Credit Saison Co Ltd (JP:8253)
:8253
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8253 Stock Chart & Stats
¥4337.00
-¥84.00(-2.30%)
At close: 4:00 PM EST
¥4337.00
-¥84.00(-2.30%)
Day’s Range― - ―
52-Week Range¥3,561.00 - ¥4,940.00
Previous CloseN/A
Volume580.90K
Average Volume (3M)674.89K
Market Cap
¥610.56B
Enterprise Value¥4.06T
Total Cash (Recent Filing)¥101.84B
Total Debt (Recent Filing)¥3.48T
Price to Earnings (P/E)9.6
Beta0.97
Next Earnings
Aug 06, 2026EPS Estimate
156.62Next Dividend Ex-DateN/A
Dividend Yield2.79%
Share Statistics
EPS (TTM)428.86
Shares Outstanding161,102,570
10 Day Avg. Volume654,510
30 Day Avg. Volume674,893
Financial Highlights & Ratios
PEG Ratio4.29
Price to Book (P/B)0.76
Price to Sales (P/S)1.06
P/FCF Ratio-3.86
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥5,152.86Price Target Upside18.81% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)539.33
Revenue Forecast (FY)¥504.90B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthMulti-year top-line growth through FY2026 indicates durable customer demand for cards, lending and payment services. Sustained revenue expansion supports operating scale, funds product investment and helps the company better absorb credit-cycle swings over the next 2–6 months.
Healthy ProfitabilityHistorically strong net margins show the business can convert revenue into earnings via interest spreads and fees. This profitability helps build retained capital and supports returns on equity, providing a buffer for underwriting losses and enabling reinvestment without immediate reliance on external capital.
Stable Business Model / Revenue MixA diversified mix of interest income, recurring fee revenue and transaction-related finance income creates steady cash engines tied to household payments. This structural mix supports predictable earnings and client retention, underpinning long-term competitiveness in consumer finance and payments.
Bears Say
Persistent Negative Cash FlowConsistent negative operating and free cash flow across multiple years materially increases reliance on external funding to support balance-sheet growth. This reduces financial flexibility, raises refinancing risk, and makes the company more vulnerable if wholesale funding or credit markets tighten.
High LeverageDebt levels near 4–5x equity create significant sensitivity to rising funding costs or a deterioration in asset quality. Elevated leverage limits strategic optionality, increases interest expense risk, and amplifies earnings volatility when credit conditions or interest rates shift.
Recent Earnings PressureA decline in net income while revenue rose signals margin pressure from costs, credit deterioration or funding expense increases. This trend suggests earnings can be volatile and that revenue growth alone may not sustain profit growth without tighter cost or credit control.
Credit Saison Co News
8253 FAQ
What was Credit Saison Co Ltd’s price range in the past 12 months?
Credit Saison Co Ltd lowest stock price was ¥3561.00 and its highest was ¥4940.00 in the past 12 months.
What is Credit Saison Co Ltd’s market cap?
Credit Saison Co Ltd’s market cap is ¥610.56B.
When is Credit Saison Co Ltd’s upcoming earnings report date?
Credit Saison Co Ltd’s upcoming earnings report date is Aug 06, 2026 which is in 55 days.
How were Credit Saison Co Ltd’s earnings last quarter?
Credit Saison Co Ltd released its earnings results on May 15, 2026. The company reported ¥97.08 earnings per share for the quarter, beating the consensus estimate of ¥78.989 by ¥18.091.
Is Credit Saison Co Ltd overvalued?
According to Wall Street analysts Credit Saison Co Ltd’s price is currently Undervalued.
Does Credit Saison Co Ltd pay dividends?
Credit Saison Co Ltd pays a Annually dividend of ¥159 which represents an annual dividend yield of 2.79%. See more information on Credit Saison Co Ltd dividends here
What is Credit Saison Co Ltd’s EPS estimate?
Credit Saison Co Ltd’s EPS estimate is 156.62.
How many shares outstanding does Credit Saison Co Ltd have?
Credit Saison Co Ltd has 161,102,570 shares outstanding.
What happened to Credit Saison Co Ltd’s price movement after its last earnings report?
Credit Saison Co Ltd reported an EPS of ¥97.08 in its last earnings report, beating expectations of ¥78.989. Following the earnings report the stock price went down -1.931%.
Which hedge fund is a major shareholder of Credit Saison Co Ltd?
Currently, no hedge funds are holding shares in JP:8253
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credit Saison Co Ltd
Credit Saison Co., Ltd. is a diversified Japanese company, also operating globally, that delivers a broad spectrum of services. These encompass various financial and payment offerings, including credit cards, prepaid and debit cards, mobile-based payment systems, and loan collection. The company also extends business support and payment processing solutions to corporate clients, alongside marketing services. Its operations further include credit guarantees, diverse financing activities, and the leasing of office equipment. Additionally, Credit Saison is engaged in the real estate sector, covering property management and rental, as well as digital payment solutions and asset management. The company also develops and oversees entertainment facilities, such as amusement centers. Established in 1951, Credit Saison Co., Ltd. is headquartered in Tokyo, Japan, and was formerly known as Seibu Credit Co., Ltd. until its name change in October 1989.
8253 Stock 12 Month Forecast
Average Price Target
¥5,152.86
▲(18.81% Upside)
Technical Analysis
Options Prices
Currently, No data available
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