AEON Credit Service (Asia) Co., Ltd. (HK:0900)
:0900
0900 Stock Chart & Stats
HK$7.24
HK$0.03(0.52%)
At close: 4:00 PM EST
HK$7.24
HK$0.03(0.52%)
Day’s Range― - ―
52-Week RangeHK$5.86 - HK$8.30
Previous CloseN/A
Volume2.00K
Average Volume (3M)120.80K
Market Cap
HK$3.46B
Enterprise ValueHK$6.64B
Total Cash (Recent Filing)HK$260.42M
Total Debt (Recent Filing)HK$3.47B
Price to Earnings (P/E)6.6
Beta0.31
Next Earnings
Jun 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.92%
Share Statistics
EPS (TTM)0.28
Shares Outstanding418,765,600
10 Day Avg. Volume236,350
30 Day Avg. Volume120,799
Financial Highlights & Ratios
PEG Ratio2.93
Price to Book (P/B)0.59
Price to Sales (P/S)2.03
P/FCF Ratio20.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.3
Revenue Forecast (FY)HK$1.97B
Bulls Say, Bears Say
Bulls Say
Strong Profitability / High Net MarginsSustained net margins near 30% signal durable earnings power for a consumer finance franchise. High margins support reinvestment, dividend capacity and resilience to cyclical revenue swings, underpinning stable profitability over the next several months.
Improving Top-line MomentumA clear rebound in TTM revenue (+9.1%) indicates recovering loan demand or higher card/activity volumes, helping scale fixed costs and preserve margins. Improving revenue trend is a durable positive that supports medium-term earnings trajectory and fee/interest income stability.
Diversified Consumer-finance FranchiseMultiple revenue streams—credit cards, personal loans and insurance commissions—reduce single-product exposure and create cross-sell opportunities. This distribution mix supports steady fee and interest income and cushions the business against isolated product downturns.
Bears Say
Volatile And Weak Cash GenerationInconsistent cash conversion—including large negative FCF in recent years—raises concerns about earnings quality and the firm’s ability to self-fund growth, pay sustained dividends or rapidly reduce leverage. Cash volatility is a material medium-term risk to flexibility.
Multi-year Rise In LeverageLeverage trending up to ~0.8x debt/equity reduces balance-sheet headroom and increases sensitivity to funding-cost spikes or credit stress. Higher indebtedness constrains capital actions and elevates refinancing and liquidity risk over the next several quarters.
Margins Have Softened From Prior PeakAlthough margins remain high, recent easing versus peak suggests margin compression risk from competitive pressure, credit-cost normalization or pricing shifts. This trend could limit upside to profitability and warrants monitoring for sustained margin erosion.
AEON Credit Service (Asia) Co., Ltd. News
0900 FAQ
What was AEON Credit Service (Asia) Co., Ltd.’s price range in the past 12 months?
AEON Credit Service (Asia) Co., Ltd. lowest stock price was HK$5.86 and its highest was HK$8.30 in the past 12 months.
What is AEON Credit Service (Asia) Co., Ltd.’s market cap?
AEON Credit Service (Asia) Co., Ltd.’s market cap is HK$3.46B.
When is AEON Credit Service (Asia) Co., Ltd.’s upcoming earnings report date?
AEON Credit Service (Asia) Co., Ltd.’s upcoming earnings report date is Jun 25, 2026 which is in 77 days.
How were AEON Credit Service (Asia) Co., Ltd.’s earnings last quarter?
AEON Credit Service (Asia) Co., Ltd. released its earnings results on Mar 31, 2026. The company reported HK$0.276 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.276.
Is AEON Credit Service (Asia) Co., Ltd. overvalued?
According to Wall Street analysts AEON Credit Service (Asia) Co., Ltd.’s price is currently Overvalued.
Does AEON Credit Service (Asia) Co., Ltd. pay dividends?
AEON Credit Service (Asia) Co., Ltd. pays a Quarterly dividend of HK$0.25 which represents an annual dividend yield of 6.92%. See more information on AEON Credit Service (Asia) Co., Ltd. dividends here
What is AEON Credit Service (Asia) Co., Ltd.’s EPS estimate?
AEON Credit Service (Asia) Co., Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does AEON Credit Service (Asia) Co., Ltd. have?
AEON Credit Service (Asia) Co., Ltd. has 418,765,600 shares outstanding.
What happened to AEON Credit Service (Asia) Co., Ltd.’s price movement after its last earnings report?
AEON Credit Service (Asia) Co., Ltd. reported an EPS of HK$0.276 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.974%.
Which hedge fund is a major shareholder of AEON Credit Service (Asia) Co., Ltd.?
Currently, no hedge funds are holding shares in HK:0900
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
AEON Credit Service (Asia) Co., Ltd. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.70%
12-Months-Change
Fundamentals
Return on Equity
11.00%
Trailing 12-Months
Asset Growth
6.53%
Trailing 12-Months
Company Description
AEON Credit Service (Asia) Co., Ltd.
AEON Credit Service (Asia) Company Limited, together with its subsidiaries, engages in the consumer finance business primarily in Hong Kong. It operates through three segments: Credit Cards, Personal Loans, and Insurance. The Credit Card segment offers credit card services to individuals; and acquiring services for member stores. The Personal Loans segment provides personal loan financing services to individuals. The Insurance segment offers insurance agency and brokerage services. It also provides card payment processing and microfinance services. The company was founded in 1987 and is headquartered in Tsim Sha Tsui, Hong Kong. AEON Credit Service (Asia) Company Limited is a subsidiary of AEON Financial Service (Hong Kong) Co., Limited.
Technical Analysis
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Options Prices
Currently, No data available
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