Filing)¥101.84B
Total Debt (Recent Filing)¥3.48T
Price to Earnings (P/E)9.3
Beta0.98
Next Earnings
Aug 06, 2026EPS Estimate
156.62Next Dividend Ex-DateN/A
Dividend Yield2.79%
Share Statistics
EPS (TTM)428.86
Shares Outstanding185,444,760
10 Day Avg. Volume654,510
30 Day Avg. Volume674,893
Financial Highlights & Ratios
PEG Ratio4.29
Price to Book (P/B)0.76
Price to Sales (P/S)1.06
P/FCF Ratio-3.86
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥5,133.33Price Target Upside18.36% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)527.36
Revenue Forecast (FY)¥502.48B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthMulti-year top-line growth through FY2026 indicates durable customer demand for cards, lending and payment services. Sustained revenue expansion supports operating scale, funds product investment and helps the company better absorb credit-cycle swings over the next 2–6 months.
Healthy ProfitabilityHistorically strong net margins show the business can convert revenue into earnings via interest spreads and fees. This profitability helps build retained capital and supports returns on equity, providing a buffer for underwriting losses and enabling reinvestment without immediate reliance on external capital.
Stable Business Model / Revenue MixA diversified mix of interest income, recurring fee revenue and transaction-related finance income creates steady cash engines tied to household payments. This structural mix supports predictable earnings and client retention, underpinning long-term competitiveness in consumer finance and payments.
Bears Say
Persistent Negative Cash FlowConsistent negative operating and free cash flow across multiple years materially increases reliance on external funding to support balance-sheet growth. This reduces financial flexibility, raises refinancing risk, and makes the company more vulnerable if wholesale funding or credit markets tighten.
High LeverageDebt levels near 4–5x equity create significant sensitivity to rising funding costs or a deterioration in asset quality. Elevated leverage limits strategic optionality, increases interest expense risk, and amplifies earnings volatility when credit conditions or interest rates shift.
Recent Earnings PressureA decline in net income while revenue rose signals margin pressure from costs, credit deterioration or funding expense increases. This trend suggests earnings can be volatile and that revenue growth alone may not sustain profit growth without tighter cost or credit control.
Credit Saison Co News
8253 FAQ
What was Credit Saison Co Ltd’s price range in the past 12 months?
Credit Saison Co Ltd lowest stock price was ¥3561.00 and its highest was ¥4940.00 in the past 12 months.
What is Credit Saison Co Ltd’s market cap?
Credit Saison Co Ltd’s market cap is ¥651.60B.
When is Credit Saison Co Ltd’s upcoming earnings report date?
Credit Saison Co Ltd’s upcoming earnings report date is Aug 06, 2026 which is in 77 days.
How were Credit Saison Co Ltd’s earnings last quarter?
Credit Saison Co Ltd released its earnings results on May 15, 2026. The company reported ¥97.08 earnings per share for the quarter, beating the consensus estimate of ¥78.989 by ¥18.091.
Is Credit Saison Co Ltd overvalued?
According to Wall Street analysts Credit Saison Co Ltd’s price is currently Undervalued.
Does Credit Saison Co Ltd pay dividends?
Credit Saison Co Ltd pays a Annually dividend of ¥130 which represents an annual dividend yield of 2.79%. See more information on Credit Saison Co Ltd dividends here
What is Credit Saison Co Ltd’s EPS estimate?
Credit Saison Co Ltd’s EPS estimate is 156.62.
How many shares outstanding does Credit Saison Co Ltd have?
Credit Saison Co Ltd has 185,444,760 shares outstanding.
What happened to Credit Saison Co Ltd’s price movement after its last earnings report?
Credit Saison Co Ltd reported an EPS of ¥97.08 in its last earnings report, beating expectations of ¥78.989. Following the earnings report the stock price went down -1.931%.
Which hedge fund is a major shareholder of Credit Saison Co Ltd?
Currently, no hedge funds are holding shares in JP:8253
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credit Saison Co Ltd
Credit Saison Co., Ltd. provides leasing, finance, real estate, entertainment, and payment services in Japan and internationally. The company offers credit cards, prepaid and debit cards, smartphone-based services, and loan collection services; and payment solutions and business support services for corporate activities, as well as marketing solutions. It also engages in the credit guarantee and finance related businesses; leasing of office equipment; servicing business; real estate business; real estate leasing activities; and digital payment and asset management services, as well as develops and manages amusement centers/arcades. The company was formerly known as Seibu Credit Co., Ltd. and changed its name to Credit Saison Co., Ltd. in October 1989. Credit Saison Co., Ltd. was incorporated in 1951 and is headquartered in Tokyo, Japan.
8253 Stock 12 Month Forecast
Average Price Target
¥5,133.33
▲(18.36% Upside)
Technical Analysis
Options Prices
Currently, No data available
---