Want to see IN:MANCREDIT full AI Analyst Report?
MANCREDIT Stock Chart & Stats
₹180.45
-₹5.00(-2.90%)
At close: 4:00 PM EST
₹180.45
-₹5.00(-2.90%)
Day’s Range― - ―
52-Week Range₹152.95 - ₹267.35
Previous CloseN/A
Volume12.52K
Average Volume (3M)8.08K
Market Cap
₹5.01B
Enterprise Value₹7.54B
Total Cash (Recent Filing)₹777.60M
Total Debt (Recent Filing)₹2.76B
Price to Earnings (P/E)32.0
Beta0.23
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.45%
Share Statistics
EPS (TTM)2.82
Shares Outstanding21,113,985
10 Day Avg. Volume7,466
30 Day Avg. Volume8,076
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)2.04
Price to Sales (P/S)5.05
P/FCF Ratio-3.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue & Margin ExpansionA large, sustained step-up in top-line and margins indicates the company has scaled lending operations profitably, improving unit economics. If underwriting quality holds, higher margins create durable cash flow potential and reinvestment capacity to fund growth over the next 2-6 months.
Improving Return On EquityA meaningful ROE pickup reflects better capital efficiency from recent growth. Sustained improvement implies management is leveraging capital to generate incremental shareholder returns, which supports internal capital generation and reduces reliance on external equity over medium term.
Predictable Lending Revenue ModelAs an NBFC, the company's core earners are interest spreads and fee income, a recurrent revenue base tied to credit demand. Structural credit growth in India and diversified secured/unsecured products provide a durable income runway if funding access and underwriting remain stable.
Bears Say
Cash Conversion FailureProfits not translating into cash raises a persistent liquidity risk: negative operating and free cash flow can force dependence on external borrowings, increase funding costs, and constrain loan book growth. If cash conversion doesn't normalize, resilience to shocks weakens.
Elevated And Rising LeverageA materially higher debt-to-equity ratio makes the firm more sensitive to interest-rate moves and credit stress. For an NBFC, rising leverage limits strategic flexibility, raises refinancing risk, and can amplify losses if asset quality deteriorates, pressuring long-term stability.
Earnings Quality VolatilityA sharp year-to-year swing in profitability suggests earnings may include one-offs or are sensitive to cyclical factors. This volatility hinders predictability of cash flows, complicates provisioning and funding plans, and increases the risk that margins could reverse under stress.
Mangal Credit & Fincorp Ltd. News
MANCREDIT FAQ
What was Mangal Credit & Fincorp Ltd.’s price range in the past 12 months?
Mangal Credit & Fincorp Ltd. lowest stock price was ₹152.95 and its highest was ₹267.35 in the past 12 months.
What is Mangal Credit & Fincorp Ltd.’s market cap?
Mangal Credit & Fincorp Ltd.’s market cap is ₹5.01B.
When is Mangal Credit & Fincorp Ltd.’s upcoming earnings report date?
Mangal Credit & Fincorp Ltd.’s upcoming earnings report date is Aug 12, 2026 which is in 29 days.
How were Mangal Credit & Fincorp Ltd.’s earnings last quarter?
Mangal Credit & Fincorp Ltd. released its earnings results on May 28, 2026. The company reported ₹2.59 earnings per share for the quarter, beating the consensus estimate of N/A by ₹2.59.
Is Mangal Credit & Fincorp Ltd. overvalued?
According to Wall Street analysts Mangal Credit & Fincorp Ltd.’s price is currently Overvalued.
Does Mangal Credit & Fincorp Ltd. pay dividends?
Mangal Credit & Fincorp Ltd. pays a Notavailable dividend of ₹0.75 which represents an annual dividend yield of 0.45%. See more information on Mangal Credit & Fincorp Ltd. dividends here
What is Mangal Credit & Fincorp Ltd.’s EPS estimate?
Mangal Credit & Fincorp Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mangal Credit & Fincorp Ltd. have?
Mangal Credit & Fincorp Ltd. has 21,113,985 shares outstanding.
What happened to Mangal Credit & Fincorp Ltd.’s price movement after its last earnings report?
Mangal Credit & Fincorp Ltd. reported an EPS of ₹2.59 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Mangal Credit & Fincorp Ltd.?
Currently, no hedge funds are holding shares in IN:MANCREDIT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mangal Credit & Fincorp Ltd.
Headquartered in Mumbai, India, Mangal Credit and Fincorp Limited operates as an Indian non-banking financial entity. Founded in 1961, the company, which previously traded as Tak Machinery & Leasing Limited until its renaming in June 2013, provides a diverse array of financial solutions. These offerings encompass loans for small and medium-sized enterprises (SMEs), personal credit, gold-backed financing, and loans against property, along with various other credit services.
Technical Analysis
Akme Fintrade (India) Limited
―
CSL Finance Limited
―
Manba Finance Limited
―
Muthoot Capital Services Ltd.
―
MoneyBoxx Finance Ltd.
―