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New India Assurance Co. Ltd. (IN:NIACL)
:NIACL
NIACL Stock Chart & Stats
₹157.00
-₹3.43(-1.73%)
At close: 4:00 PM EST
₹157.00
-₹3.43(-1.73%)
Day’s Range― - ―
52-Week Range₹130.65 - ₹214.75
Previous CloseN/A
Volume469.34K
Average Volume (3M)49.59K
Market Cap
₹217.45B
Enterprise Value₹63.40B
Total Cash (Recent Filing)₹154.49B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)16.9
Beta1.46
Next Earnings
May 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.18%
Share Statistics
EPS (TTM)2.31
Shares Outstanding1,648,000,000
10 Day Avg. Volume33,983
30 Day Avg. Volume49,594
Financial Highlights & Ratios
PEG Ratio-3.54
Price to Book (P/B)0.59
Price to Sales (P/S)0.59
P/FCF Ratio-7.43
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)10.18
Revenue Forecast (FY)₹459.47B
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetNo reported debt materially reduces financial leverage and lowers solvency risk for an insurer. This conservatism supports capacity to absorb large or catastrophic losses, preserves regulatory capital headroom, and gives management durable optionality to deploy capital or expand underwriting over the next 2–6 months.
Diversified Products & ChannelsA broad product mix (motor, health, fire, marine, engineering, liability) plus agents, brokers, bancassurance, direct and overseas operations reduces exposure to single-line cyclicality. This structural diversification stabilises premium flows and claim volatility, supporting more predictable earnings over several months.
Stable Profits And Sizable EquityConsistent net income near 10–11B and growing equity provide a persistent capital buffer that sustains underwriting capacity and supports regulatory solvency. Stable profitability underpins reserve funding and investment of the insurance float, aiding long-term business continuity and measured growth.
Bears Say
Weak Cash GenerationRepeated negative operating and free cash flows indicate earnings-to-cash conversion issues; insurers need cash to pay claims and maintain reserves. Persistent cash deficits constrain reinvestment, increase reliance on capital or reserve movements, and reduce financial flexibility over the 2–6 month horizon and beyond.
2025 Revenue ContractionA material revenue drop weakens the premium base that funds underwriting and builds the investment float. Reduced top-line scale can amplify loss volatility, lower economies of scale on acquisition costs, and impair medium-term earnings recovery unless distribution or pricing actions restore growth.
Low Margins & Modest Capital EfficiencyThin underwriting and net margins and modest ROE limit the firm's ability to generate attractive returns on capital. Over time this pressures internal capital generation, makes scaling costly, and requires sustained pricing discipline or expense reductions to materially improve shareholder returns.
New India Assurance Co. Ltd. News
NIACL FAQ
What was New India Assurance Co. Ltd.’s price range in the past 12 months?
New India Assurance Co. Ltd. lowest stock price was ₹130.65 and its highest was ₹214.75 in the past 12 months.
What is New India Assurance Co. Ltd.’s market cap?
New India Assurance Co. Ltd.’s market cap is ₹217.45B.
When is New India Assurance Co. Ltd.’s upcoming earnings report date?
New India Assurance Co. Ltd.’s upcoming earnings report date is May 25, 2026 which is in 69 days.
How were New India Assurance Co. Ltd.’s earnings last quarter?
New India Assurance Co. Ltd. released its earnings results on Jan 30, 2026. The company reported ₹2.306 earnings per share for the quarter, beating the consensus estimate of N/A by ₹2.306.
Is New India Assurance Co. Ltd. overvalued?
According to Wall Street analysts New India Assurance Co. Ltd.’s price is currently Overvalued.
Does New India Assurance Co. Ltd. pay dividends?
New India Assurance Co. Ltd. pays a Annually dividend of ₹1.8 which represents an annual dividend yield of 1.18%. See more information on New India Assurance Co. Ltd. dividends here
What is New India Assurance Co. Ltd.’s EPS estimate?
New India Assurance Co. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does New India Assurance Co. Ltd. have?
New India Assurance Co. Ltd. has 1,648,000,000 shares outstanding.
What happened to New India Assurance Co. Ltd.’s price movement after its last earnings report?
New India Assurance Co. Ltd. reported an EPS of ₹2.306 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.225%.
Which hedge fund is a major shareholder of New India Assurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:NIACL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
New India Assurance Co. Ltd.
The New India Assurance Company Limited, together with its subsidiaries, operates as a general insurance company in India and internationally. The company provides marine cargo and hull, motor, health, travel, home and contents, customized business and SME products, other personal, industrial, rural, machinery, aviation, engineering, liability, fire and burglary, crop, personal accident, and property insurance products. It also offers reinsurance products. The company was incorporated in 1919 and is headquartered in Mumbai, India.
Technical Analysis
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