Kotak Mahindra Bank Limited (IN:KOTAKBANK)
:KOTAKBANK
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KOTAKBANK Stock Chart & Stats
₹383.50
-₹5.80(-0.33%)
At close: 4:00 PM EST
₹383.50
-₹5.80(-0.33%)
Day’s Range― - ―
52-Week Range₹345.40 - ₹452.98
Previous CloseN/A
VolumeN/A
Average Volume (3M)169.67K
Market Cap
₹3.81T
Enterprise Value₹3.74T
Total Cash (Recent Filing)₹639.21B
Total Debt (Recent Filing)₹827.00B
Price to Earnings (P/E)18.2
Beta0.88
Next Earnings
Jul 20, 2026EPS Estimate
344.99Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)18.68
Shares Outstanding9,946,465,000
10 Day Avg. Volume199,413
30 Day Avg. Volume169,667
Financial Highlights & Ratios
PEG Ratio-1.42
Price to Book (P/B)1.94
Price to Sales (P/S)3.26
P/FCF Ratio9.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹467.00Price Target Upside21.77% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)16.8
Revenue Forecast (FY)₹476.37B
Bulls Say, Bears Say
Bulls Say
Sustained Profitability & MarginsKotak’s consistently high net and EBIT margins, with EBIT reaching ~28% in 2025, indicate durable operating leverage and pricing power across retail and corporate businesses. Strong margins support internal capital generation, resilience to credit cycles, and capacity to invest in distribution and digital capabilities over the medium term.
Strengthened Capital And ScaleThe balance sheet has meaningfully scaled while equity roughly doubled, providing a larger capital buffer to support credit growth and absorb shocks. This improved capitalization and scale underpin competitive positioning, enable larger corporate mandates, and reduce the likelihood of near-term capital raises absent systemic stress.
Solid FCF Conversion In Recent YearsFree cash flow near parity with net income (~93%) in 2024–25 demonstrates the bank’s ability to convert accounting profits into cash. Reliable FCF supports dividend capacity, provisioning, and organic growth funding, lowering reliance on costly external financing during normal cycles.
Bears Say
Cash-Flow VolatilityHistorical swings—negative operating and free cash flow in 2023 and low operating cash flow coverage in 2024–25—indicate inconsistent cash conversion. This variability complicates capital planning, makes provisioning and dividends less predictable, and raises execution risk during funding stress or earnings weakness.
Slowing Revenue Growth TrendA deceleration from prior high-growth years to low single-digit growth suggests market saturation in key segments or tougher lending dynamics. Slower top-line growth reduces optionality to expand margins via scale, pressures return-on-equity expansion, and increases reliance on fee and treasury income to sustain profit growth.
Rising Absolute Debt And Near-Term Leverage UptickAlthough capital improved since 2020, the rise in absolute debt and a leverage uptick since 2023 increase balance-sheet sensitivity to funding costs and credit deterioration. Higher indebtedness can magnify downside in stress scenarios, require more provisioning buffers, and constrain credit growth if market rates rise.
Kotak Mahindra Bank Limited News
KOTAKBANK FAQ
What was Kotak Mahindra Bank Limited’s price range in the past 12 months?
Kotak Mahindra Bank Limited lowest stock price was ₹345.40 and its highest was ₹452.98 in the past 12 months.
What is Kotak Mahindra Bank Limited’s market cap?
Kotak Mahindra Bank Limited’s market cap is ₹3.81T.
When is Kotak Mahindra Bank Limited’s upcoming earnings report date?
Kotak Mahindra Bank Limited’s upcoming earnings report date is Jul 20, 2026 which is in 59 days.
How were Kotak Mahindra Bank Limited’s earnings last quarter?
Kotak Mahindra Bank Limited released its earnings results on May 02, 2026. The company reported ₹4 earnings per share for the quarter, beating the consensus estimate of ₹3.527 by ₹0.473.
Is Kotak Mahindra Bank Limited overvalued?
According to Wall Street analysts Kotak Mahindra Bank Limited’s price is currently Undervalued.
Does Kotak Mahindra Bank Limited pay dividends?
Kotak Mahindra Bank Limited does not currently pay dividends.
What is Kotak Mahindra Bank Limited’s EPS estimate?
Kotak Mahindra Bank Limited’s EPS estimate is 344.99.
How many shares outstanding does Kotak Mahindra Bank Limited have?
Kotak Mahindra Bank Limited has 9,946,465,000 shares outstanding.
What happened to Kotak Mahindra Bank Limited’s price movement after its last earnings report?
Kotak Mahindra Bank Limited reported an EPS of ₹4 in its last earnings report, beating expectations of ₹3.527. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Kotak Mahindra Bank Limited?
Currently, no hedge funds are holding shares in IN:KOTAKBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kotak Mahindra Bank Limited
Kotak Mahindra Bank Limited, provides banking and financial services to corporate and individual customers in India. It operates through Treasury, BMU, and Corporate Centre; Retail Banking; Corporate/Wholesale Banking; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The Treasury, BMU and Corporate Centre segment engages in money market, forex market, derivatives, and investments; and the primary dealership of government securities and balance sheet management unit (BMU) responsible for asset liability management. The Retail Banking segment offers commercial vehicle finance, personal, home, and other loans/services, and agriculture finance services. This segment also provides savings, current, and term deposit accounts; branch banking network and services, including distribution of financial products; and credit cards. The Corporate/Wholesale Banking segment offers wholesale borrowings and lending, and other related services to the corporate sector. The Vehicle Financing segment provides retail vehicle and wholesale trade finance to auto dealers. The Other Lending Activities segment offers financing against securities, securitization, and other loans/services. The Broking segment provides brokerage income on market transactions and delayed payments interest; and distributes financial products. The Advisory and Transactional Services segment offers mergers and acquisition advice, and equity/debt issue management services. The Asset Management segment engages in the management of funds and investments on behalf of clients and funds. The Insurance segment provides life insurance and general insurance products. As of March 31, 2022, it had a network of 1,700 branches and 2,705 ATMs; and branches in GIFT City and DIFC, Dubai. Kotak Mahindra Bank Limited was incorporated in 1985 and is headquartered in Mumbai, India.
KOTAKBANK Stock 12 Month Forecast
Average Price Target
₹467.00
▲(21.77% Upside)
Technical Analysis
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