San ju San Financial Group, Inc. (JP:7322)
:7322
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7322 Stock Chart & Stats
¥4655.00
¥16.00(0.70%)
At close: 4:00 PM EST
¥4655.00
¥16.00(0.70%)
Day’s Range― - ―
52-Week Range¥540.50 - ¥1,756.00
Previous CloseN/A
Volume83.30K
Average Volume (3M)62.76K
Market Cap
¥167.76B
Enterprise Value¥106.20B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥329.86B
Price to Earnings (P/E)7.2
Beta1.17
Next Earnings
May 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.96%
Share Statistics
EPS (TTM)38.18
Shares Outstanding104,670,340
10 Day Avg. Volume70,050
30 Day Avg. Volume62,756
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.30
Price to Sales (P/S)1.01
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained revenue growth near 7% indicates the franchise is expanding core banking activities or market share in its region. Over a 2-6 month horizon this supports recurring top-line momentum, underwriting capacity for margins, and provides room to fund strategic initiatives without relying on volatile one-offs.
ProfitabilityA mid-teens net margin reflects durable operating leverage and pricing or cost advantages relative to peers. Persistently higher margins create free cash that can fund credit provisions, branch investment, or dividends, improving resilience through credit cycles and supporting shareholder returns long term.
Cash ConversionNearly 3x cash conversion of accounting profit signals high quality earnings and strong cash generation. This reduces refinancing risk, supports capital allocation flexibility for lending or buybacks, and underpins balance sheet strength across economic cycles over the medium term.
Bears Say
Leverage LevelA debt-to-equity ratio around 1.5 implies meaningful leverage typical for regional banks but increases sensitivity to funding stress or rising credit costs. Over several months this constrains flexibility during tightening cycles and raises the importance of stable deposit funding and capital management.
Low Equity RatioA relatively low equity ratio signals a thinner capital buffer versus assets, which can limit risk-taking capacity and compel conservative lending or capital raises if shocks occur. This structural constraint affects strategic growth choices and regulatory levers over a medium-term horizon.
Operational Pressure (EBIT)A slipping EBIT margin points to either rising operating costs or compressed spreads. If persistent, this will erode the margin cushion that funds provisions and investments, forcing management to improve efficiency or reprioritize growth initiatives to maintain profitability over the coming months.
San ju San Financial Group, Inc. News
7322 FAQ
What was San ju San Financial Group, Inc.’s price range in the past 12 months?
San ju San Financial Group, Inc. lowest stock price was ¥540.50 and its highest was ¥1756.00 in the past 12 months.
What is San ju San Financial Group, Inc.’s market cap?
San ju San Financial Group, Inc.’s market cap is ¥167.76B.
When is San ju San Financial Group, Inc.’s upcoming earnings report date?
San ju San Financial Group, Inc.’s upcoming earnings report date is May 15, 2026 which is in 13 days.
How were San ju San Financial Group, Inc.’s earnings last quarter?
San ju San Financial Group, Inc. released its earnings results on Feb 06, 2026. The company reported ¥38.182 earnings per share for the quarter, beating the consensus estimate of N/A by ¥38.182.
Is San ju San Financial Group, Inc. overvalued?
According to Wall Street analysts San ju San Financial Group, Inc.’s price is currently Overvalued.
Does San ju San Financial Group, Inc. pay dividends?
San ju San Financial Group, Inc. pays a Semiannually dividend of ¥64 which represents an annual dividend yield of 2.96%. See more information on San ju San Financial Group, Inc. dividends here
What is San ju San Financial Group, Inc.’s EPS estimate?
San ju San Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does San ju San Financial Group, Inc. have?
San ju San Financial Group, Inc. has 104,670,340 shares outstanding.
What happened to San ju San Financial Group, Inc.’s price movement after its last earnings report?
San ju San Financial Group, Inc. reported an EPS of ¥38.182 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.825%.
Which hedge fund is a major shareholder of San ju San Financial Group, Inc.?
Currently, no hedge funds are holding shares in JP:7322
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
San ju San Financial Group, Inc.
San ju San Financial Group,Inc. provides various banking products and services. It operates in two segments, Banking and Leasing. The Banking segment offers deposit products; government bond/investment trust products; and lending, domestic and foreign exchange, insurance window sales, and corporate bond entrustment and registration services. The leasing segment engages in leasing business. It is also involved in the credit card and credit guarantee businesses. The company was founded in 1895 and is headquartered in Yokkaichi, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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