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MANCREDIT Stock Chart & Stats
₹180.45
-₹5.00(-2.90%)
At close: 4:00 PM EST
₹180.45
-₹5.00(-2.90%)
Day’s Range― - ―
52-Week Range₹152.95 - ₹286.80
Previous CloseN/A
Volume12.52K
Average Volume (3M)8.08K
Market Cap
₹5.15B
Enterprise Value₹6.33K
Total Cash (Recent Filing)₹777.60M
Total Debt (Recent Filing)₹2.76B
Price to Earnings (P/E)27.7
Beta0.37
Next Earnings
Nov 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.32%
Share Statistics
EPS (TTM)2.82
Shares Outstanding21,113,985
10 Day Avg. Volume7,466
30 Day Avg. Volume8,076
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)2.04
Price to Sales (P/S)5.05
P/FCF Ratio-3.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Rapid Revenue & Margin ExpansionFY2026's sharp revenue growth and meaningful net margin expansion indicate the company achieved scale and pricing power. If loan originations and underwriting discipline continue, these fundamentals can support durable earnings growth and reinvestment capacity over the next several quarters.
High Gross And EBIT MarginsHigh gross (~41.3%) and EBIT (~32.1%) margins in FY2026 reflect strong underlying lending economics and operational efficiency. These margin levels provide a buffer against credit costs and funding pressure, supporting sustainable profitability if asset quality and funding remain stable.
Interest-spread Business ModelThe firm's NBFC model generates recurring interest spreads and fee income from loan originations and servicing. This creates a predictable, scalable revenue base tied to lending volumes, offering durable cash-generation potential provided funding access and credit performance are managed prudently.
Bears Say
Weak Cash ConversionDeeply negative operating and free cash flows show reported profits aren't converting into cash. Persistent negative cash conversion increases reliance on external funding, heightens liquidity and refinancing risk, and can constrain growth and provisioning capacity if it persists.
Elevated And Rising LeverageA rising debt-to-equity ratio to ~1.92 indicates a materially more leveraged capital structure. Higher leverage reduces financial flexibility, increases interest cost sensitivity and heightens vulnerability to tighter credit conditions or rate increases, stressing resilience over the medium term.
Earnings Volatility & QualityA swing from near-zero margins to strong margins in one year signals significant earnings volatility and a large step-change. This reduces confidence in recurring profitability, complicates forecasting and credit assessment, and raises the risk that some gains may be transient or sensitive to lending conditions.
Mangal Credit & Fincorp Ltd. News
MANCREDIT FAQ
What was Mangal Credit & Fincorp Ltd.’s price range in the past 12 months?
Mangal Credit & Fincorp Ltd. lowest stock price was ₹152.95 and its highest was ₹286.80 in the past 12 months.
What is Mangal Credit & Fincorp Ltd.’s market cap?
Mangal Credit & Fincorp Ltd.’s market cap is ₹5.15B.
When is Mangal Credit & Fincorp Ltd.’s upcoming earnings report date?
Mangal Credit & Fincorp Ltd.’s upcoming earnings report date is Nov 05, 2026 which is in 82 days.
How were Mangal Credit & Fincorp Ltd.’s earnings last quarter?
Mangal Credit & Fincorp Ltd. released its earnings results on Aug 06, 2026. The company reported ₹2.695 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Mangal Credit & Fincorp Ltd. overvalued?
According to Wall Street analysts Mangal Credit & Fincorp Ltd.’s price is currently Overvalued.
Does Mangal Credit & Fincorp Ltd. pay dividends?
Mangal Credit & Fincorp Ltd. pays a Notavailable dividend of ₹0.75 which represents an annual dividend yield of 0.32%. See more information on Mangal Credit & Fincorp Ltd. dividends here
What is Mangal Credit & Fincorp Ltd.’s EPS estimate?
Mangal Credit & Fincorp Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mangal Credit & Fincorp Ltd. have?
Mangal Credit & Fincorp Ltd. has 21,113,985 shares outstanding.
What happened to Mangal Credit & Fincorp Ltd.’s price movement after its last earnings report?
Mangal Credit & Fincorp Ltd. reported an EPS of ₹2.695 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 3.02%.
Which hedge fund is a major shareholder of Mangal Credit & Fincorp Ltd.?
Currently, no hedge funds are holding shares in IN:MANCREDIT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mangal Credit & Fincorp Ltd.
Headquartered in Mumbai, India, Mangal Credit and Fincorp Limited operates as an Indian non-banking financial entity. Founded in 1961, the company, which previously traded as Tak Machinery & Leasing Limited until its renaming in June 2013, provides a diverse array of financial solutions. These offerings encompass loans for small and medium-sized enterprises (SMEs), personal credit, gold-backed financing, and loans against property, along with various other credit services.
Technical Analysis
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