Fedbank Financial Services Ltd. (IN:FEDFINA)
:FEDFINA
Want to see IN:FEDFINA full AI Analyst Report?
FEDFINA Stock Chart & Stats
₹160.60
-₹0.54(-0.54%)
At close: 4:00 PM EST
₹160.60
-₹0.54(-0.54%)
Day’s Range― - ―
52-Week Range₹83.51 - ₹178.40
Previous CloseN/A
Volume186.83K
Average Volume (3M)108.62K
Market Cap
₹55.91B
Enterprise Value₹159.33B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)16.1
Beta0.80
Next Earnings
Apr 28, 2026EPS Estimate
2.8Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)N/A
Shares Outstanding374,227,100
10 Day Avg. Volume106,807
30 Day Avg. Volume108,621
Financial Highlights & Ratios
PEG Ratio-0.80
Price to Book (P/B)1.14
Price to Sales (P/S)1.47
P/FCF Ratio-2.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)11.88
Revenue Forecast (FY)₹16.40B
Bulls Say, Bears Say
Bulls Say
Robust Revenue GrowthConsistent top-line expansion indicates sustained loan book growth and customer uptake in retail lending segments. Over 2-6 months this supports stable interest income generation and underwriting scale, enabling the firm to absorb cyclical pressure and invest in distribution and credit assessment capabilities.
Stable Operating MarginsMaintained gross and operating margins imply disciplined pricing and cost control across origination, servicing, and collections. Durable margin stability supports earnings resilience as funding costs fluctuate, allowing management to sustain profitability while investing in collections and branch operations.
Secured, Retail-focused Lending MixA loan mix concentrated in secured retail products (LAP, gold) and a broad branch/partner distribution reduces credit volatility and supports predictable cash flows. This structural product and channel mix underpins stable NII and easier recovery dynamics versus unsecured lending over the medium term.
Bears Say
Elevated LeverageSustained high debt levels constrain financial flexibility and raise refinancing and interest-rate sensitivity. Over a 2-6 month horizon higher leverage can pressure margins and limit capacity for opportunistic investments or buffers against asset-quality shocks, especially if funding costs rise.
Weak Cash GenerationNegative FCF growth and weak operating cash conversion indicate reliance on external financing to fund growth and obligations. This structural cash-flow gap increases vulnerability to tighter credit markets and raises rollover risk, forcing higher funding costs or curtailed loan origination if conditions tighten.
Eroding Net Profit MarginA declining net margin despite revenue gains suggests rising credit costs, funding expenses, or operating pressures that hinder converting growth into incremental profitability. If persistent, this weakens return on assets and equity and may limit retained earnings for balance sheet strengthening.
Fedbank Financial Services Ltd. News
FEDFINA FAQ
What was Fedbank Financial Services Ltd.’s price range in the past 12 months?
Fedbank Financial Services Ltd. lowest stock price was ₹83.51 and its highest was ₹178.40 in the past 12 months.
What is Fedbank Financial Services Ltd.’s market cap?
Fedbank Financial Services Ltd.’s market cap is ₹55.91B.
When is Fedbank Financial Services Ltd.’s upcoming earnings report date?
Fedbank Financial Services Ltd.’s upcoming earnings report date is Apr 28, 2026 which is today.
How were Fedbank Financial Services Ltd.’s earnings last quarter?
Currently, no data Available
Is Fedbank Financial Services Ltd. overvalued?
According to Wall Street analysts Fedbank Financial Services Ltd.’s price is currently Overvalued.
Does Fedbank Financial Services Ltd. pay dividends?
Fedbank Financial Services Ltd. does not currently pay dividends.
What is Fedbank Financial Services Ltd.’s EPS estimate?
Fedbank Financial Services Ltd.’s EPS estimate is 2.8.
How many shares outstanding does Fedbank Financial Services Ltd. have?
Fedbank Financial Services Ltd. has 374,227,100 shares outstanding.
What happened to Fedbank Financial Services Ltd.’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Fedbank Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:FEDFINA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Fedbank Financial Services Ltd.
Fedbank Financial Services Limited, a non-banking finance company (NBFC), provides financing services to individuals and businesses in India. It operates through three segments: Distribution, Retail Finance, and Wholesale Finance. The company offers housing, personal car, personal, home equity mortgage, gold, unsecured business, mortgage, and retail loans, as well as loans against property; construction finance to developers; and loans to other NBFCs. It also provides insurance products. The company was incorporated in 1995 and is based in Mumbai, India. Fedbank Financial Services Limited operates a subsidiary of The Federal Bank Limited.
Technical Analysis
IndoStar Capital Finance Limited
―
MAS Financial Services Ltd.
―
Northern Arc Capital Ltd.
―
Suryoday Small Finance Bank Limited
―
Tourism Finance Corporation of India Limited
―