Huishang Bank Corporation Limited Class H (HK:3698)
:3698
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3698 Stock Chart & Stats
HK$3.23
-HK$0.01(-0.41%)
At close: 4:00 PM EST
HK$3.23
-HK$0.01(-0.41%)
Day’s Range― - ―
52-Week RangeHK$2.88 - HK$5.20
Previous CloseN/A
Volume133.00K
Average Volume (3M)2.05M
Market Cap
HK$69.73B
Enterprise ValueHK$545.13B
Total Cash (Recent Filing)HK$83.38B
Total Debt (Recent Filing)HK$564.91B
Price to Earnings (P/E)2.5
Beta0.37
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield7.06%
Share Statistics
EPS (TTM)0.53
Shares Outstanding3,478,750,000
10 Day Avg. Volume1,309,640
30 Day Avg. Volume2,047,238
Financial Highlights & Ratios
PEG Ratio0.43
Price to Book (P/B)0.24
Price to Sales (P/S)0.52
P/FCF Ratio1.43
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$5.99Price Target Upside85.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.19
Revenue Forecast (FY)HK$39.98B
Bulls Say, Bears Say
Bulls Say
Business Model DiversificationThe bank generates revenue from both net interest income and fee-based non-interest services (settlement, remittances, cards, trade, wealth). This diversified income mix reduces reliance on a single rate environment, supports more stable long-term revenue, and offers multiple channels for growth.
Stable Return On EquityA consistent ROE of roughly 9–11% across periods indicates durable core profitability. Sustained ROE supports internal capital generation, underpins capacity to fund lending and dividends over time, and signals that the bank’s franchise earns repeatable returns despite macro and operational variability.
Multi-year Revenue And Net Income GrowthMulti-year top-line expansion coupled with rising net income through 2025 reflects improving scale in lending and fee businesses. Persistent revenue and net-income growth strengthens earnings power, supports margin recovery potential, and provides a firmer base for capital and strategic investment decisions.
Bears Say
Volatile Cash GenerationMaterial swings in operating and free cash flow, including deeply negative years, indicate inconsistent cash conversion. That volatility limits the bank’s predictable capacity to fund loan growth, absorb credit losses or reliably support distributions, increasing funding and liquidity management risk.
Elevated Leverage SpikeA sharp rise in debt-to-equity to about 3.36 in 2025 signals a more aggressive funding profile and higher balance-sheet risk. Elevated leverage reduces capital buffers against asset-quality deterioration, raises funding vulnerability in stress, and constrains flexibility for risk-taking or capital returns.
Inconsistent Operating ProfitabilityWide swings and episodes of low or negative operating margins undermine predictability of core earnings. Inconsistent operating profitability complicates provisioning and budgeting, weakens confidence in sustainability of recent net-margin gains, and raises execution risk for maintaining long-term profitability.
Huishang Bank News
3698 FAQ
What was Huishang Bank Corporation Limited Class H’s price range in the past 12 months?
Huishang Bank Corporation Limited Class H lowest stock price was HK$2.88 and its highest was HK$5.20 in the past 12 months.
What is Huishang Bank Corporation Limited Class H’s market cap?
Huishang Bank Corporation Limited Class H’s market cap is HK$69.73B.
When is Huishang Bank Corporation Limited Class H’s upcoming earnings report date?
Huishang Bank Corporation Limited Class H’s upcoming earnings report date is Aug 27, 2026 which is in 119 days.
How were Huishang Bank Corporation Limited Class H’s earnings last quarter?
Huishang Bank Corporation Limited Class H released its earnings results on Mar 26, 2026. The company reported HK$0.534 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.534.
Is Huishang Bank Corporation Limited Class H overvalued?
According to Wall Street analysts Huishang Bank Corporation Limited Class H’s price is currently Undervalued.
Does Huishang Bank Corporation Limited Class H pay dividends?
Huishang Bank Corporation Limited Class H pays a Annually dividend of HK$0.23 which represents an annual dividend yield of 7.06%. See more information on Huishang Bank Corporation Limited Class H dividends here
What is Huishang Bank Corporation Limited Class H’s EPS estimate?
Huishang Bank Corporation Limited Class H’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Huishang Bank Corporation Limited Class H have?
Huishang Bank Corporation Limited Class H has 3,478,750,000 shares outstanding.
What happened to Huishang Bank Corporation Limited Class H’s price movement after its last earnings report?
Huishang Bank Corporation Limited Class H reported an EPS of HK$0.534 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.602%.
Which hedge fund is a major shareholder of Huishang Bank Corporation Limited Class H?
Currently, no hedge funds are holding shares in HK:3698
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Huishang Bank Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
HK$5.99 (85.45% Upside)
HK$5.99 (85.45% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.21%
12-Months-Change
Fundamentals
Return on Equity
9.94%
Trailing 12-Months
Asset Growth
20.59%
Trailing 12-Months
Company Description
Huishang Bank Corporation Limited Class H
Huishang Bank Corporation Limited, together with its subsidiaries, provides various commercial banking products and services in the People's Republic of China. The company operates through four segments: Corporate Banking, Retail Banking, Treasury, and Others. It offers current accounts, deposits, overdrafts, loans, trade related products and other credit facilities, foreign currency, and wealth management products to corporate customers, government authorities, and financial institutions. The company also provides savings deposits, personal loans and advances, credit and debit cards, payments and settlements, wealth management products and funds, and insurance agency services to retail customers. In addition, it conducts securities investment, money market, and repurchase transactions; and offers online and mobile banking services. Further, the company provides Renminbi and foreign currency deposits; and clearing and settlement, assets custody, and finance leasing services. As of December 31, 2021, it had 21 branches; 478 front offices; 609 self-service banks; and 2,002 cash self-service equipment comprising 1,213 cash recycling machines and 789 smart self-service terminals. The company was formerly known as Hefei Commercial Bank Co., Ltd. and changed its name to Huishang Bank Corporation Limited in November 2005. Huishang Bank Corporation Limited was incorporated in 1997 and is headquartered in Hefei, China.
3698 Stock 12 Month Forecast
Average Price Target
HK$5.99
▲(85.45% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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