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Zuoli Kechuang Micro-finance Co. Ltd. Class H (HK:6866)
:6866
Hong Kong Market

Zuoli Kechuang Micro-finance Co. Ltd. Class H (6866) Price & Analysis

2 Followers

6866 Stock Chart & Stats

HK$0.28
HK$0.00(0.00%)
At close: 4:00 PM EST
HK$0.28
HK$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Conservative LeverageA materially lower debt-to-equity (~0.21 in 2025) indicates a conservative capital structure. That durability reduces refinancing and solvency risk, preserves flexibility to absorb credit shocks, and supports steady lending or capital returns without stressing the balance sheet over the medium term.
High Margins And ProfitabilitySustainably strong gross and operating margins signal durable earnings power and pricing advantage in its credit-service niche. High margins provide a cushion against cyclical revenue swings and credit losses, supporting long-term cash generation and the ability to reinvest or maintain distributions.
Revenue Re-acceleration (2025)A 20.3% revenue rebound in 2025 reflects regained demand or successful business momentum after multi-year contraction. Durable top-line recovery can broaden the revenue base, improve operating leverage, and create scope for sustainable loan book growth if matched by disciplined credit and cost execution.
Bears Say
Volatile Operating Cash FlowUnpredictable operating cash flows, with past negative cash from operations and a sharp 2025 decline, undermine reliable internal funding. This variability raises collection and execution risk, complicates loan growth planning and dividend consistency, and forces reliance on external liquidity in stress periods.
Low Recent ROEReturn on equity around 2.9%–3.1% is materially below earlier levels and limits shareholder value creation. Persistently low ROE reduces the firm’s ability to self-fund expansion, makes capital allocation decisions more constrained, and weakens the case for sustained earnings-driven returns to investors.
Net Income Fell Despite Revenue GrowthA revenue increase accompanied by lower net income signals margin compression or rising costs/credit provisions. This weakens earnings quality and suggests operational or credit-cost pressures that could persist, challenging the firm’s ability to convert top-line gains into durable profit improvement.

Zuoli Kechuang Micro-finance Co. Ltd. Class H News

6866 FAQ

What was Zuoli Kechuang Micro-finance Co. Ltd. Class H’s price range in the past 12 months?
Zuoli Kechuang Micro-finance Co. Ltd. Class H lowest stock price was HK$0.26 and its highest was HK$0.44 in the past 12 months.
    What is Zuoli Kechuang Micro-finance Co. Ltd. Class H’s market cap?
    Zuoli Kechuang Micro-finance Co. Ltd. Class H’s market cap is HK$371.70M.
      When is Zuoli Kechuang Micro-finance Co. Ltd. Class H’s upcoming earnings report date?
      Zuoli Kechuang Micro-finance Co. Ltd. Class H’s upcoming earnings report date is Apr 24, 2026 which is in 17 days.
        How were Zuoli Kechuang Micro-finance Co. Ltd. Class H’s earnings last quarter?
        Zuoli Kechuang Micro-finance Co. Ltd. Class H released its earnings results on Mar 20, 2026. The company reported HK$0.008 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.008.
          Is Zuoli Kechuang Micro-finance Co. Ltd. Class H overvalued?
          According to Wall Street analysts Zuoli Kechuang Micro-finance Co. Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Zuoli Kechuang Micro-finance Co. Ltd. Class H pay dividends?
            Zuoli Kechuang Micro-finance Co. Ltd. Class H pays a Annually dividend of HK$0.014 which represents an annual dividend yield of 4.88%. See more information on Zuoli Kechuang Micro-finance Co. Ltd. Class H dividends here
              What is Zuoli Kechuang Micro-finance Co. Ltd. Class H’s EPS estimate?
              Zuoli Kechuang Micro-finance Co. Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Zuoli Kechuang Micro-finance Co. Ltd. Class H have?
              Zuoli Kechuang Micro-finance Co. Ltd. Class H has 300,000,000 shares outstanding.
                What happened to Zuoli Kechuang Micro-finance Co. Ltd. Class H’s price movement after its last earnings report?
                Zuoli Kechuang Micro-finance Co. Ltd. Class H reported an EPS of HK$0.008 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.74%.
                  Which hedge fund is a major shareholder of Zuoli Kechuang Micro-finance Co. Ltd. Class H?
                  Currently, no hedge funds are holding shares in HK:6866
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Zuoli Kechuang Micro-finance Co. Ltd. Class H Stock Smart Score

                    6
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    6.88%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    2.79%
                    Trailing 12-Months
                    Asset Growth
                    -4.88%
                    Trailing 12-Months

                    Company Description

                    Zuoli Kechuang Micro-finance Co. Ltd. Class H

                    Zuoli Kechuang Micro-finance Company Limited operates as a microfinance company in the People's Republic of China. The company offers unsecured, guaranteed, collateralized, and pledged loans; enterprise loans, including agriculture loans and technology enterprises credit loans, as well as loans for other small and medium-sized enterprises and microenterprises; individual business, start-up, and other loans; and Internet micro-loans. The company was formerly known as Deqing Zuoli Kechuang Micro-finance Company Limited and changed its name to Zuoli Kechuang Micro-Finance Company Limited in April 2014. Zuoli Kechuang Micro-finance Company Limited was founded in 2011 and is headquartered in Huzhou, the People's Republic of China.

                    Zuoli Kechuang Micro-finance Co. Ltd. Class H (6866) Earnings & Revenues

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