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Japan Post Bank Co Ltd (JP:7182)
:7182
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Japan Post Bank Co (7182) Price & Analysis

5 Followers

7182 Stock Chart & Stats

¥2731.50
¥13.00(0.85%)
At close: 4:00 PM EST
¥2731.50
¥13.00(0.85%)

Bulls Say, Bears Say

Bulls Say
Distribution NetworkJapan Post Bank’s exclusive access to the nationwide post office network is a durable competitive advantage. It lowers customer acquisition costs, secures a stable retail deposit base and creates a long-term channel for fee income and cross-selling of investment and insurance products across Japan.
Revenue & Net Income MomentumSustained top-line and net-income improvement into 2026 points to structurally stronger core banking operations and distribution effectiveness. Durable revenue momentum provides room to absorb cyclic funding cost swings and supports reinvestment in channels and product offerings over the medium term.
Sized Capital BaseA multi-trillion yen equity cushion versus an extremely large asset base provides structural resilience. Material capital levels support regulatory buffers, loss absorption and the ability to maintain lending/deposit operations through stress periods, underpinning long-term franchise stability.
Bears Say
Weak Cash GenerationPersistent negative operating and free cash flow across multiple years materially reduces internal funding capacity. Over the medium term this increases dependence on external funding or asset sales, limiting strategic flexibility for lending growth, capital returns or balance-sheet fortification.
Leverage VolatilityInconsistent leverage metrics and a sharp debt increase in 2026 raise structural questions about funding mix and classification. Volatile debt levels elevate refinancing and liquidity risk, complicating capital planning and potentially increasing funding costs under stress scenarios over the medium term.
Margin Pressure & Modest ROEDeclining margins and only mid-single-digit returns constrain the bank’s ability to build retained earnings and compound shareholder value. Structurally muted profitability reduces capacity to absorb higher provisions, invest in modernization, or materially improve capital efficiency over the next several quarters.

Japan Post Bank Co News

7182 FAQ

What was Japan Post Bank Co Ltd’s price range in the past 12 months?
Japan Post Bank Co Ltd lowest stock price was ¥1551.00 and its highest was ¥3308.00 in the past 12 months.
    What is Japan Post Bank Co Ltd’s market cap?
    Japan Post Bank Co Ltd’s market cap is ¥11.55T.
      When is Japan Post Bank Co Ltd’s upcoming earnings report date?
      Japan Post Bank Co Ltd’s upcoming earnings report date is Aug 12, 2026 which is in 37 days.
        How were Japan Post Bank Co Ltd’s earnings last quarter?
        Japan Post Bank Co Ltd released its earnings results on May 15, 2026. The company reported ¥41.49 earnings per share for the quarter, beating the consensus estimate of ¥35.986 by ¥5.504.
          Is Japan Post Bank Co Ltd overvalued?
          According to Wall Street analysts Japan Post Bank Co Ltd’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Japan Post Bank Co Ltd pay dividends?
            Japan Post Bank Co Ltd pays a Annually dividend of ¥93 which represents an annual dividend yield of 2.73%. See more information on Japan Post Bank Co Ltd dividends here
              What is Japan Post Bank Co Ltd’s EPS estimate?
              Japan Post Bank Co Ltd’s EPS estimate is 44.69.
                How many shares outstanding does Japan Post Bank Co Ltd have?
                Japan Post Bank Co Ltd has 3,575,878,700 shares outstanding.
                  What happened to Japan Post Bank Co Ltd’s price movement after its last earnings report?
                  Japan Post Bank Co Ltd reported an EPS of ¥41.49 in its last earnings report, beating expectations of ¥35.986. Following the earnings report the stock price went down -0.229%.
                    Which hedge fund is a major shareholder of Japan Post Bank Co Ltd?
                    Currently, no hedge funds are holding shares in JP:7182
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Japan Post Bank Co Ltd

                      JAPAN POST BANK Co., Ltd. delivers a broad spectrum of financial products and services to retail and corporate clients, both domestically in Japan and internationally. The bank provides diverse deposit accounts, including demand deposits like transfer, savings, and ordinary accounts, as well as various fixed-term options such as time deposits and TEIGAKU deposits, in addition to negotiable certificates of deposit. Its lending portfolio encompasses credit facilities secured by deposits or Japanese government bonds, alongside credit card loans. It also extends financing to local, central, and regional government entities, engages in syndicated lending, and offers corporate and other secondary market loans. Beyond banking, the company offers a range of investment products, including securities, Japanese government bonds, and investment trusts. It also provides domestic and foreign exchange services, insurance products, and acts as an intermediary for services like mortgages and credit cards. Serving its customers through a vast network, the bank operates 32,005 ATMs and 23,881 branches. Founded in 2006, the entity was initially known as Yucho Co, Ltd. before rebranding to JAPAN POST BANK Co., Ltd. in October 2007. The company is headquartered in Tokyo, Japan, and functions as a subsidiary of Japan Post Holdings Co., Ltd.

                      Japan Post Bank Co (7182) Earnings & Revenues

                      7182 Stock 12 Month Forecast

                      Average Price Target

                      ¥3,555.56
                      ▲(30.17% Upside)
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