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ISCD Stock Chart & Stats
1382.00
-0.06(-0.37%)
At close: 4:00 PM EST
1382.00
-0.06(-0.37%)
Day’s Range― - ―
52-Week Range1,080.00 - 1,712.00
Previous CloseN/A
Volume641.33K
Average Volume (3M)900.02K
Market Cap
₪3.71B
Enterprise Value7.87B
Total Cash (Recent Filing)₪429.00M
Total Debt (Recent Filing)₪4.41B
Price to Earnings (P/E)―
Beta0.85
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.45%
Share Statistics
EPS (TTM)N/A
Shares Outstanding325,687,770
10 Day Avg. Volume1,066,765
30 Day Avg. Volume900,023
Financial Highlights & Ratios
PEG Ratio0.93
Price to Book (P/B)1.26
Price to Sales (P/S)0.94
P/FCF Ratio6.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth TrendSustained revenue expansion and a sharp TTM uplift indicate demand for Isracard's payment services and better top-line momentum. Growing revenue provides a base to scale fixed-cost absorption, support investment in product features, and enable long-term margin recovery if cost discipline returns.
Two-sided Payments Business ModelIsracard's revenue streams span cardholder fees, interest on revolving balances, and merchant acquiring fees, creating diversified, recurring income. This two-sided model supports network effects, cross-selling opportunities, and resilience versus single-revenue businesses over multi-month horizons.
Established Issuing And Acquiring OperationsOperating both card issuance and merchant acquiring gives Isracard durable operational scale and client relationships. These capabilities create barriers for new entrants, enable integrated product bundling, and support steady transaction volumes that underpin long-term fee generation.
Bears Say
Deteriorating ProfitabilityThe shift from multi-year profitability to losses reduces internal capital generation and undermines return metrics. Persistent negative earnings weaken reinvestment capacity, may force cost cutting or capital raises, and raises uncertainty about sustainable margins unless operations are restructured.
Rising LeverageMaterial increase in debt and a debt-to-equity ~1.33 reduces financial flexibility and raises refinancing risk. Higher leverage makes the company more sensitive to earnings volatility, limits capacity for strategic investments, and increases the likelihood of covenant or funding pressure if earnings don't recover.
Sharp Negative Cash-flow SwingA sudden shift to large operating and free cash outflows strains liquidity and heightens dependence on external funding. If cash generation does not normalize, the company may need to access markets or curtail growth initiatives, which threatens long-term service investment and operational continuity.
Isracard News
ISCD FAQ
What was Isracard Ltd.’s price range in the past 12 months?
Isracard Ltd. lowest stock price was 1080.00 and its highest was 1712.00 in the past 12 months.
What is Isracard Ltd.’s market cap?
Isracard Ltd.’s market cap is ₪3.71B.
When is Isracard Ltd.’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Isracard Ltd.’s earnings last quarter?
Currently, no data Available
Is Isracard Ltd. overvalued?
According to Wall Street analysts Isracard Ltd.’s price is currently Overvalued.
Does Isracard Ltd. pay dividends?
Isracard Ltd. pays a Notavailable dividend of 608.657 which represents an annual dividend yield of 2.45%. See more information on Isracard Ltd. dividends here
What is Isracard Ltd.’s EPS estimate?
Isracard Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Isracard Ltd. have?
Isracard Ltd. has 325,687,770 shares outstanding.
What happened to Isracard Ltd.’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Isracard Ltd.?
Currently, no hedge funds are holding shares in IL:ISCD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Isracard Ltd.
Isracard Ltd. operates as a key financial institution within Israel, primarily focused on the credit card market. Its comprehensive suite of offerings includes payment solutions such as the Anyway App, Anypay, Topcash, Touch-Pay, Garmin Pay, and the dedicated Isracard application. Beyond credit card services, the company extends various financial products, including loans and diverse credit plans, while also facilitating the issuance of debit cards. Additionally, Isracard is responsible for the discounting and clearing of transactions across prominent debit card brands, specifically Isracard itself, MasterCard, American Express, and Visa. Founded in 1975 and headquartered in Tel Aviv, Israel, the company has functioned autonomously from Bank Hapoalim B.M. since March 9, 2020.