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Juroku Financial Group,Inc. (JP:7380)
:7380
Japanese Market
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Juroku Financial Group,Inc. (7380) Price & Analysis

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7380 Stock Chart & Stats

¥7420.00
¥45.00(1.05%)
At close: 4:00 PM EST
¥7420.00
¥45.00(1.05%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth MomentumSustained ~9% top-line growth reflects durable demand for core deposit, lending and fee services in the bank's regional franchise. Over 2–6 months this trend supports lending scale, fee income diversification and franchise expansion versus peers reliant on volatile trading income.
Healthy Net Profit MarginA 17.5% net margin signals structural profitability from banking operations, indicating pricing power on loans and cost control. This margin provides recurring earnings buffer for credit costs and reinvestment, supporting medium-term capital generation without relying solely on one-off items.
Turnaround In Free Cash FlowA dramatic shift to positive free cash flow and near-parity FCF/net income ratio demonstrates improved cash conversion and liquidity. Durable cash generation strengthens the balance sheet, funds loan growth or provisions, and reduces reliance on external funding over the medium term.
Bears Say
Rising LeverageHigher debt-to-equity (1.69) shows increased reliance on borrowed funds, raising sensitivity to rising interest rates and funding stress. Over several months this reduces financial flexibility, heightens refinancing risk, and can amplify capital strain if credit costs or loan losses rise.
Declining Operating EfficiencyFalling EBIT/EBITDA margins point to rising operating costs or less profitable business mix. Structurally declining operating efficiency can compress core earnings, limiting the group's ability to absorb credit shocks or invest in branch/tech improvements without restoring underlying margins.
Weak OCF ConversionA low operating cash flow to net income ratio indicates earnings are not consistently translating into operating liquidity. Over time this can constrain internal funding for loans or provisions, forcing more reliance on debt or asset sales to support business growth or regulatory capital needs.

Juroku Financial Group,Inc. News

7380 FAQ

What was Juroku Financial Group,Inc.’s price range in the past 12 months?
Juroku Financial Group,Inc. lowest stock price was ¥898.00 and its highest was ¥2196.00 in the past 12 months.
    What is Juroku Financial Group,Inc.’s market cap?
    Juroku Financial Group,Inc.’s market cap is ¥354.04B.
      When is Juroku Financial Group,Inc.’s upcoming earnings report date?
      Juroku Financial Group,Inc.’s upcoming earnings report date is May 14, 2026 which is in 18 days.
        How were Juroku Financial Group,Inc.’s earnings last quarter?
        Juroku Financial Group,Inc. released its earnings results on Jan 29, 2026. The company reported ¥37.506 earnings per share for the quarter, beating the consensus estimate of N/A by ¥37.506.
          Is Juroku Financial Group,Inc. overvalued?
          According to Wall Street analysts Juroku Financial Group,Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Juroku Financial Group,Inc. pay dividends?
            Juroku Financial Group,Inc. pays a Semiannually dividend of ¥100 which represents an annual dividend yield of 2.94%. See more information on Juroku Financial Group,Inc. dividends here
              What is Juroku Financial Group,Inc.’s EPS estimate?
              Juroku Financial Group,Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Juroku Financial Group,Inc. have?
              Juroku Financial Group,Inc. has 189,620,670 shares outstanding.
                What happened to Juroku Financial Group,Inc.’s price movement after its last earnings report?
                Juroku Financial Group,Inc. reported an EPS of ¥37.506 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.122%.
                  Which hedge fund is a major shareholder of Juroku Financial Group,Inc.?
                  Currently, no hedge funds are holding shares in JP:7380
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Juroku Financial Group,Inc.

                    Juroku Financial Group,Inc. provides various banking products and services in Japan. The company offers deposit products, including checking, ordinary, savings, notification, time, special, tax reserve, non-resident yen, and foreign currency deposits, as well as the certificate of deposit. It also provides bill loans, certificate loans and overdrafts, discounts on bills, commercial bills, bills of exchange, discounts on bank underwriting bills, electronic recorded receivables, and commodity securities trading services; protective custody and leasing services; safe deposit boxes; and invests in government, municipal, and corporate bonds, as well as stocks. In addition, the company is involved in the remittance exchange and forex business, which include export, import, and other foreign exchange services; transactions related to interest rate swaps, coupon swaps and currency options; agency business, including public money handling; acceptance and storage of stock payments, stock dividends, public and corporate bond principal, and interest payment agency business; agency loan and trust agency business; financial product brokerage business; debt guarantee; underwriting of public bonds; and sale of public bonds, insurance, and investment trusts at the counter. Further, it provides credit cards, computer services, and credit guarantees. The company operates through a network of 149 branches, 12 branch offices, 16 loan centers, 1 ancillary business handling office, 4 overseas representative offices, and 239 ATMs. Juroku Financial Group,Inc. was founded in 1877 and is headquartered in Gifu, Japan.

                    Juroku Financial Group,Inc. (7380) Earnings & Revenues

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