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Bank of India (IN:BANKINDIA)
:BANKINDIA
BANKINDIA Stock Chart & Stats
₹149.15
-₹0.83(-0.83%)
At close: 4:00 PM EST
₹149.15
-₹0.83(-0.83%)
Day’s Range― - ―
52-Week Range₹92.74 - ₹173.40
Previous CloseN/A
Volume2.65M
Average Volume (3M)560.98K
Market Cap
₹785.34B
Enterprise Value₹1.05T
Total Cash (Recent Filing)₹1.05T
Total Debt (Recent Filing)₹1.28T
Price to Earnings (P/E)8.0
Beta1.24
Next Earnings
May 08, 2026EPS Estimate
4.35Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)5.90
Shares Outstanding4,552,668,000
10 Day Avg. Volume872,103
30 Day Avg. Volume560,982
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)0.62
Price to Sales (P/S)0.62
P/FCF Ratio-0.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue & EPS GrowthConsistent revenue growth (~10.7%) with stronger EPS growth (~15.3%) shows the bank is expanding core lending and fee businesses while improving profitability. This trend supports longer-term earnings durability, internal reinvestment capacity and resilience to cyclical headwinds over months.
Stable Equity Base & Strong ROEA stable equity position provides a capital buffer against loan losses and supports regulatory ratios. Strong ROE indicates efficient use of shareholder capital, enabling sustainable growth and potential for retained earnings to fund expansion without immediate reliance on external capital.
Diversified Revenue MixA mix of interest spread and fee income reduces dependence on margins alone and smooths revenue across cycles. Strategic partnerships and broad product offering (retail, corporate, international, treasury) support cross-sell, customer retention and steadier medium-term revenue streams.
Bears Say
High LeverageElevated leverage increases sensitivity to credit losses and interest-rate shifts, constraining balance sheet flexibility. Over a 2–6 month horizon higher debt levels can raise funding costs and limit capital allocation for growth or provisioning, pressuring strategic options if conditions worsen.
Weak Cash Flow ConversionOperating and free cash flow deficits mean reported earnings are not converting into cash, forcing dependence on external financing. This weak cash conversion can impair liquidity, reduce cushion for volatility and raise refinancing risk, affecting sustainable loan growth and capital deployment.
Moderate And Volatile MarginsModerate net margins and fluctuating operating margins signal uneven profitability and operational sensitivity. Over months this limits the bank's ability to consistently generate surplus to build reserves or invest, highlighting a need for efficiency improvements to secure durable earnings.
Bank of India News
BANKINDIA FAQ
What was Bank of India’s price range in the past 12 months?
Bank of India lowest stock price was ₹92.74 and its highest was ₹173.40 in the past 12 months.
What is Bank of India’s market cap?
Bank of India’s market cap is ₹785.34B.
When is Bank of India’s upcoming earnings report date?
Bank of India’s upcoming earnings report date is May 08, 2026 which is in 74 days.
How were Bank of India’s earnings last quarter?
Bank of India released its earnings results on Jan 21, 2026. The company reported ₹5.9 earnings per share for the quarter, beating the consensus estimate of ₹3.67 by ₹2.23.
Is Bank of India overvalued?
According to Wall Street analysts Bank of India’s price is currently Overvalued.
Does Bank of India pay dividends?
Bank of India pays a Annually dividend of ₹4.05 which represents an annual dividend yield of 2.87%. See more information on Bank of India dividends here
What is Bank of India’s EPS estimate?
Bank of India’s EPS estimate is 4.35.
How many shares outstanding does Bank of India have?
Bank of India has 4,552,668,000 shares outstanding.
What happened to Bank of India’s price movement after its last earnings report?
Bank of India reported an EPS of ₹5.9 in its last earnings report, beating expectations of ₹3.67. Following the earnings report the stock price went down -1.315%.
Which hedge fund is a major shareholder of Bank of India?
Currently, no hedge funds are holding shares in IN:BANKINDIA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bank of India
Bank of India Limited provides various banking products and services. It operates through Treasury Operations, Wholesale Banking, and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and tax saving deposits. It also offers home, education, vehicle, personal, pensioner, and top-up loans, as well as loan for Pradhan Mantri Awas Yojana and against property; housing loans to NRIs/PIOs; overdraft against securities; loans against FCNR deposits; and loans for corporate and MSME customers. In addition, the company provides cash management services; trade finance; online share trading services; insurance products and services; mutual fund products; portfolio management services; credit, debit, and prepaid cards; and remittance, online banking and payment, online income tax return, and ATM and other kiosk services, as well as cards, loans, and services to rural customers. As of March 31, 2022, it operated 5,105 branches in India; and 22 branches and 1 representative office internationally. The company was incorporated in 1906 and is headquartered in Mumbai, India.
Technical Analysis
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