Aichi Financial Group, Inc. (JP:7389)
:7389
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7389 Stock Chart & Stats
¥4600.00
¥24.00(0.95%)
At close: 4:00 PM EST
¥4600.00
¥24.00(0.95%)
Day’s Range― - ―
52-Week Range¥497.00 - ¥1,710.00
Previous CloseN/A
Volume153.20K
Average Volume (3M)152.68K
Market Cap
¥357.07B
Enterprise Value¥114.00B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥404.60B
Price to Earnings (P/E)15.4
Beta1.12
Next Earnings
Aug 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.14%
Share Statistics
EPS (TTM)32.24
Shares Outstanding245,623,350
10 Day Avg. Volume230,320
30 Day Avg. Volume152,680
Financial Highlights & Ratios
PEG Ratio0.11
Price to Book (P/B)0.78
Price to Sales (P/S)2.91
P/FCF Ratio8.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth AccelerationRevenue accelerated into FY2026 (≈27%), following solid growth in FY2024–FY2025. Sustained top-line expansion is a durable indicator of stronger loan/deposit activity and product uptake in the core region, supporting recurring earnings and capacity to fund growth or provisions over time.
Material Margin ImprovementProfitability improved materially with net margin near 19% and EBIT margin around 26% in FY2026. Higher and more sustainable margins enhance internal capital generation, improve the bank's shock absorption, and raise the baseline for future earnings even if revenue growth moderates.
Improving Capitalisation And LeverageEquity increased meaningfully between FY2023 and FY2026 and leverage has improved, leaving the group reasonably capitalized for a regional bank. Stronger capitalization provides a durable buffer for credit cycles, regulatory requirements, and supports continued lending and strategic flexibility.
Bears Say
Earnings And Cash-flow VolatilityResults show pronounced volatility and apparent one-offs (notably FY2023) while operating cash flow swung negative in FY2024–FY2025 before recovering in FY2026. Persistent volatility undermines confidence in recurring earnings, complicates capital planning, dividend predictability, and provisioning consistency.
Sizable Debt ExposureDebt levels remain sizable with a debt-to-equity near 1.27 in FY2026 and higher historically. Elevated leverage constrains financial flexibility, increases sensitivity to funding-cost moves and asset-quality deterioration, and limits the bank's capacity to expand risk-weighted assets without raising capital.
Modest Returns On EquityROE near 5% in FY2026 indicates limited capital efficiency despite recent profit improvements. Modest returns reduce the bank's ability to generate attractive shareholder outcomes from internal capital alone and mean sustained margin expansion or stronger loan growth is required to materially lift shareholder returns.
Aichi Financial Group, Inc. News
7389 FAQ
What was Aichi Financial Group, Inc.’s price range in the past 12 months?
Aichi Financial Group, Inc. lowest stock price was ¥497.00 and its highest was ¥1710.00 in the past 12 months.
What is Aichi Financial Group, Inc.’s market cap?
Aichi Financial Group, Inc.’s market cap is ¥357.07B.
When is Aichi Financial Group, Inc.’s upcoming earnings report date?
Aichi Financial Group, Inc.’s upcoming earnings report date is Aug 13, 2026 which is in 85 days.
How were Aichi Financial Group, Inc.’s earnings last quarter?
Aichi Financial Group, Inc. released its earnings results on May 15, 2026. The company reported ¥14.804 earnings per share for the quarter, beating the consensus estimate of N/A by ¥14.804.
Is Aichi Financial Group, Inc. overvalued?
According to Wall Street analysts Aichi Financial Group, Inc.’s price is currently Overvalued.
Does Aichi Financial Group, Inc. pay dividends?
Aichi Financial Group, Inc. pays a Semiannually dividend of ¥60 which represents an annual dividend yield of 2.14%. See more information on Aichi Financial Group, Inc. dividends here
What is Aichi Financial Group, Inc.’s EPS estimate?
Aichi Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Aichi Financial Group, Inc. have?
Aichi Financial Group, Inc. has 245,623,350 shares outstanding.
What happened to Aichi Financial Group, Inc.’s price movement after its last earnings report?
Aichi Financial Group, Inc. reported an EPS of ¥14.804 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.197%.
Which hedge fund is a major shareholder of Aichi Financial Group, Inc.?
Currently, no hedge funds are holding shares in JP:7389
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aichi Financial Group, Inc.
Aichi Financial Group, Inc., through with its subsidiaries, provides various banking products and services in Japan. It offers deposit services, lending services, domestic exchange services, foreign exchange services, and over-the-counter sales of investment trusts and life insurance products. The company was incorporated in 2022 and is headquartered in Nagoya, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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