Kotak Mahindra Bank Limited (IN:KOTAKBANK)
:KOTAKBANK
KOTAKBANK Stock Chart & Stats
₹375.30
-₹5.80(-0.33%)
At close: 4:00 PM EST
₹375.30
-₹5.80(-0.33%)
Day’s Range― - ―
52-Week Range₹345.40 - ₹460.31
Previous CloseN/A
VolumeN/A
Average Volume (3M)169.67K
Market Cap
₹3.56T
Enterprise Value₹3.75T
Total Cash (Recent Filing)₹639.21B
Total Debt (Recent Filing)₹827.00B
Price to Earnings (P/E)22.2
Beta0.85
Next Earnings
May 04, 2026EPS Estimate
5.82Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.23
Shares Outstanding9,946,465,000
10 Day Avg. Volume199,413
30 Day Avg. Volume169,667
Financial Highlights & Ratios
PEG Ratio0.89
Price to Book (P/B)2.71
Price to Sales (P/S)4.08
P/FCF Ratio27.16
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹515.00Price Target Upside37.22% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)17.14
Revenue Forecast (FY)₹487.61B
Bulls Say, Bears Say
Bulls Say
Sustained High Profitability And MarginsKotak’s sustained high net and EBIT margins indicate durable operating strength. Consistently superior margins support return on equity, allow reinvestment in distribution and digital channels, and provide an earnings buffer through credit cycles—enhancing long-run profitability resilience.
Strengthened Capital Base And ScaleMaterial increases in equity and scale, with lower leverage versus 2020, improve regulatory buffers and support lending growth. A stronger capital base gives management flexibility to expand loan books, absorb losses, and pursue market-share opportunities without immediate external recapitalization.
High Free Cash Flow Conversion RecentlyRobust FCF conversion (~93% of net income) in 2024–25 signals earnings quality and internal funding capacity. Reliable cash generation supports organic growth, dividend or capital return policies, and cushions investment in digital/branch infrastructure without heavy reliance on external financing.
Bears Say
Volatile Operating Cash FlowsHistorical swings in operating and free cash flow reduce predictability for capital allocation and provisioning. Episodes of negative cash conversion constrain the bank’s ability to fund credit growth or absorb shocks, raising execution risk for strategic investments over the medium term.
Rising Absolute Debt And Recent Leverage UptickWhile leverage is improved versus 2020, the increase in absolute borrowings and a recent leverage uptick raise refinancing and credit-risk exposure. In a stress scenario or tighter funding markets, higher debt levels could pressure margins and capital ratios, limiting strategic flexibility.
Slower Recent Revenue GrowthDecelerating top-line momentum constrains operating leverage and future margin expansion. Without sustained loan-book or fee-income growth, the bank may face tougher competition for deposits and loans, making it harder to expand earnings without further cost or product-innovation initiatives.
Kotak Mahindra Bank Limited News
KOTAKBANK FAQ
What was Kotak Mahindra Bank Limited’s price range in the past 12 months?
Kotak Mahindra Bank Limited lowest stock price was ₹345.40 and its highest was ₹460.31 in the past 12 months.
What is Kotak Mahindra Bank Limited’s market cap?
Kotak Mahindra Bank Limited’s market cap is ₹3.56T.
When is Kotak Mahindra Bank Limited’s upcoming earnings report date?
Kotak Mahindra Bank Limited’s upcoming earnings report date is May 04, 2026 which is in 29 days.
How were Kotak Mahindra Bank Limited’s earnings last quarter?
Kotak Mahindra Bank Limited released its earnings results on Jan 24, 2026. The company reported ₹3.23 earnings per share for the quarter, missing the consensus estimate of ₹3.417 by -₹0.187.
Is Kotak Mahindra Bank Limited overvalued?
According to Wall Street analysts Kotak Mahindra Bank Limited’s price is currently Undervalued.
Does Kotak Mahindra Bank Limited pay dividends?
Kotak Mahindra Bank Limited does not currently pay dividends.
What is Kotak Mahindra Bank Limited’s EPS estimate?
Kotak Mahindra Bank Limited’s EPS estimate is 5.82.
How many shares outstanding does Kotak Mahindra Bank Limited have?
Kotak Mahindra Bank Limited has 9,946,465,000 shares outstanding.
What happened to Kotak Mahindra Bank Limited’s price movement after its last earnings report?
Kotak Mahindra Bank Limited reported an EPS of ₹3.23 in its last earnings report, missing expectations of ₹3.417. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Kotak Mahindra Bank Limited?
Currently, no hedge funds are holding shares in IN:KOTAKBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kotak Mahindra Bank Limited
Kotak Mahindra Bank Limited, provides banking and financial services to corporate and individual customers in India. It operates through Treasury, BMU, and Corporate Centre; Retail Banking; Corporate/Wholesale Banking; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The Treasury, BMU and Corporate Centre segment engages in money market, forex market, derivatives, and investments; and the primary dealership of government securities and balance sheet management unit (BMU) responsible for asset liability management. The Retail Banking segment offers commercial vehicle finance, personal, home, and other loans/services, and agriculture finance services. This segment also provides savings, current, and term deposit accounts; branch banking network and services, including distribution of financial products; and credit cards. The Corporate/Wholesale Banking segment offers wholesale borrowings and lending, and other related services to the corporate sector. The Vehicle Financing segment provides retail vehicle and wholesale trade finance to auto dealers. The Other Lending Activities segment offers financing against securities, securitization, and other loans/services. The Broking segment provides brokerage income on market transactions and delayed payments interest; and distributes financial products. The Advisory and Transactional Services segment offers mergers and acquisition advice, and equity/debt issue management services. The Asset Management segment engages in the management of funds and investments on behalf of clients and funds. The Insurance segment provides life insurance and general insurance products. As of March 31, 2022, it had a network of 1,700 branches and 2,705 ATMs; and branches in GIFT City and DIFC, Dubai. Kotak Mahindra Bank Limited was incorporated in 1985 and is headquartered in Mumbai, India.
KOTAKBANK Stock 12 Month Forecast
Average Price Target
₹515.00
▲(37.22% Upside)
Technical Analysis
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