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IIFL Stock Chart & Stats
₹557.10
₹16.65(2.99%)
At close: 4:00 PM EDT
₹557.10
₹16.65(2.99%)
Day’s Range― - ―
52-Week Range₹409.45 - ₹687.00
Previous CloseN/A
Volume1.87M
Average Volume (3M)65.98K
Market Cap
₹289.56B
Enterprise Value₹925.61K
Total Cash (Recent Filing)₹48.91B
Total Debt (Recent Filing)₹739.94B
Price to Earnings (P/E)13.7
Beta1.34
Next Earnings
Oct 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.59%
Share Statistics
EPS (TTM)49.45
Shares Outstanding425,381,040
10 Day Avg. Volume103,076
30 Day Avg. Volume65,980
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.31
Price to Sales (P/S)1.37
P/FCF Ratio15.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹610.00Price Target Upside9.50% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)63.86
Revenue Forecast (FY)₹91.16B
Bulls Say, Bears Say
Bulls Say
Revenue Scale And RecoveryThe long-term expansion of revenue indicates growing lending scale and customer reach. The return to growth in 2026 also suggests the business can recover after weaker periods, supporting continued interest income generation over the next several quarters.
Sharp Earnings ReboundThe earnings recovery shows meaningful profit-generation capacity when lending conditions and operating performance improve. This provides a stronger base for capital accumulation and portfolio growth, although the durability of the rebound depends on maintaining asset quality and funding discipline.
Collateral-Backed Lending MixA substantial secured-lending mix can reduce loss severity compared with predominantly unsecured credit because loans are supported by collateral. Gold, property, and MSME lending also provide multiple avenues for customer acquisition and recurring interest income across retail markets.
Bears Say
Elevated LeverageHigh leverage leaves less room for error if credit losses rise, funding costs increase, or loan growth slows. It also makes balance-sheet resilience more dependent on continued lender access and stable asset quality, potentially constraining strategic flexibility.
Inconsistent Cash GenerationRepeated negative operating and free cash flow indicates that reported earnings have not consistently converted into cash. Volatile cash generation can increase reliance on external funding and complicate loan-book expansion, especially during tighter credit conditions.
Cyclical ProfitabilityThe variation in profitability demonstrates sensitivity to credit cycles, funding costs, operating expenses, and asset-quality outcomes. Sustaining the 2026 rebound may therefore require disciplined underwriting and collections rather than relying on the recent improvement alone.
IIFL Finance Limited News
IIFL FAQ
What was IIFL Finance Limited’s price range in the past 12 months?
IIFL Finance Limited lowest stock price was ₹409.45 and its highest was ₹687.00 in the past 12 months.
What is IIFL Finance Limited’s market cap?
IIFL Finance Limited’s market cap is ₹289.56B.
When is IIFL Finance Limited’s upcoming earnings report date?
IIFL Finance Limited’s upcoming earnings report date is Oct 28, 2026 which is in 64 days.
How were IIFL Finance Limited’s earnings last quarter?
IIFL Finance Limited released its earnings results on Jul 22, 2026. The company reported ₹15.872 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is IIFL Finance Limited overvalued?
According to Wall Street analysts IIFL Finance Limited’s price is currently Undervalued.
Does IIFL Finance Limited pay dividends?
IIFL Finance Limited pays a Notavailable dividend of ₹4 which represents an annual dividend yield of 0.59%. See more information on IIFL Finance Limited dividends here
What is IIFL Finance Limited’s EPS estimate?
IIFL Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does IIFL Finance Limited have?
IIFL Finance Limited has 425,381,040 shares outstanding.
What happened to IIFL Finance Limited’s price movement after its last earnings report?
IIFL Finance Limited reported an EPS of ₹15.872 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.367%.
Which hedge fund is a major shareholder of IIFL Finance Limited?
Currently, no hedge funds are holding shares in IN:IIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IIFL Finance Limited
Established in Mumbai, India, in 1995, IIFL Finance Limited operates as a comprehensive financial services firm, extending its reach across India and internationally. The company delivers a wide array of financial products, encompassing individual loans such as home, personal, and gold loans. For businesses, its portfolio includes loans against property, financing for small and medium enterprises, microfinance, specialized funding for real estate development and construction, and capital market finance, alongside digital financial solutions. Furthermore, IIFL offers wealth and asset management services, in addition to facilitating demat accounts, futures and options trading, and commodity trading. Its diverse clientele comprises both retail consumers and corporate entities. The organization adopted its current name, IIFL Finance Limited, in May 2019, having previously been known as IIFL Holdings Limited.
IIFL Stock 12 Month Forecast
Average Price Target
₹610.00
▲(9.50% Upside)
Technical Analysis
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