tiprankstipranks
MoneyBoxx Finance Ltd. (IN:MONEYBOXX)
:MONEYBOXX
India Market
Want to see IN:MONEYBOXX full AI Analyst Report?

MoneyBoxx Finance Ltd. (MONEYBOXX) Price & Analysis

2 Followers

MONEYBOXX Stock Chart & Stats

₹58.44
-₹1.01(-1.71%)
At close: 4:00 PM EDT
₹58.44
-₹1.01(-1.71%)

Bulls Say, Bears Say

Bulls Say
Strong Revenue GrowthThe sharp FY2026 revenue increase indicates meaningful portfolio expansion and stronger lending activity. Sustaining this growth could improve operating leverage over time, provided underwriting, collections and funding capacity remain disciplined as the loan book scales.
Improved Gross MarginThe substantial gross-margin improvement suggests better portfolio yields or unit economics in the lending model. If maintained, it can provide a stronger foundation for absorbing branch, servicing and credit costs as MoneyBoxx expands in underserved markets.
Underserved Market FocusFocusing on largely unbanked and underbanked micro and small enterprises addresses a persistent financing gap. Secured, livelihood-linked lending and branch-led distribution may support customer relevance and market penetration where traditional banks have limited reach.
Bears Say
High LeverageMeaningful leverage increases sensitivity to borrowing costs, liquidity conditions and credit losses. For an NBFC, a highly leveraged balance sheet can constrain flexibility and amplify earnings volatility when portfolio performance or external funding conditions deteriorate.
Negative Cash GenerationPersistently negative operating and free cash flow indicates that growth is not yet funded internally. Continued reliance on balance-sheet expansion or external financing could increase refinancing exposure and limit growth resilience if lenders become more selective.
Thin ProfitabilityVery low net margins and returns show limited conversion of lending growth into shareholder earnings. This leaves little buffer against higher credit costs, funding expenses or operating investment, making sustainable profitability dependent on scale and disciplined risk management.

MoneyBoxx Finance Ltd. News

MONEYBOXX FAQ

What was MoneyBoxx Finance Ltd.’s price range in the past 12 months?
MoneyBoxx Finance Ltd. lowest stock price was ₹49.50 and its highest was ₹99.50 in the past 12 months.
    What is MoneyBoxx Finance Ltd.’s market cap?
    MoneyBoxx Finance Ltd.’s market cap is ₹4.05B.
      When is MoneyBoxx Finance Ltd.’s upcoming earnings report date?
      MoneyBoxx Finance Ltd.’s upcoming earnings report date is Nov 05, 2026 which is in 78 days.
        How were MoneyBoxx Finance Ltd.’s earnings last quarter?
        MoneyBoxx Finance Ltd. released its earnings results on Aug 12, 2026. The company reported ₹0.03 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is MoneyBoxx Finance Ltd. overvalued?
          According to Wall Street analysts MoneyBoxx Finance Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does MoneyBoxx Finance Ltd. pay dividends?
            MoneyBoxx Finance Ltd. does not currently pay dividends.
            What is MoneyBoxx Finance Ltd.’s EPS estimate?
            MoneyBoxx Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does MoneyBoxx Finance Ltd. have?
            MoneyBoxx Finance Ltd. has 69,809,200 shares outstanding.
              What happened to MoneyBoxx Finance Ltd.’s price movement after its last earnings report?
              MoneyBoxx Finance Ltd. reported an EPS of ₹0.03 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.21%.
                Which hedge fund is a major shareholder of MoneyBoxx Finance Ltd.?
                Currently, no hedge funds are holding shares in IN:MONEYBOXX
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  MoneyBoxx Finance Ltd.

                  Moneyboxx Finance Limited operates as a non-banking financial institution, providing an array of lending solutions across India. The company specializes in offering small-scale business credit through its Moneyboxx Vyapaar initiative, alongside property-backed loans branded as Saral, specifically catering to micro and small enterprises. Furthermore, it manages the Sikka App, a digital platform that allows clients to submit and monitor loan applications, handle their equated monthly installments (EMIs), and invest in gold and health insurance products. The firm, which was initially established in 1994 as Dhanuka Commercial Limited, adopted its current name, Moneyboxx Finance Limited, in January 2019. Its main corporate office is located in Mumbai, India.

                  MoneyBoxx Finance Ltd. (MONEYBOXX) Earnings & Revenues

                  Similar Stocks
                  Company
                  Price & Change
                  Follow
                  Akme Fintrade (India) Limited
                  CSL Finance Limited
                  Manba Finance Limited
                  Mangal Credit & Fincorp Ltd.
                  Muthoot Capital Services Ltd.
                  Popular Stocks