Credit Saison Co Ltd (JP:8253)
:8253
8253 Stock Chart & Stats
¥4260.00
-¥84.00(-2.30%)
At close: 4:00 PM EST
¥4260.00
-¥84.00(-2.30%)
Day’s Range― - ―
52-Week Range¥2,850.00 - ¥4,940.00
Previous CloseN/A
Volume580.90K
Average Volume (3M)674.89K
Market Cap
¥669.73B
Enterprise Value¥4.15T
Total Cash (Recent Filing)¥101.84B
Total Debt (Recent Filing)¥3.48T
Price to Earnings (P/E)7.0
Beta1.02
Next Earnings
May 15, 2026EPS Estimate
78.99Next Dividend Ex-DateN/A
Dividend Yield2.79%
Share Statistics
EPS (TTM)148.43
Shares Outstanding185,444,760
10 Day Avg. Volume654,510
30 Day Avg. Volume674,893
Financial Highlights & Ratios
PEG Ratio-1.26
Price to Book (P/B)0.78
Price to Sales (P/S)1.12
P/FCF Ratio-2.19
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥5,316.44Price Target Upside24.80% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)509.01
Revenue Forecast (FY)¥497.94B
Bulls Say, Bears Say
Bulls Say
Revenue & Margin StrengthConsistent top-line expansion combined with high gross (77.8%) and healthy net margins (13.5%) indicates durable operating efficiency in core card and finance operations. These margins support reinvestment, cushion downturns, and underpin sustainable profitability across payment and lending activities.
Return On Equity & Equity BaseA 9.4% ROE shows management extracts solid returns from shareholders' capital, and a stable 15.1% equity ratio provides a persistent capital buffer. Together these fundamentals suggest the business generates acceptable equity returns and has structural capital adequacy despite leverage.
Diversified Card-Based Revenue ModelA mix of merchant acquiring fees, cardholder service fees, interest from revolving balances, and partner co-branded arrangements creates recurring, diversified cash streams. This structural revenue mix supports resilience to single-channel shocks and scalable growth as transaction volumes expand.
Bears Say
High Financial LeverageVery high debt-to-equity increases sensitivity to interest rates and funding conditions, constraining strategic flexibility. Over a multi-month horizon, leverage elevates refinancing and regulatory risk, and limits the firm's ability to absorb credit shocks or pursue opportunistic investments without raising capital.
Negative Operating & Free Cash FlowPersistent negative operating and free cash flows show the company struggles to convert profits into cash, increasing reliance on external funding. This structural cash-generation shortfall can impede debt reduction, capex financing, and dividend sustainability unless core cash conversion improves.
Earnings Pressure / EPS DeclineA year-over-year dip in net income and negative EPS growth signal emerging profitability pressures that may reflect rising credit costs or margin compression. If persistent, this trend undermines earnings predictability and the firm's ability to deleverage or expand shareholder returns over the medium term.
Credit Saison Co News
8253 FAQ
What was Credit Saison Co Ltd’s price range in the past 12 months?
Credit Saison Co Ltd lowest stock price was ¥2850.00 and its highest was ¥4940.00 in the past 12 months.
What is Credit Saison Co Ltd’s market cap?
Credit Saison Co Ltd’s market cap is ¥669.73B.
When is Credit Saison Co Ltd’s upcoming earnings report date?
Credit Saison Co Ltd’s upcoming earnings report date is May 15, 2026 which is in 37 days.
How were Credit Saison Co Ltd’s earnings last quarter?
Credit Saison Co Ltd released its earnings results on Feb 13, 2026. The company reported ¥148.43 earnings per share for the quarter, beating the consensus estimate of ¥99.776 by ¥48.654.
Is Credit Saison Co Ltd overvalued?
According to Wall Street analysts Credit Saison Co Ltd’s price is currently Undervalued.
Does Credit Saison Co Ltd pay dividends?
Credit Saison Co Ltd pays a Annually dividend of ¥130 which represents an annual dividend yield of 2.79%. See more information on Credit Saison Co Ltd dividends here
What is Credit Saison Co Ltd’s EPS estimate?
Credit Saison Co Ltd’s EPS estimate is 78.99.
How many shares outstanding does Credit Saison Co Ltd have?
Credit Saison Co Ltd has 185,444,760 shares outstanding.
What happened to Credit Saison Co Ltd’s price movement after its last earnings report?
Credit Saison Co Ltd reported an EPS of ¥148.43 in its last earnings report, beating expectations of ¥99.776. Following the earnings report the stock price went down -2.198%.
Which hedge fund is a major shareholder of Credit Saison Co Ltd?
Currently, no hedge funds are holding shares in JP:8253
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credit Saison Co Ltd
Credit Saison Co., Ltd. provides leasing, finance, real estate, entertainment, and payment services in Japan and internationally. The company offers credit cards, prepaid and debit cards, smartphone-based services, and loan collection services; and payment solutions and business support services for corporate activities, as well as marketing solutions. It also engages in the credit guarantee and finance related businesses; leasing of office equipment; servicing business; real estate business; real estate leasing activities; and digital payment and asset management services, as well as develops and manages amusement centers/arcades. The company was formerly known as Seibu Credit Co., Ltd. and changed its name to Credit Saison Co., Ltd. in October 1989. Credit Saison Co., Ltd. was incorporated in 1951 and is headquartered in Tokyo, Japan.
8253 Stock 12 Month Forecast
Average Price Target
¥5,316.44
▲(24.80% Upside)
Technical Analysis
ACOM Co
―
AEON Financial Service Co
―
Marui Group Co
―
Aiful Corporation
―
Jaccs Co., Ltd.
―
Options Prices
Currently, No data available
---