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Aichi Financial Group, Inc. (JP:7389)
:7389
Japanese Market
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Aichi Financial Group, Inc. (7389) Price & Analysis

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7389 Stock Chart & Stats

¥4600.00
¥24.00(0.95%)
At close: 4:00 PM EST
¥4600.00
¥24.00(0.95%)

Bulls Say, Bears Say

Bulls Say
Revenue & Margin ImprovementSustained ~27% top-line growth into FY2026 combined with much higher EBIT and net margins indicates the bank is converting revenue into durable profits. If driven by core lending and fee activities, improved margins suggest operating leverage and a stronger, more resilient earnings base over coming quarters.
Improving CapitalizationRising equity and materially improved leverage provide stronger solvency and regulatory buffers. Enhanced capitalization supports sustainable lending capacity, absorbs credit losses, and enables measured balance-sheet expansion without immediate reliance on volatile capital markets, bolstering long-term stability.
Regional Retail & SME FranchiseA concentrated regional retail and SME focus creates a sticky deposit base and strong local client relationships. This structural positioning supports stable net interest income, predictable credit flows from relationship lending, and competitive advantage in local corporate and retail markets over multi-quarter horizons.
Bears Say
Earnings & Cash-Flow VolatilityPronounced swings in reported earnings and operating cash flow reduce predictability of profits and free cash generation. One-off driven spikes and consecutive years of negative OCF indicate vulnerability in core cash conversion, complicating capital planning and undermining confidence in recurring profitability.
Sizable Debt LevelsMaterial debt relative to equity and historically higher leverage constrain financial flexibility. In a tightening funding environment or credit stress, higher leverage amplifies downside risk, increases sensitivity to funding costs, and limits the bank's ability to grow risk assets or deploy capital for long-term strategic initiatives.
Low Return On EquityA ROE near 5% signals limited profitability per unit of capital and suggests the bank requires either higher margins, better asset efficiency, or lower capital intensity to deliver meaningful shareholder returns. Persistently low ROE can restrict reinvestment and impair competitiveness over time.

Aichi Financial Group, Inc. News

7389 FAQ

What was Aichi Financial Group, Inc.’s price range in the past 12 months?
Aichi Financial Group, Inc. lowest stock price was ¥497.00 and its highest was ¥1710.00 in the past 12 months.
    What is Aichi Financial Group, Inc.’s market cap?
    Aichi Financial Group, Inc.’s market cap is ¥332.02B.
      When is Aichi Financial Group, Inc.’s upcoming earnings report date?
      Aichi Financial Group, Inc.’s upcoming earnings report date is Aug 13, 2026 which is in 63 days.
        How were Aichi Financial Group, Inc.’s earnings last quarter?
        Aichi Financial Group, Inc. released its earnings results on May 15, 2026. The company reported ¥14.804 earnings per share for the quarter, beating the consensus estimate of N/A by ¥14.804.
          Is Aichi Financial Group, Inc. overvalued?
          According to Wall Street analysts Aichi Financial Group, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Aichi Financial Group, Inc. pay dividends?
            Aichi Financial Group, Inc. pays a Semiannually dividend of ¥15 which represents an annual dividend yield of 2.14%. See more information on Aichi Financial Group, Inc. dividends here
              What is Aichi Financial Group, Inc.’s EPS estimate?
              Aichi Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Aichi Financial Group, Inc. have?
              Aichi Financial Group, Inc. has 245,623,350 shares outstanding.
                What happened to Aichi Financial Group, Inc.’s price movement after its last earnings report?
                Aichi Financial Group, Inc. reported an EPS of ¥14.804 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.197%.
                  Which hedge fund is a major shareholder of Aichi Financial Group, Inc.?
                  Currently, no hedge funds are holding shares in JP:7389
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Aichi Financial Group, Inc.

                    Aichi Financial Group, Inc., encompassing its various subsidiaries, offers a wide array of banking and financial solutions across Japan. Their services include managing deposit accounts, providing diverse lending facilities, handling both domestic and foreign currency exchange, and directly distributing investment trusts and life insurance policies. The company was established in 2022 and has its primary corporate headquarters situated in Nagoya, Japan.

                    Aichi Financial Group, Inc. (7389) Earnings & Revenues

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