New India Assurance Co. Ltd. (IN:NIACL)
:NIACL
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NIACL Stock Chart & Stats
₹157.00
-₹3.43(-1.73%)
At close: 4:00 PM EST
₹157.00
-₹3.43(-1.73%)
Day’s Range― - ―
52-Week Range₹116.95 - ₹214.75
Previous CloseN/A
Volume469.34K
Average Volume (3M)49.59K
Market Cap
₹273.07B
Enterprise Value₹111.80B
Total Cash (Recent Filing)₹154.49B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)16.9
Beta1.75
Next Earnings
May 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.18%
Share Statistics
EPS (TTM)2.31
Shares Outstanding1,648,000,000
10 Day Avg. Volume33,983
30 Day Avg. Volume49,594
Financial Highlights & Ratios
PEG Ratio-3.54
Price to Book (P/B)0.59
Price to Sales (P/S)0.59
P/FCF Ratio-7.43
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)11.17
Revenue Forecast (FY)₹500.71B
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet (No Debt)A no-debt balance sheet materially reduces financial distress risk and increases long-term flexibility for underwriting volatility or catastrophe losses. Over months this supports capacity to honor claims, maintain ratings, and pursue selective growth without refinancing pressure.
Diversified Product MixA broad underwriting portfolio spreads risk across lines and customer segments, reducing dependence on any single market cycle. Structurally this supports steadier premium inflows, cross-selling opportunities, and resilience against line-specific shocks over the next several months.
Investment Income On Insurance FloatEarning investment returns on collected premiums is a durable earnings source that can materially bolster underwriting results. Over time solid investment income helps offset narrow underwriting margins and smooths earnings through cycles, supporting capital adequacy and dividend capacity.
Bears Say
Negative Operating And Free Cash FlowPersistent negative operating and free cash flow weakens financial resilience: cash shortfalls limit ability to pay claims promptly, invest in distribution or IT, or fund growth without tapping equity or reserves. This structural cash conversion issue raises funding and operational risks.
Recent Revenue Contraction (2025)A meaningful top-line decline in 2025 suggests weakening premium volumes, pricing pressure, or loss of business. Over a multi-month horizon this can compress underwriting scale, reduce investment float, and pressure fixed-cost absorption, making margin recovery harder absent clear remedial action.
Low Margins And Modest ROELow profit margins and ROE indicate limited capital efficiency: the firm generates modest returns on equity relative to peers, constraining reinvestment capacity and shareholder returns. Structurally this limits ability to scale profitably without improving pricing, claims control, or expense ratios.
New India Assurance Co. Ltd. News
NIACL FAQ
What was New India Assurance Co. Ltd.’s price range in the past 12 months?
New India Assurance Co. Ltd. lowest stock price was ₹116.95 and its highest was ₹214.75 in the past 12 months.
What is New India Assurance Co. Ltd.’s market cap?
New India Assurance Co. Ltd.’s market cap is ₹273.07B.
When is New India Assurance Co. Ltd.’s upcoming earnings report date?
New India Assurance Co. Ltd.’s upcoming earnings report date is May 25, 2026 which is in 25 days.
How were New India Assurance Co. Ltd.’s earnings last quarter?
New India Assurance Co. Ltd. released its earnings results on Jan 30, 2026. The company reported ₹2.306 earnings per share for the quarter, beating the consensus estimate of N/A by ₹2.306.
Is New India Assurance Co. Ltd. overvalued?
According to Wall Street analysts New India Assurance Co. Ltd.’s price is currently Overvalued.
Does New India Assurance Co. Ltd. pay dividends?
New India Assurance Co. Ltd. pays a Annually dividend of ₹1.8 which represents an annual dividend yield of 1.18%. See more information on New India Assurance Co. Ltd. dividends here
What is New India Assurance Co. Ltd.’s EPS estimate?
New India Assurance Co. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does New India Assurance Co. Ltd. have?
New India Assurance Co. Ltd. has 1,648,000,000 shares outstanding.
What happened to New India Assurance Co. Ltd.’s price movement after its last earnings report?
New India Assurance Co. Ltd. reported an EPS of ₹2.306 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.225%.
Which hedge fund is a major shareholder of New India Assurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:NIACL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
New India Assurance Co. Ltd.
The New India Assurance Company Limited, together with its subsidiaries, operates as a general insurance company in India and internationally. The company provides marine cargo and hull, motor, health, travel, home and contents, customized business and SME products, other personal, industrial, rural, machinery, aviation, engineering, liability, fire and burglary, crop, personal accident, and property insurance products. It also offers reinsurance products. The company was incorporated in 1919 and is headquartered in Mumbai, India.
Technical Analysis
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