Credit Saison Co. Reports Revenue Growth Amid Profit Decline

Credit Saison Co ( (CSASF) ) has released its Q1 earnings. Here is a breakdown of the information Credit Saison Co presented to its investors.

Credit Saison Co., Ltd. is a Tokyo Stock Exchange-listed company primarily engaged in the financial services sector, offering a range of services including credit card, leasing, and finance-related operations.

In its latest earnings report for the three months ended June 30, 2025, Credit Saison Co. reported a net revenue increase of 8.9% year-on-year, reaching 108,962 million yen. Despite this growth in revenue, the company experienced a slight decline in profit before tax and profit attributable to owners of the parent, with decreases of 3.0% and 3.9% respectively.

Key financial highlights include a significant rise in income from the payment business, which saw an increase from 59,002 million yen to 65,788 million yen. However, the real estate-related business experienced a decline in revenue, dropping from 16,153 million yen to 10,962 million yen. The company’s total assets grew marginally to 4,702,677 million yen, while total equity decreased slightly to 710,289 million yen.

Looking ahead, Credit Saison Co. maintains a positive outlook with a projected net revenue growth of 13.3% for the fiscal year ending March 31, 2026. The company plans to continue its strategic initiatives, including stock buybacks, to enhance shareholder value.

Overall, Credit Saison Co. remains focused on leveraging its diverse business segments to drive growth and maintain its position in the competitive financial services industry.