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Zuoli Kechuang Micro-finance Co. Ltd. Class H (HK:6866)
:6866
Hong Kong Market
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Zuoli Kechuang Micro-finance Co. Ltd. Class H (6866) Price & Analysis

2 Followers

6866 Stock Chart & Stats

HK$0.28
HK$0.00(0.00%)
At close: 4:00 PM EST
HK$0.28
HK$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
High ProfitabilityConsistently high gross and operating margins signal durable core profitability and pricing power in microfinance operations. This margin strength supports ability to absorb credit losses, fund operating costs, and sustain investment or distributions without relying excessively on external capital, improving long-term resilience.
Controlled LeverageA low and improving debt-to-equity ratio (~0.21) strengthens balance-sheet resilience and lowers refinancing risk. Controlled leverage gives the company capacity to withstand credit cycles, finance lending growth prudently, and retain financial flexibility for capital allocation or opportunistic investments over the medium term.
Revenue Re-accelerationA strong revenue re-acceleration in 2025 suggests regained demand or successful origination scaling after prior contractions. If sustained, higher top-line growth enables operating leverage, supports portfolio expansion, and creates a foundation to rebuild earnings momentum and longer-term cash flow generation.
Bears Say
Volatile Operating Cash FlowMarked swings in operating cash flow, including negative years and a sharp drop, indicate inconsistent cash conversion and collection timing risk. This undermines confidence in internally funding lending growth or dividends, may necessitate external financing in down cycles, and raises execution risk for multi‑period planning.
Earnings Quality PressureFalling net income despite revenue growth points to margin compression or rising costs (operating or credit-related), reducing earnings quality. Persistent divergence of profits from revenue makes future profitability less predictable, limiting the company's ability to reliably translate top-line gains into shareholder returns.
Low Return On EquityDeclining ROE indicates reduced capital efficiency and lower profit generation per unit of equity. Persistently low ROE can constrain reinvestment, limit dividend sustainability, and make capital raising more dilutive or costly, pressuring long-term growth prospects unless asset yields or cost structures improve materially.

Zuoli Kechuang Micro-finance Co. Ltd. Class H News

6866 FAQ

What was Zuoli Kechuang Micro-finance Co. Ltd. Class H’s price range in the past 12 months?
Zuoli Kechuang Micro-finance Co. Ltd. Class H lowest stock price was HK$0.26 and its highest was HK$0.44 in the past 12 months.
    What is Zuoli Kechuang Micro-finance Co. Ltd. Class H’s market cap?
    Zuoli Kechuang Micro-finance Co. Ltd. Class H’s market cap is HK$383.50M.
      When is Zuoli Kechuang Micro-finance Co. Ltd. Class H’s upcoming earnings report date?
      Zuoli Kechuang Micro-finance Co. Ltd. Class H’s upcoming earnings report date is Aug 14, 2026 which is in 43 days.
        How were Zuoli Kechuang Micro-finance Co. Ltd. Class H’s earnings last quarter?
        Zuoli Kechuang Micro-finance Co. Ltd. Class H released its earnings results on Apr 27, 2026. The company reported HK$0.013 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.013.
          Is Zuoli Kechuang Micro-finance Co. Ltd. Class H overvalued?
          According to Wall Street analysts Zuoli Kechuang Micro-finance Co. Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Zuoli Kechuang Micro-finance Co. Ltd. Class H pay dividends?
            Zuoli Kechuang Micro-finance Co. Ltd. Class H pays a Annually dividend of HK$0.014 which represents an annual dividend yield of 4.88%. See more information on Zuoli Kechuang Micro-finance Co. Ltd. Class H dividends here
              What is Zuoli Kechuang Micro-finance Co. Ltd. Class H’s EPS estimate?
              Zuoli Kechuang Micro-finance Co. Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Zuoli Kechuang Micro-finance Co. Ltd. Class H have?
              Zuoli Kechuang Micro-finance Co. Ltd. Class H has 300,000,000 shares outstanding.
                What happened to Zuoli Kechuang Micro-finance Co. Ltd. Class H’s price movement after its last earnings report?
                Zuoli Kechuang Micro-finance Co. Ltd. Class H reported an EPS of HK$0.013 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Zuoli Kechuang Micro-finance Co. Ltd. Class H?
                  Currently, no hedge funds are holding shares in HK:6866
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Zuoli Kechuang Micro-finance Co. Ltd. Class H Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    6.88%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    2.91%
                    Trailing 12-Months
                    Asset Growth
                    4.19%
                    Trailing 12-Months

                    Company Description

                    Zuoli Kechuang Micro-finance Co. Ltd. Class H

                    Zuoli Kechuang Micro-finance Company Limited functions as a micro-lender throughout the People's Republic of China. The company provides a comprehensive suite of credit products, encompassing unsecured, guaranteed, collateralized, and pledged loans. Its offerings cater to diverse enterprise clients, including those in agriculture and technology, as well as small and medium-sized enterprises (SMEs) and microenterprises. Additionally, it extends financing for individual businesses, start-up ventures, and offers online micro-loans. Established in 2011, the firm was originally named Deqing Zuoli Kechuang Micro-finance Company Limited, officially adopting its current name in April 2014. Its corporate headquarters are located in Huzhou, China.

                    Zuoli Kechuang Micro-finance Co. Ltd. Class H (6866) Earnings & Revenues

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