Union Bank of India Limited (IN:UNIONBANK)
:UNIONBANK
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UNIONBANK Stock Chart & Stats
₹162.40
-₹1.69(-1.50%)
At close: 4:00 PM EST
₹162.40
-₹1.69(-1.50%)
Day’s Range― - ―
52-Week Range₹112.70 - ₹205.45
Previous CloseN/A
Volume11.40M
Average Volume (3M)506.26K
Market Cap
₹1.27T
Enterprise Value₹1.07T
Total Cash (Recent Filing)₹1.14T
Total Debt (Recent Filing)₹691.97B
Price to Earnings (P/E)7.0
Beta1.32
Next Earnings
Jul 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.15%
Share Statistics
EPS (TTM)24.22
Shares Outstanding7,633,605,500
10 Day Avg. Volume279,043
30 Day Avg. Volume506,265
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)1.01
Price to Sales (P/S)1.05
P/FCF Ratio33.98
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)23.91
Revenue Forecast (FY)₹601.16B
Bulls Say, Bears Say
Bulls Say
Profitability ImprovementSustained profit growth and materially higher margins reflect sustained operating leverage and improved credit/outcome mix. Over a multi‑month horizon this supports internal capital accumulation, reinvestment into lending and digital initiatives, and greater resilience to cyclical earnings pressure.
Stronger Capital BaseA materially larger equity base strengthens solvency and regulatory buffers, enabling the bank to absorb credit losses and fund balance sheet growth. This durable capital improvement increases capacity for lending, supports ratings stability and reduces need for near‑term external recapitalization.
Diversified Franchise And ChannelsA broad mix of retail, corporate, MSME and agricultural businesses plus electronic channels reduces revenue concentration and supports multiple fee and interest sources. Structurally this improves cross‑sell, lowers single‑segment volatility, and helps sustain deposit flows over months.
Bears Say
Recent Revenue DeclineA falling and uneven top line suggests growth is not yet self‑sustaining and that recent profit gains rely more on margins or one‑off effects. Over the medium term, persistent top‑line weakness would constrain net interest income expansion and limit capacity to scale lending without margin compression.
Sharp Cash Flow DeteriorationAn abrupt drop in operating and free cash flow weakens the bank's internal funding engine, reducing flexibility to invest, pay dividends or build loan loss reserves. If cash conversion remains volatile, the bank may face greater reliance on wholesale funding and increased refinancing risk over months.
Higher Leverage In 2026A marked increase in leverage raises funding sensitivity and diminishes balance‑sheet flexibility. In a tightening or stressed funding environment this amplifies refinancing and liquidity risk, increases interest expense exposure, and leaves less headroom for credit deterioration over the medium term.
Union Bank of India Limited News
UNIONBANK FAQ
What was Union Bank of India Limited’s price range in the past 12 months?
Union Bank of India Limited lowest stock price was ₹112.70 and its highest was ₹205.45 in the past 12 months.
What is Union Bank of India Limited’s market cap?
Union Bank of India Limited’s market cap is ₹1.27T.
When is Union Bank of India Limited’s upcoming earnings report date?
Union Bank of India Limited’s upcoming earnings report date is Jul 17, 2026 which is in 73 days.
How were Union Bank of India Limited’s earnings last quarter?
Union Bank of India Limited released its earnings results on Apr 23, 2026. The company reported ₹6.964 earnings per share for the quarter, beating the consensus estimate of ₹5.4 by ₹1.564.
Is Union Bank of India Limited overvalued?
According to Wall Street analysts Union Bank of India Limited’s price is currently Overvalued.
Does Union Bank of India Limited pay dividends?
Union Bank of India Limited pays a Annually dividend of ₹4.75 which represents an annual dividend yield of 3.15%. See more information on Union Bank of India Limited dividends here
What is Union Bank of India Limited’s EPS estimate?
Union Bank of India Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Union Bank of India Limited have?
Union Bank of India Limited has 7,633,605,500 shares outstanding.
What happened to Union Bank of India Limited’s price movement after its last earnings report?
Union Bank of India Limited reported an EPS of ₹6.964 in its last earnings report, beating expectations of ₹5.4. Following the earnings report the stock price went down -7.397%.
Which hedge fund is a major shareholder of Union Bank of India Limited?
Currently, no hedge funds are holding shares in IN:UNIONBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Union Bank of India Limited
Union Bank of India provides various banking products and services. It operates through four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company offers savings and current accounts; term and recurring deposits; and demat and online trading accounts. It also provides retail loans, including home, vehicle, education, and personal loans; loans against the property; and loans for pensioners, as well as products and loans for micro, small, and medium enterprises. In addition, the company offers mutual funds, life, non-life, health, and general insurance products, and tax saving deposits; government saving schemes, tax collection services, pension products, and departmentalized ministries accounts; short term, long term, and other credit for agricultural/SSI/tertiary sectors; and safe deposit locker and cheque collection services. Further, it provides corporate loans comprising Covid emergency line of credit, trade finance, working capital, lines of credit, project financing, and channel finance; debt structuring/restructuring, loan syndication, structured finance, mergers and acquisition advisory, and private equity services; cash management, ECGC cover, and foreign exchange services, as well as derivatives; export and import finance services; NRI banking services; and treasury and other products, and remittance services. Additionally, the company offers app, internet, self-service, ATM, and SMS banking services; point of sale terminal and immediate payment services; and combo, debit, credit, gift, prepaid, and payroll cards. As of March 31, 2022, it operated 8,870 branches in India; 3 overseas branches at Hong Kong, Dubai, and Sydney; 1 representative office in Abu Dhabi; and 11,232 ATMs. The company was incorporated in 1919 and is headquartered in Mumbai, India.
Technical Analysis
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