Isracard Ltd. (IL:ISCD)
TASE:ISCD
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ISCD Stock Chart & Stats
1382.00
-0.06(-0.37%)
At close: 4:00 PM EST
1382.00
-0.06(-0.37%)
Day’s Range― - ―
52-Week Range1,167.00 - 1,712.00
Previous CloseN/A
Volume641.33K
Average Volume (3M)900.02K
Market Cap
₪3.94B
Enterprise Value7.87B
Total Cash (Recent Filing)₪429.00M
Total Debt (Recent Filing)₪4.41B
Price to Earnings (P/E)―
Beta0.78
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.45%
Share Statistics
EPS (TTM)N/A
Shares Outstanding325,663,760
10 Day Avg. Volume1,066,765
30 Day Avg. Volume900,023
Financial Highlights & Ratios
PEG Ratio0.93
Price to Book (P/B)1.26
Price to Sales (P/S)0.94
P/FCF Ratio6.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained top-line expansion and a recent TTM jump indicate underlying demand for card and payment services. Durable revenue growth supports scale benefits, underwriting of investment in tech and marketing, and the potential to restore margins if cost discipline and mix improvement persist.
Core Payments BusinessA business centered on card issuance and transaction processing benefits from recurring, fee-based revenues and network effects. This structural industry position creates durable cash flow opportunities, cross-sell potential with consumer finance, and resilience to isolated product disruptions.
Sizable Balance Sheet And Stable EquityA sizable balance sheet with relatively stable equity provides operational scale and capacity to fund merchant and card operations. Even with higher leverage, the existing asset base and equity stability offer a foundation to support business continuity and strategic investments over months ahead.
Bears Say
Deteriorating ProfitabilityA shift from multi-year profitability to recent losses signals structural margin pressure or one-off impairments that have not reversed. Persistent negative earnings erode retained capital, constrain reinvestment, and increase reliance on external funding if operational improvements do not restore sustainable profits.
Rising LeverageMaterial increase in leverage reduces financial flexibility and raises refinancing and interest-rate exposure. With debt now exceeding equity, downside scenarios could strain covenant capacity and limit the company's ability to invest in product development or absorb further earnings volatility over the medium term.
Negative Operating And Free Cash FlowA sharp swing to negative operating and free cash flow undermines liquidity and increases dependence on external funding or asset sales. If cash deficits persist, the company may face pressure to cut investments, raise costly capital, or restructure operations, harming long-term competitiveness.
Isracard News
ISCD FAQ
What was Isracard Ltd.’s price range in the past 12 months?
Isracard Ltd. lowest stock price was 1167.00 and its highest was 1712.00 in the past 12 months.
What is Isracard Ltd.’s market cap?
Isracard Ltd.’s market cap is ₪3.94B.
When is Isracard Ltd.’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Isracard Ltd.’s earnings last quarter?
Currently, no data Available
Is Isracard Ltd. overvalued?
According to Wall Street analysts Isracard Ltd.’s price is currently Overvalued.
Does Isracard Ltd. pay dividends?
Isracard Ltd. pays a Notavailable dividend of 608.657 which represents an annual dividend yield of 2.45%. See more information on Isracard Ltd. dividends here
What is Isracard Ltd.’s EPS estimate?
Isracard Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Isracard Ltd. have?
Isracard Ltd. has 325,663,760 shares outstanding.
What happened to Isracard Ltd.’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Isracard Ltd.?
Currently, no hedge funds are holding shares in IL:ISCD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Isracard Ltd.
Isracard Ltd. operates as a key financial institution within Israel, primarily focused on the credit card market. Its comprehensive suite of offerings includes payment solutions such as the Anyway App, Anypay, Topcash, Touch-Pay, Garmin Pay, and the dedicated Isracard application. Beyond credit card services, the company extends various financial products, including loans and diverse credit plans, while also facilitating the issuance of debit cards. Additionally, Isracard is responsible for the discounting and clearing of transactions across prominent debit card brands, specifically Isracard itself, MasterCard, American Express, and Visa. Founded in 1975 and headquartered in Tel Aviv, Israel, the company has functioned autonomously from Bank Hapoalim B.M. since March 9, 2020.