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7322 Stock Chart & Stats
¥4655.00
¥16.00(0.70%)
At close: 4:00 PM EST
¥4655.00
¥16.00(0.70%)
Day’s Range― - ―
52-Week Range¥848.75 - ¥2,123.00
Previous CloseN/A
Volume83.30K
Average Volume (3M)62.76K
Market Cap
¥217.09B
Enterprise Value¥112.15K
Total Cash (Recent Filing)¥350.32B
Total Debt (Recent Filing)¥283.60B
Price to Earnings (P/E)18.4
Beta1.08
Next Earnings
Nov 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.73%
Share Statistics
EPS (TTM)115.36
Shares Outstanding104,670,340
10 Day Avg. Volume70,050
30 Day Avg. Volume62,756
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.65
Price to Sales (P/S)1.95
P/FCF Ratio8.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilityIncome statement improvements into 2026 show rising revenue, net margin and operating profitability. Durable margin recovery supports sustainable internal cash generation, reinvestment capacity and resilience across economic cycles, improving the firm's ability to fund growth and pay obligations over months.
Reduced LeverageMaterial reduction in leverage and rising equity over multiple years meaningfully improves financial flexibility and lowers refinancing and solvency risk. This structural de-risking enhances the bank's capacity to lend, absorb shocks and execute strategic initiatives over the medium term.
Top-line And EPS MomentumStrong reported revenue and EPS growth metrics reflect operating momentum and improved profitability conversion. Sustained organic growth at these rates supports expansion of market share and reinforces funding of strategic priorities, enhancing medium-term earnings visibility versus stagnant peers.
Bears Say
Volatile Cash FlowHistoric swings in operating and free cash flow, including a very large negative year, reduce confidence that accounting profits will reliably convert to cash. This impairs dividend sustainability, debt servicing flexibility and capital allocation, creating structural execution risk over months.
Modest Return On EquityA ~5.3% ROE indicates limited returns on shareholders' capital relative to banking peers, constraining the firm's ability to compound shareholder value. Coupled with sizeable and variable debt, this lowers resilience to margin compression or adverse credit cycles over the medium term.
Volatile Revenue TrendLarge swings in revenue across recent years reduce predictability of core earnings and complicate strategic planning. Reliance on episodic re-acceleration rather than steady growth raises execution risk and limits confidence in sustained expansion over the next several months.
San ju San Financial Group, Inc. News
7322 FAQ
What was San ju San Financial Group, Inc.’s price range in the past 12 months?
San ju San Financial Group, Inc. lowest stock price was ¥848.75 and its highest was ¥2123.00 in the past 12 months.
What is San ju San Financial Group, Inc.’s market cap?
San ju San Financial Group, Inc.’s market cap is ¥217.09B.
When is San ju San Financial Group, Inc.’s upcoming earnings report date?
San ju San Financial Group, Inc.’s upcoming earnings report date is Nov 06, 2026 which is in 80 days.
How were San ju San Financial Group, Inc.’s earnings last quarter?
San ju San Financial Group, Inc. released its earnings results on Jul 31, 2026. The company reported ¥23.49 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is San ju San Financial Group, Inc. overvalued?
According to Wall Street analysts San ju San Financial Group, Inc.’s price is currently Overvalued.
Does San ju San Financial Group, Inc. pay dividends?
San ju San Financial Group, Inc. pays a Semiannually dividend of ¥22 which represents an annual dividend yield of 1.73%. See more information on San ju San Financial Group, Inc. dividends here
What is San ju San Financial Group, Inc.’s EPS estimate?
San ju San Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does San ju San Financial Group, Inc. have?
San ju San Financial Group, Inc. has 104,670,340 shares outstanding.
What happened to San ju San Financial Group, Inc.’s price movement after its last earnings report?
San ju San Financial Group, Inc. reported an EPS of ¥23.49 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 3.692%.
Which hedge fund is a major shareholder of San ju San Financial Group, Inc.?
Currently, no hedge funds are holding shares in JP:7322
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
San ju San Financial Group, Inc.
San ju San Financial Group, Inc. delivers a broad spectrum of financial and banking solutions. The company's operations are structured across two primary divisions: Banking and Leasing. The Banking segment manages deposit accounts, offers investment products such as government bonds and investment trusts, provides lending services, executes domestic and foreign currency exchanges, distributes insurance policies, and handles corporate bond custody and registration. The Leasing division is dedicated to its core leasing activities. Additionally, the group extends its services to include credit card issuance and credit guarantee programs. This enterprise, founded in 1895, maintains its headquarters in Yokkaichi, Japan.
Technical Analysis
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