Unipol Gruppo Finanziario SpA (IT:UNI)
:UNI
UNI Stock Chart & Stats
€20.56
€0.25(2.09%)
At close: 4:00 PM EST
€20.56
€0.25(2.09%)
Day’s Range― - ―
52-Week Range€12.58 - €21.45
Previous CloseN/A
Volume2.80M
Average Volume (3M)1.20M
Market Cap
€14.79B
Enterprise Value€19.74B
Total Cash (Recent Filing)€1.18B
Total Debt (Recent Filing)€6.12B
Price to Earnings (P/E)10.0
Beta1.07
Next Earnings
May 14, 2026EPS Estimate
0.51Next Dividend Ex-DateN/A
Dividend Yield4.15%
Share Statistics
EPS (TTM)0.39
Shares Outstanding717,473,500
10 Day Avg. Volume1,500,802
30 Day Avg. Volume1,204,618
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)1.42
Price to Sales (P/S)1.14
P/FCF Ratio3.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€22.60Price Target Upside9.92% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.97
Revenue Forecast (FY)€16.21B
Bulls Say, Bears Say
Bulls Say
Free Cash Flow StrengthMaterial and sustained free cash flow growth strengthens financial flexibility: higher FCF funds dividends, debt reduction, and capital needs without relying on external financing. Over 2–6 months, this supports underwriting capacity and cushions cyclical underwriting or market shocks.
Improving Profitability & MarginsMarked margin expansion and higher net income indicate improved underwriting and expense control. Sustainable better margins enhance retained earnings and return on equity, enabling reinvestment and capital build-up that supports long-term competitive positioning in insurance markets.
Deleveraging & Stronger Capital BaseLower leverage and a larger equity base improve solvency headroom and regulatory resilience. For an insurer, improved capital ratios reduce refinancing and liquidity risk, enabling steadier underwriting growth and greater ability to absorb reserve volatility over an intermediate horizon.
Bears Say
Multi-year Revenue VolatilityIrregular top-line trends reduce predictability of underwriting cash flows and complicate reserve-setting and pricing. Persistent volatility can force conservative capital buffers or raise reinsurance costs, limiting earnings visibility and strategic planning over the coming months.
Investment-Return SensitivityMaterial reliance on investment income means profitability and the spread over liabilities are exposed to market yields and asset price swings. If markets weaken or yields fall, investment support to earnings and solvency can erode, affecting underwriting capacity and capital deployment.
Large Asset/ Liability ScaleA very large asset and liability base increases complexity of asset‑liability management and regulatory capital exposure. Managing duration, credit, and reserve risks at scale demands disciplined governance; missteps can quickly affect solvency metrics and require capital actions.
Unipol Gruppo Finanziario SpA News
UNI FAQ
What was Unipol Gruppo Finanziario SpA’s price range in the past 12 months?
Unipol Gruppo Finanziario SpA lowest stock price was €12.58 and its highest was €21.45 in the past 12 months.
What is Unipol Gruppo Finanziario SpA’s market cap?
Unipol Gruppo Finanziario SpA’s market cap is €14.79B.
When is Unipol Gruppo Finanziario SpA’s upcoming earnings report date?
Unipol Gruppo Finanziario SpA’s upcoming earnings report date is May 14, 2026 which is in 36 days.
How were Unipol Gruppo Finanziario SpA’s earnings last quarter?
Unipol Gruppo Finanziario SpA released its earnings results on Feb 20, 2026. The company reported €0.392 earnings per share for the quarter, beating the consensus estimate of €0.379 by €0.013.
Is Unipol Gruppo Finanziario SpA overvalued?
According to Wall Street analysts Unipol Gruppo Finanziario SpA’s price is currently Undervalued.
Does Unipol Gruppo Finanziario SpA pay dividends?
Unipol Gruppo Finanziario SpA pays a Annually dividend of €0.85 which represents an annual dividend yield of 4.15%. See more information on Unipol Gruppo Finanziario SpA dividends here
What is Unipol Gruppo Finanziario SpA’s EPS estimate?
Unipol Gruppo Finanziario SpA’s EPS estimate is 0.51.
How many shares outstanding does Unipol Gruppo Finanziario SpA have?
Unipol Gruppo Finanziario SpA has 717,473,500 shares outstanding.
What happened to Unipol Gruppo Finanziario SpA’s price movement after its last earnings report?
Unipol Gruppo Finanziario SpA reported an EPS of €0.392 in its last earnings report, beating expectations of €0.379. Following the earnings report the stock price went up 8.665%.
Which hedge fund is a major shareholder of Unipol Gruppo Finanziario SpA?
Currently, no hedge funds are holding shares in IT:UNI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Unipol Gruppo Finanziario SpA
Unipol Gruppo S.p.A., together with its subsidiaries, provides insurance and banking services primarily in Italy. The company operates through Non-Life Insurance Business, Life Insurance Business, Banking Business, Real Estate Business, and Holding and Other Businesses segments. It offers non-life insurance products for vehicles, sports craft, and travel; home and condominiums; work related to businesses, traders, professionals, and legal protection; accident and health protection; and investments and welfare. The company also provides life insurance products; and reinsurance services to individuals and legal entities through its agency network. In addition, it is involved in the management of non-performing loans; operation and management of real estate properties; operation of resorts and hotels; and agricultural, harbor, and healthcare businesses. The company was formerly known as Unipol Gruppo Finanziario S.p.A. and changed its name to Unipol Gruppo S.p.A. in June 2017. Unipol Gruppo S.p.A. was founded in 1961 and is based in Bologna, Italy.
UNI Stock 12 Month Forecast
Average Price Target
€22.60
▲(9.92% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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