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ISCD Stock Chart & Stats
1382.00
-0.06(-0.37%)
At close: 4:00 PM EST
1382.00
-0.06(-0.37%)
Day’s Range― - ―
52-Week Range1,026.00 - 1,712.00
Previous CloseN/A
Volume641.33K
Average Volume (3M)900.02K
Market Cap
₪3.41B
Enterprise Value8.54K
Total Cash (Recent Filing)₪429.00M
Total Debt (Recent Filing)₪4.41B
Price to Earnings (P/E)―
Beta0.82
Next Earnings
Aug 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5%
Share Statistics
EPS (TTM)-0.28
Shares Outstanding325,687,770
10 Day Avg. Volume1,066,765
30 Day Avg. Volume900,023
Financial Highlights & Ratios
PEG Ratio0.93
Price to Book (P/B)1.26
Price to Sales (P/S)0.94
P/FCF Ratio6.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained top-line growth and a TTM revenue jump point to expanding transaction volumes and customer usage in Isracard's core payments franchise. Over months this underpins scale economics, supports reinvestment in product/features, and provides a baseline for margin recovery when cost trends normalize.
Diversified Fee-based Payments ModelA two-sided revenue mix—cardholder fees, interest on balances, merchant acquiring fees and value-added services—creates recurring, transaction-linked cash flows. This business model is structurally resilient, enabling cross-sell and revenue retention even through cyclical swings in consumer spending patterns.
Prior Demonstrated Cash GenerationRecent history of positive operating and free cash flow demonstrates the company's inherent ability to convert payments volume into cash when operating conditions are stable. That track record indicates capacity to generate liquidity and service investment or debt when revenue and margins normalize.
Bears Say
Rising LeverageMaterial increase in leverage reduces financial flexibility and raises interest and refinancing risk. If profitability and cash generation remain pressured, higher debt amplifies solvency risk, limits strategic investments, and forces prioritization of debt service over growth or shareholder returns.
Shift From Profits To LossesA structural move into losses signals persistent margin pressure or cost escalation that undermines return generation. Sustained negative earnings erode retained capital, weaken ROE, and constrain the company's ability to invest in product development or absorb shocks without resorting to external funding.
Sharp Cash-flow Deterioration (TTM)A recent swing to operating cash outflow and negative free cash flow raises near-term liquidity and funding concerns. Persistent negative cash flow increases reliance on debt or equity financing, can force cost cuts, and may restrict merchant/acquirer investments that are critical for long-term competitiveness.
Isracard News
ISCD FAQ
What was Isracard Ltd.’s price range in the past 12 months?
Isracard Ltd. lowest stock price was 1026.00 and its highest was 1712.00 in the past 12 months.
What is Isracard Ltd.’s market cap?
Isracard Ltd.’s market cap is ₪3.41B.
When is Isracard Ltd.’s upcoming earnings report date?
Isracard Ltd.’s upcoming earnings report date is Aug 13, 2026 which is in 8 days.
How were Isracard Ltd.’s earnings last quarter?
Isracard Ltd. released its earnings results on May 27, 2026. The company reported 13.8 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Isracard Ltd. overvalued?
According to Wall Street analysts Isracard Ltd.’s price is currently Overvalued.
Does Isracard Ltd. pay dividends?
Isracard Ltd. pays a Notavailable dividend of 608.657 which represents an annual dividend yield of 5%. See more information on Isracard Ltd. dividends here
What is Isracard Ltd.’s EPS estimate?
Isracard Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Isracard Ltd. have?
Isracard Ltd. has 325,687,770 shares outstanding.
What happened to Isracard Ltd.’s price movement after its last earnings report?
Isracard Ltd. reported an EPS of 13.8 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.141%.
Which hedge fund is a major shareholder of Isracard Ltd.?
Currently, no hedge funds are holding shares in IL:ISCD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Isracard Ltd.
Isracard Ltd. operates as a key financial institution within Israel, primarily focused on the credit card market. Its comprehensive suite of offerings includes payment solutions such as the Anyway App, Anypay, Topcash, Touch-Pay, Garmin Pay, and the dedicated Isracard application. Beyond credit card services, the company extends various financial products, including loans and diverse credit plans, while also facilitating the issuance of debit cards. Additionally, Isracard is responsible for the discounting and clearing of transactions across prominent debit card brands, specifically Isracard itself, MasterCard, American Express, and Visa. Founded in 1975 and headquartered in Tel Aviv, Israel, the company has functioned autonomously from Bank Hapoalim B.M. since March 9, 2020.