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Sundaram Finance Limited (SUNDARMFIN) Price & Analysis

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SUNDARMFIN Stock Chart & Stats

₹5250.65

-₹95.65(-2.14%)

At close: Jan 08 4:00 PM EST

₹5250.65

-₹95.65(-2.14%)

Day’s Range― - ―

52-Week Range₹4,000.00 - ₹5,640.00

Previous CloseN/A

Volume90.95K

Average Volume (3M)2.07K

Market Cap

₹512.76B

Enterprise Value₹89.03B

Total Cash (Recent Filing)₹15.20B

Total Debt (Recent Filing)₹607.63B

Price to Earnings (P/E)20.2

Beta1.25

Next Earnings

Aug 10, 2026

EPS Estimate

49.7

Next Dividend Ex-DateN/A

Dividend Yield0.71%

Share Statistics

EPS (TTM)186.81

Shares Outstanding111,103,860

10 Day Avg. Volume1,586

30 Day Avg. Volume2,070

Financial Highlights & Ratios

PEG Ratio2.45

Price to Book (P/B)3.24

Price to Sales (P/S)4.91

P/FCF Ratio14.37

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)192.57

Revenue Forecast (FY)₹46.29B

Bulls Say, Bears Say

Bulls Say

Steady Revenue Growth & Strong MarginsSustained revenue growth and persistently high net margins (~21–25%) indicate durable core profitability from lending operations. This suggests repeatable underwriting economics and pricing power in core products, supporting earnings resilience through normal credit cycles over months to a few years.

Specialized Vehicle/asset Finance FranchiseA long-standing, focused franchise in vehicle and asset finance with branch distribution and group ecosystem creates structural competitive advantage. Deep product and underwriting expertise plus established origination channels improve risk selection and customer retention over time.

Recent Cash Flow ReboundThe 2026 swing to positive operating and free cash flow, with FCF close to net income, signals improvement in cash conversion and funding self-sufficiency. If sustained, this strengthens internal funding for loan growth, provisioning and capital, reducing reliance on external markets.

Bears Say

Elevated LeverageHigh and rising debt-to-equity (~3.4x–4.1x) materially increases sensitivity to funding costs and liquidity squeezes. In tighter markets or rising rates, leverage magnifies stress on margins and solvency, constraining capital flexibility and raising refinancing and regulatory risks over the medium term.

Historically Volatile Cash FlowMulti-year negative operating/FCF followed by a rebound shows cash generation is unstable. Such volatility—common in lending books—can force external funding or equity raises during down cycles, limiting consistent reinvestment and making capital planning and dividend policy less predictable.

Margin Compression & Portfolio ConcentrationEasing peak margins and concentration in vehicle/asset finance expose the firm to competitive pricing pressure and vehicle-cycle swings. Structural dependency on one segment limits diversification, making sustained margin expansion harder without broader product mix or higher-yield lending segments.

Sundaram Finance Limited News

Sundaram Finance Managing Director to Engage with Institutional Investors in Chennai

Sundaram Finance Limited ( ($IN:SUNDARMFIN) ) has shared an update. Sundaram Finance has announced that Managing Director Rajiv...

1M ago

Sundaram Finance Executes Employee Stock Option Exercise of 528 Shares

An announcement from Sundaram Finance Limited ( ($IN:SUNDARMFIN) ) is now available. Sundaram Finance Limited has reported that...

1M ago

Sundaram Finance Board Clears Plan to Raise ₹17,000 Crore via NCDs in FY 2026-27

Sundaram Finance Limited ( ($IN:SUNDARMFIN) ) has shared an announcement. Sundaram Finance Limited’s board has approved a plan...

4M ago

Sundaram Finance Appoints Strategy Head to Bolster Senior Management

Sundaram Finance Limited ( ($IN:SUNDARMFIN) ) has issued an update. Sundaram Finance has strengthened its senior leadership by...

4M ago

Sundaram Finance Engages with Bajaj Finserv Mutual Fund

An update from Sundaram Finance Limited ( ($IN:SUNDARMFIN) ) is now available. Sundaram Finance Limited announced that its...

7M ago

Sundaram Finance Engages with Institutional Investor on Performance Insights

Sundaram Finance Limited ( ($IN:SUNDARMFIN) ) has issued an announcement. Sundaram Finance Limited recently held a one-on-one meeting...

8M ago

Sundaram Finance Announces Trading Window Closure

Sundaram Finance Limited ( ($IN:SUNDARMFIN) ) has issued an announcement. Sundaram Finance Limited has announced the closure of...

10M ago

Sundaram Finance Limited (SUNDARMFIN) Reveals Q1 Dividend: Here’s the Essential Information

Sundaram Finance Limited (NSE: SUNDARMFIN) has declared, under its dividend policy, a yearly cash dividend in the amount...

1y ago

SUNDARMFIN FAQ

What was Sundaram Finance Limited’s price range in the past 12 months?

Sundaram Finance Limited lowest stock price was ₹4000.00 and its highest was ₹5640.00 in the past 12 months.

What is Sundaram Finance Limited’s market cap?

Sundaram Finance Limited’s market cap is ₹512.76B.

When is Sundaram Finance Limited’s upcoming earnings report date?

Sundaram Finance Limited’s upcoming earnings report date is Aug 10, 2026 which is in 29 days.

How were Sundaram Finance Limited’s earnings last quarter?

Sundaram Finance Limited released its earnings results on May 25, 2026. The company reported ₹54.76 earnings per share for the quarter, beating the consensus estimate of ₹54.5 by ₹0.26.

Is Sundaram Finance Limited overvalued?

According to Wall Street analysts Sundaram Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Sundaram Finance Limited pay dividends?

Sundaram Finance Limited pays a Semiannually dividend of ₹24 which represents an annual dividend yield of 0.71%. See more information on Sundaram Finance Limited dividends here

What is Sundaram Finance Limited’s EPS estimate?

Sundaram Finance Limited’s EPS estimate is 49.7.

How many shares outstanding does Sundaram Finance Limited have?

Sundaram Finance Limited has 111,103,860 shares outstanding.

What happened to Sundaram Finance Limited’s price movement after its last earnings report?

Sundaram Finance Limited reported an EPS of ₹54.76 in its last earnings report, beating expectations of ₹54.5. Following the earnings report the stock price went down -2.409%.

Which hedge fund is a major shareholder of Sundaram Finance Limited?

Currently, no hedge funds are holding shares in IN:SUNDARMFIN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Sundaram Finance Limited

Sundaram Finance Limited is an established Indian financial institution that delivers a wide array of services. It mobilizes capital through various deposit options, including fixed, cumulative, and non-resident Indian schemes. The company offers financing for new and pre-owned automobiles, commercial vehicles, and construction equipment, alongside specialized funding for commercial vehicle fuel, tires, and insurance. Agricultural sector clients can obtain loans for new and used tractors, harvesters, and other farm machinery. For businesses, it provides working capital, enterprise, and machinery term loans, as well as channel finance. Additionally, Sundaram Finance extends housing credit and offers leasing solutions. Beyond direct lending, it serves as a distributor for financial products such as mutual funds and insurance, and supplies information technology and business support services. Its comprehensive wealth management offerings encompass financial planning, asset allocation, portfolio execution, tax management, risk management, and estate planning. The firm also supplies diverse life insurance policies, including child, pension, whole-life, term, and investment plans. Founded in Chennai, India, in 1954, the company operates across India via an extensive network of 618 branches.