SRG Housing Finance Ltd. (IN:SRGHFL)
:SRGHFL
SRGHFL Stock Chart & Stats
₹279.55
-₹0.70(-0.19%)
At close: 4:00 PM EST
₹279.55
-₹0.70(-0.19%)
Day’s Range― - ―
52-Week Range₹205.20 - ₹360.00
Previous CloseN/A
Volume2.22K
Average Volume (3M)249.00
Market Cap
₹3.61B
Enterprise Value₹10.63B
Total Cash (Recent Filing)₹213.16M
Total Debt (Recent Filing)₹6.85B
Price to Earnings (P/E)14.2
Beta0.53
Next Earnings
May 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.23
Shares Outstanding15,701,838
10 Day Avg. Volume356
30 Day Avg. Volume249
Financial Highlights & Ratios
PEG Ratio2.47
Price to Book (P/B)1.79
Price to Sales (P/S)3.34
P/FCF Ratio-3.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Robust Revenue GrowthRevenue growth above 50% indicates durable demand for housing loans and effective origination. Sustained top-line expansion increases interest income capacity, supports scale economies in operations, and provides a foundation to fund controlled growth and amortize fixed servicing costs over the medium term.
High Operating MarginsEBIT and EBITDA margins north of 20% show core lending operations are profitable after operating expenses. Such structural margin strength offers a buffer versus rising funding costs or modest credit deterioration and helps preserve capacity to invest in distribution and loan servicing over several quarters.
Reasonable ROE And Equity CushionAn ROE near 9% with an equity ratio around 30% implies the company is generating returns on shareholder capital while keeping a moderate equity base. This balance supports capital adequacy for continued lending, provides loss-absorption capacity, and enables sustainable growth if credit trends remain stable.
Bears Say
High LeverageA debt/equity ratio of ~2.26 makes the firm sensitive to interest rate moves and refinancing stress. Elevated leverage limits capital flexibility, increases funding and solvency risk during economic downturns, and can force growth curbs or higher-cost funding if liquidity tightens over the medium term.
Declining Profit MarginsMaterial declines in gross and net margins point to compressing spreads or higher operating costs, reducing the firm's ability to convert revenue into sustainable profits. Persistent margin erosion weakens retained earnings, constrains reinvestment, and heightens exposure to credit shocks and funding cost increases.
Weak Cash Flow ConversionNegative operating cash flow and poor conversion of net income into cash indicate reliance on external funding to support loan growth. Chronic cash conversion issues raise liquidity and rollover risk, can elevate funding costs, and may force slower origination or capital raises if not corrected over the coming quarters.
SRG Housing Finance Ltd. News
SRGHFL FAQ
What was SRG Housing Finance Ltd.’s price range in the past 12 months?
SRG Housing Finance Ltd. lowest stock price was ₹205.20 and its highest was ₹360.00 in the past 12 months.
What is SRG Housing Finance Ltd.’s market cap?
SRG Housing Finance Ltd.’s market cap is ₹3.61B.
When is SRG Housing Finance Ltd.’s upcoming earnings report date?
SRG Housing Finance Ltd.’s upcoming earnings report date is May 21, 2026 which is in 47 days.
How were SRG Housing Finance Ltd.’s earnings last quarter?
SRG Housing Finance Ltd. released its earnings results on Feb 06, 2026. The company reported ₹5.231 earnings per share for the quarter, beating the consensus estimate of N/A by ₹5.231.
Is SRG Housing Finance Ltd. overvalued?
According to Wall Street analysts SRG Housing Finance Ltd.’s price is currently Overvalued.
Does SRG Housing Finance Ltd. pay dividends?
SRG Housing Finance Ltd. does not currently pay dividends.
What is SRG Housing Finance Ltd.’s EPS estimate?
SRG Housing Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SRG Housing Finance Ltd. have?
SRG Housing Finance Ltd. has 15,701,838 shares outstanding.
What happened to SRG Housing Finance Ltd.’s price movement after its last earnings report?
SRG Housing Finance Ltd. reported an EPS of ₹5.231 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.019%.
Which hedge fund is a major shareholder of SRG Housing Finance Ltd.?
Currently, no hedge funds are holding shares in IN:SRGHFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SRG Housing Finance Ltd.
SRG Housing Finance Limited operates as a housing finance company in India. It offers home loans for construction, purchase, extension, and renovation purposes. The company also provides individual home loans and builder loans. In addition, it offers loan against property for business expansion, debt restructuring, converting existing loans via attractive rate of interest, children education, marriage, and other purposes. It operates in the state of Rajasthan, Madhya Pradesh, Gujarat, Delhi, and Maharashtra. The company was incorporated in 1999 and is headquartered in Udaipur, India.
Technical Analysis
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