Kotak Mahindra Bank Limited (IN:KOTAKBANK)
:KOTAKBANK
Want to see IN:KOTAKBANK full AI Analyst Report?
KOTAKBANK Stock Chart & Stats
₹383.50
-₹5.80(-0.33%)
At close: 4:00 PM EST
₹383.50
-₹5.80(-0.33%)
Day’s Range― - ―
52-Week Range₹345.40 - ₹452.98
Previous CloseN/A
VolumeN/A
Average Volume (3M)169.67K
Market Cap
₹3.80T
Enterprise Value₹3.99T
Total Cash (Recent Filing)₹639.21B
Total Debt (Recent Filing)₹827.00B
Price to Earnings (P/E)22.2
Beta0.89
Next Earnings
May 02, 2026EPS Estimate
4.1Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.50
Shares Outstanding9,946,465,000
10 Day Avg. Volume199,413
30 Day Avg. Volume169,667
Financial Highlights & Ratios
PEG Ratio0.89
Price to Book (P/B)2.71
Price to Sales (P/S)4.08
P/FCF Ratio27.16
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹457.50Price Target Upside19.30% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)17.17
Revenue Forecast (FY)₹498.66B
Bulls Say, Bears Say
Bulls Say
Sustained Profitability & MarginsKotak’s multi-year improvement in operating and EBIT margins demonstrates durable core profitability. Higher margins provide structural earnings resilience versus peers, supporting reinvestment into distribution, provisioning buffers and shareholder returns across business cycles without reliance on short-term rate moves.
Stronger Capitalization & ScaleSignificant growth in assets alongside a materially larger equity base signals improved capital and franchise scale. A stronger capital buffer enhances regulatory resilience, supports incremental lending, and reduces probability of forced capital raises during stress, underpinning medium-term growth plans.
High Free-cash-flow ConversionFCF tracking ~93% of net income in recent years shows earnings quality and usable internal cash for capex, loan growth or distributions. Strong FCF conversion supports durable capital allocation choices and reduces dependence on volatile wholesale funding for strategic initiatives over the medium term.
Bears Say
Volatile Operating Cash FlowHistorical swings in operating and free cash flow signal inconsistent cash conversion risk. Variability can complicate provisioning, dividend policy and funding plans, forcing periodic reliance on external liquidity or balance-sheet adjustments that can dilute medium-term capital efficiency.
Slowing Top-line Growth RecentlyA deceleration from earlier higher growth rates to low single-digit revenue expansion suggests headwinds to franchise growth or mix compression. Sustained slower revenue growth reduces operating leverage potential and may pressure future margin expansion and return-on-equity improvements over the medium term.
Rising Absolute Debt & Recent Leverage UptickGrowth-driven increases in absolute debt and a tightening leverage trend elevate sensitivity to asset-quality deterioration or higher funding costs. Rising leverage can constrain capital flexibility, increase refinance or rating risks, and require higher provisioning buffers in adverse macro scenarios.
Kotak Mahindra Bank Limited News
KOTAKBANK FAQ
What was Kotak Mahindra Bank Limited’s price range in the past 12 months?
Kotak Mahindra Bank Limited lowest stock price was ₹345.40 and its highest was ₹452.98 in the past 12 months.
What is Kotak Mahindra Bank Limited’s market cap?
Kotak Mahindra Bank Limited’s market cap is ₹3.80T.
When is Kotak Mahindra Bank Limited’s upcoming earnings report date?
Kotak Mahindra Bank Limited’s upcoming earnings report date is May 02, 2026 which is in 2 days.
How were Kotak Mahindra Bank Limited’s earnings last quarter?
Kotak Mahindra Bank Limited released its earnings results on Jan 24, 2026. The company reported ₹3.5 earnings per share for the quarter, beating the consensus estimate of ₹3.417 by ₹0.083.
Is Kotak Mahindra Bank Limited overvalued?
According to Wall Street analysts Kotak Mahindra Bank Limited’s price is currently Undervalued.
Does Kotak Mahindra Bank Limited pay dividends?
Kotak Mahindra Bank Limited does not currently pay dividends.
What is Kotak Mahindra Bank Limited’s EPS estimate?
Kotak Mahindra Bank Limited’s EPS estimate is 4.1.
How many shares outstanding does Kotak Mahindra Bank Limited have?
Kotak Mahindra Bank Limited has 9,946,465,000 shares outstanding.
What happened to Kotak Mahindra Bank Limited’s price movement after its last earnings report?
Kotak Mahindra Bank Limited reported an EPS of ₹3.5 in its last earnings report, beating expectations of ₹3.417. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Kotak Mahindra Bank Limited?
Currently, no hedge funds are holding shares in IN:KOTAKBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kotak Mahindra Bank Limited
Kotak Mahindra Bank Limited, provides banking and financial services to corporate and individual customers in India. It operates through Treasury, BMU, and Corporate Centre; Retail Banking; Corporate/Wholesale Banking; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The Treasury, BMU and Corporate Centre segment engages in money market, forex market, derivatives, and investments; and the primary dealership of government securities and balance sheet management unit (BMU) responsible for asset liability management. The Retail Banking segment offers commercial vehicle finance, personal, home, and other loans/services, and agriculture finance services. This segment also provides savings, current, and term deposit accounts; branch banking network and services, including distribution of financial products; and credit cards. The Corporate/Wholesale Banking segment offers wholesale borrowings and lending, and other related services to the corporate sector. The Vehicle Financing segment provides retail vehicle and wholesale trade finance to auto dealers. The Other Lending Activities segment offers financing against securities, securitization, and other loans/services. The Broking segment provides brokerage income on market transactions and delayed payments interest; and distributes financial products. The Advisory and Transactional Services segment offers mergers and acquisition advice, and equity/debt issue management services. The Asset Management segment engages in the management of funds and investments on behalf of clients and funds. The Insurance segment provides life insurance and general insurance products. As of March 31, 2022, it had a network of 1,700 branches and 2,705 ATMs; and branches in GIFT City and DIFC, Dubai. Kotak Mahindra Bank Limited was incorporated in 1985 and is headquartered in Mumbai, India.
KOTAKBANK Stock 12 Month Forecast
Average Price Target
₹457.50
▲(19.30% Upside)
Technical Analysis
Axis Bank Limited
―
HDFC Bank Limited
―
ICICI Bank Limited
―
IndusInd Bank Ltd.
―
State Bank of India
―