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MB Stock Chart & Stats
€27.81
€0.28(1.01%)
At close: 4:00 PM EDT
€27.81
€0.28(1.01%)
Day’s Range― - ―
52-Week Range€14.98 - €28.99
Previous CloseN/A
Volume336.36K
Average Volume (3M)6.53M
Market Cap
€23.31B
Enterprise Value€69.11K
Total Cash (Recent Filing)€0.00
Total Debt (Recent Filing)€40.22B
Price to Earnings (P/E)19.5
Beta1.52
Next Earnings
Nov 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.22%
Share Statistics
EPS (TTM)1.08
Shares Outstanding813,279,660
10 Day Avg. Volume2,101,517
30 Day Avg. Volume6,533,505
Financial Highlights & Ratios
PEG Ratio-0.62
Price to Book (P/B)1.25
Price to Sales (P/S)5.54
P/FCF Ratio5.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€23.90Price Target Upside-14.06% Downside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)1.85
Revenue Forecast (FY)€4.03B
Bulls Say, Bears Say
Bulls Say
Diversified Business ModelMediobanca’s operations span wealth management, corporate & investment banking, and consumer finance, creating diversified revenue sources (fees, interest, advisory). This multi‑pillar model reduces reliance on any single cyclical market and supports more resilient earnings over time.
Strong Profitability And MarginsReported net margins are generally mid‑20s and reached ~38% in FY2025‑06, with net income stable around €0.9B–€1.33B. Persistent profitability across periods indicates strong franchise economics and disciplined cost/ pricing that support durable earnings even if top‑line fluctuates.
Stable Equity Base / Capital CushionEquity has remained stable (~€10.6B–€11.4B), providing a capital cushion as assets grow. A steady equity base underpins lending capacity, regulatory buffers, and strategic flexibility, lowering the likelihood of immediate dilution and supporting medium‑term business continuity.
Bears Say
Revenue Decline And Top-line VolatilityRevenue growth turned sharply negative (Fundamentals shows -28.2%); the IncomeStatement summary notes recent top‑line declines. Sustained revenue weakness undermines fee and interest income predictability, pressuring margins and making earnings less reliable over the medium term.
Inconsistent Cash GenerationOperating and free cash flow have been highly inconsistent: very strong in some years but large negative in others; FY2025‑06 cash flow fields reported as zero per the summary. This volatility hampers capital allocation, dividend coverage, and refinancing certainty over a 2–6 month horizon.
Volatile And Sometimes Elevated LeverageBalance sheet shows volatile leverage, with debt‑to‑equity above 3x in FY2023–FY2024 and jumping again in FY2025‑12. Such swings in indebtedness raise refinancing and liquidity risk, constraining growth and increasing vulnerability to tighter funding conditions.
MB FAQ
What was Mediobanca Banca di Credito Finanziario S.p.A.’s price range in the past 12 months?
Mediobanca Banca di Credito Finanziario S.p.A. lowest stock price was €14.98 and its highest was €28.99 in the past 12 months.
What is Mediobanca Banca di Credito Finanziario S.p.A.’s market cap?
Mediobanca Banca di Credito Finanziario S.p.A.’s market cap is €23.31B.
When is Mediobanca Banca di Credito Finanziario S.p.A.’s upcoming earnings report date?
Mediobanca Banca di Credito Finanziario S.p.A.’s upcoming earnings report date is Nov 05, 2026 which is in 80 days.
How were Mediobanca Banca di Credito Finanziario S.p.A.’s earnings last quarter?
Mediobanca Banca di Credito Finanziario S.p.A. released its earnings results on Aug 06, 2026. The company reported €0.9 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Mediobanca Banca di Credito Finanziario S.p.A. overvalued?
According to Wall Street analysts Mediobanca Banca di Credito Finanziario S.p.A.’s price is currently Overvalued.
Does Mediobanca Banca di Credito Finanziario S.p.A. pay dividends?
Mediobanca Banca di Credito Finanziario S.p.A. pays a Semiannually dividend of €0.63 which represents an annual dividend yield of 4.22%. See more information on Mediobanca Banca di Credito Finanziario S.p.A. dividends here
What is Mediobanca Banca di Credito Finanziario S.p.A.’s EPS estimate?
Mediobanca Banca di Credito Finanziario S.p.A.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mediobanca Banca di Credito Finanziario S.p.A. have?
Mediobanca Banca di Credito Finanziario S.p.A. has 813,279,660 shares outstanding.
What happened to Mediobanca Banca di Credito Finanziario S.p.A.’s price movement after its last earnings report?
Mediobanca Banca di Credito Finanziario S.p.A. reported an EPS of €0.9 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.877%.
Which hedge fund is a major shareholder of Mediobanca Banca di Credito Finanziario S.p.A.?
Currently, no hedge funds are holding shares in IT:MB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mediobanca Banca di Credito Finanziario S.p.A.
Mediobanca Banca di Credito Finanziario S.p.A. is an Italian financial institution that delivers a broad spectrum of banking products and services, serving clients both domestically and internationally. Its operations are structured into several key divisions. The Wealth Management segment provides asset management and bespoke services for private, affluent, and premier clients. The Consumer Banking division offers diverse consumer credit solutions, encompassing personal loans, salary-backed financing, and specific loan products for purchases such as vehicles, consumer electronics, furniture, and travel. This segment also manages payment services, including credit cards and salary-backed advances, alongside insurance products and online installment payment options. For institutional and corporate clients, the Corporate and Investment Banking segment extends wholesale banking services, which include lending, advisory, capital market activities, and proprietary trading, as well as specialized financial services like factoring, credit management, and the acquisition and management of non-performing loan portfolios. The Principal Investing segment focuses on equity investments and holding activities. Lastly, the Holding Functions segment is responsible for treasury functions and asset and liability management. Established in 1946, the company's main office is located in Milan, Italy.
MB Stock 12 Month Forecast
Average Price Target
€23.90
▼(-14.06% Downside)
Technical Analysis
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