Consistent Revenue GrowthSustained revenue growth signals stable core demand from regional retail and SME clients, supporting predictable interest and fee income. Over 2-6 months this durability underpins loan book expansion and recurring cash flow, reducing earnings volatility versus peers reliant on volatile markets.

Improving Leverage PositionA lower, improved debt-to-equity ratio and stable equity base enhance financial flexibility and resilience. This structural improvement reduces solvency risk, supports regulatory capital buffers and allows the bank to sustain lending and absorb shocks across an economic cycle over the medium term.

Strong Free-cash-flow ConversionHigh free-cash-flow conversion indicates earnings translate into usable cash, enabling internal funding for lending, dividends and reserves. This durable cash generation lowers dependence on external funding and supports strategic reinvestment over several quarters.

Bears Say

Modest ProfitabilityA low net margin constrains the bank's ability to build capital organically and to absorb credit shocks without cutting dividends or raising capital. Persistently modest margins limit long-term ROE improvement and reduce funds available for strategic investment versus higher-margin peers.

Weak Operating Cash ConversionPoor operating cash conversion signals that reported earnings may include non-cash items or timing effects. Over months this can strain liquidity for lending and reserves, forcing greater reliance on wholesale funding or asset sales during stress, increasing funding-cost and operational risk.

Low Return On EquityA subpar ROE reduces the bank's capacity to grow equity through retained earnings and to deliver attractive shareholder returns. Structurally low ROE can pressure capital ratios or force external capital raises if growth targets persist, constraining strategic initiatives over time.

7150 FAQ

What was Shimane Bank, Ltd.’s price range in the past 12 months?

Shimane Bank, Ltd. lowest stock price was ¥412.00 and its highest was ¥720.00 in the past 12 months.

What is Shimane Bank, Ltd.’s market cap?

Shimane Bank, Ltd.’s market cap is ¥4.50B.

When is Shimane Bank, Ltd.’s upcoming earnings report date?

Shimane Bank, Ltd.’s upcoming earnings report date is May 18, 2026 which is in 62 days.

How were Shimane Bank, Ltd.’s earnings last quarter?

Shimane Bank, Ltd. released its earnings results on Jan 30, 2026. The company reported ¥19.81 earnings per share for the quarter, beating the consensus estimate of N/A by ¥19.81.

Is Shimane Bank, Ltd. overvalued?

According to Wall Street analysts Shimane Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Shimane Bank, Ltd. pay dividends?

Shimane Bank, Ltd. pays a Semiannually dividend of ¥5 which represents an annual dividend yield of 2.01%. See more information on Shimane Bank, Ltd. dividends here

What is Shimane Bank, Ltd.’s EPS estimate?

Shimane Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Shimane Bank, Ltd. have?

Shimane Bank, Ltd. has 8,416,000 shares outstanding.

What happened to Shimane Bank, Ltd.’s price movement after its last earnings report?

Shimane Bank, Ltd. reported an EPS of ¥19.81 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Shimane Bank, Ltd.?

Currently, no hedge funds are holding shares in JP:7150

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Shimane Bank, Ltd.

The Shimane Bank,Ltd. provides various banking products and services for individual and corporate customers in Japan. The company offers various deposit products; and loans, including car, card, education, housing, multipurpose, bill, certificate, and institutional loans, as well as bill discounts. It also provides whole life, personal annuity, medical, cancer, income security, disability, and fire insurance products; investment trusts; financial product brokerage; and Internet banking services. The company operates 33 branches. The Shimane Bank, Ltd. was incorporated in 1915 and is headquartered in Matsue, Japan.