Unipol Gruppo Finanziario SpA (IT:UNI)
:UNI
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UNI Stock Chart & Stats
€22.55
€0.25(2.09%)
At close: 4:00 PM EST
€22.55
€0.25(2.09%)
Day’s Range― - ―
52-Week Range€15.97 - €24.85
Previous CloseN/A
Volume2.80M
Average Volume (3M)1.20M
Market Cap
€17.32B
Enterprise Value€22.44B
Total Cash (Recent Filing)€1.18B
Total Debt (Recent Filing)€6.12B
Price to Earnings (P/E)11.8
Beta1.16
Next Earnings
Aug 06, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend Yield4.15%
Share Statistics
EPS (TTM)2.05
Shares Outstanding717,473,500
10 Day Avg. Volume1,500,802
30 Day Avg. Volume1,204,618
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)1.42
Price to Sales (P/S)1.02
P/FCF Ratio3.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€28.00Price Target Upside24.17% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.01
Revenue Forecast (FY)€16.62B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow GenerationFree cash flow jumped materially in 2025 and equaled ~88% of net income, showing durable cash conversion. Elevated FCF supports reinvestment, dividend coverage and capital buffers against underwriting cycles, improving financial flexibility over the medium term.
Improving Profitability And MarginsMargins and net income expanded meaningfully year-over-year, reflecting improved underwriting or expense control and stronger operating performance. Higher margins and rising ROE enhance the group's ability to retain capital and sustain returns through 2-6 months and beyond.
Wide Multi-channel Distribution NetworkA diversified agency and partnership distribution model supports premium volumes, customer retention and cross-sell; this structural reach creates durable competitive advantage in sourcing business and smoothing sales over economic cycles.
Bears Say
Multi-year Revenue VolatilityHistorical revenue swings indicate underlying top-line instability, complicating reserve planning and underwriting assumptions. Persistent volatility reduces predictability of earnings and cash flow, making capital allocation and pricing decisions harder over the medium term.
Large Balance-sheet Scale And ObligationsVery large asset and liability volumes mean capital and reserving decisions have high absolute impact. Even with improved leverage, scale and regulatory capital demands keep a structural need for strict risk management and can amplify shocks from market or underwriting stress.
Earnings Sensitivity To Investment Returns And Underwriting SpreadsA meaningful portion of earnings depends on the spread between investment returns and policyholder credits plus underwriting margins. That structural linkage makes earnings and capital cushions sensitive to asset-market moves or adverse underwriting results over the medium term.
Unipol Gruppo Finanziario SpA News
UNI FAQ
What was Unipol Gruppo Finanziario SpA’s price range in the past 12 months?
Unipol Gruppo Finanziario SpA lowest stock price was €15.96 and its highest was €24.85 in the past 12 months.
What is Unipol Gruppo Finanziario SpA’s market cap?
Unipol Gruppo Finanziario SpA’s market cap is €17.32B.
When is Unipol Gruppo Finanziario SpA’s upcoming earnings report date?
Unipol Gruppo Finanziario SpA’s upcoming earnings report date is Aug 06, 2026 which is in 41 days.
How were Unipol Gruppo Finanziario SpA’s earnings last quarter?
Unipol Gruppo Finanziario SpA released its earnings results on May 14, 2026. The company reported €0.51 earnings per share for the quarter, the consensus estimate of €0.51 by €0.
Is Unipol Gruppo Finanziario SpA overvalued?
According to Wall Street analysts Unipol Gruppo Finanziario SpA’s price is currently Undervalued.
Does Unipol Gruppo Finanziario SpA pay dividends?
Unipol Gruppo Finanziario SpA pays a Annually dividend of €1.12 which represents an annual dividend yield of 4.15%. See more information on Unipol Gruppo Finanziario SpA dividends here
What is Unipol Gruppo Finanziario SpA’s EPS estimate?
Unipol Gruppo Finanziario SpA’s EPS estimate is 0.47.
How many shares outstanding does Unipol Gruppo Finanziario SpA have?
Unipol Gruppo Finanziario SpA has 717,473,500 shares outstanding.
What happened to Unipol Gruppo Finanziario SpA’s price movement after its last earnings report?
Unipol Gruppo Finanziario SpA reported an EPS of €0.51 in its last earnings report, expectations of €0.51. Following the earnings report the stock price went up 0.222%.
Which hedge fund is a major shareholder of Unipol Gruppo Finanziario SpA?
Currently, no hedge funds are holding shares in IT:UNI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Unipol Gruppo Finanziario SpA
Unipol Gruppo S.p.A., an Italian conglomerate established in Bologna in 1961, provides a comprehensive array of insurance and banking services, predominantly within Italy. The company's operations are structured into several divisions: Non-Life Insurance, Life Insurance, Banking, Real Estate, and its Holding and Other Businesses segments. Its non-life insurance portfolio is broad, covering everything from vehicles, marine craft, and travel to residential properties (homes and condominiums), business risks (for traders, professionals, and legal protection), and personal protection via accident, health, investment, and welfare solutions. Unipol also offers various life insurance policies and reinsurance services to individuals and businesses through its extensive agency network. Furthermore, the group's activities extend to managing non-performing loans, operating and overseeing real estate assets (including resorts and hotels), and engaging in agricultural, port, and healthcare enterprises. The company underwent a name change from Unipol Gruppo Finanziario S.p.A. to its current designation, Unipol Gruppo S.p.A., in June 2017.
UNI Stock 12 Month Forecast
Average Price Target
€28.00
▲(24.17% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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