AEON Credit Service (Asia) Co., Ltd. (HK:0900)
:0900
0900 Stock Chart & Stats
HK$7.24
HK$0.03(0.52%)
At close: 4:00 PM EST
HK$7.24
HK$0.03(0.52%)
Day’s Range― - ―
52-Week RangeHK$5.85 - HK$8.10
Previous CloseN/A
Volume2.00K
Average Volume (3M)120.80K
Market Cap
HK$3.37B
Enterprise ValueHK$6.55B
Total Cash (Recent Filing)HK$250.42M
Total Debt (Recent Filing)HK$3.43B
Price to Earnings (P/E)6.6
Beta0.31
Next Earnings
Jun 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.92%
Share Statistics
EPS (TTM)0.28
Shares Outstanding418,765,600
10 Day Avg. Volume236,350
30 Day Avg. Volume120,799
Financial Highlights & Ratios
PEG Ratio2.93
Price to Book (P/B)0.59
Price to Sales (P/S)2.03
P/FCF Ratio20.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.3
Revenue Forecast (FY)HK$1.97B
Bulls Say, Bears Say
Bulls Say
High ProfitabilitySustained TTM net margin around 30% indicates durable unit economics for consumer finance products. High margins support internal capital generation, fund lending growth, and provide buffer against credit losses, underpinning longer-term earnings resilience.
Improving Revenue MomentumRevenue growth recovering to ~10% TTM after prior weakness suggests the company is regaining traction in card, lending, and fee businesses. Sustained revenue improvement indicates expanding loan volumes and fee income that can support operating leverage over the next several quarters.
Generally Sound Balance SheetModerate leverage (~0.77x debt/equity), rising equity and steady ROE (9–11%) point to a resilient capital base typical for credit services. This provides capacity to originate loans and absorb losses while supporting regulatory and commercial funding needs over time.
Bears Say
Operating Cash-flow VolatilityLarge swings in operating cash flow and a sharp TTM drop reduce the predictability of internal funding for lending and dividends. For a finance firm, unstable cash conversion raises refinancing and liquidity management risks during tightening cycles.
Rising Leverage TrendA materially higher leverage trend versus 2021–2022 erodes financial flexibility. If funding costs rise or credit losses increase, the company would face tighter margins and constrained capital options, elevating structural risk for its lending-focused model.
Inconsistent Revenue HistoryRevenue has shown periods of decline before the recent pickup, reflecting cyclicality and execution variance in consumer credit. This inconsistency complicates forecasting and suggests dependence on economic and origination conditions for sustained top-line growth.
AEON Credit Service (Asia) Co., Ltd. News
0900 FAQ
What was AEON Credit Service (Asia) Co., Ltd.’s price range in the past 12 months?
AEON Credit Service (Asia) Co., Ltd. lowest stock price was HK$5.85 and its highest was HK$8.10 in the past 12 months.
What is AEON Credit Service (Asia) Co., Ltd.’s market cap?
AEON Credit Service (Asia) Co., Ltd.’s market cap is HK$3.37B.
When is AEON Credit Service (Asia) Co., Ltd.’s upcoming earnings report date?
AEON Credit Service (Asia) Co., Ltd.’s upcoming earnings report date is Jun 25, 2026 which is in 81 days.
How were AEON Credit Service (Asia) Co., Ltd.’s earnings last quarter?
AEON Credit Service (Asia) Co., Ltd. released its earnings results on Mar 31, 2026. The company reported HK$0.276 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.276.
Is AEON Credit Service (Asia) Co., Ltd. overvalued?
According to Wall Street analysts AEON Credit Service (Asia) Co., Ltd.’s price is currently Overvalued.
Does AEON Credit Service (Asia) Co., Ltd. pay dividends?
AEON Credit Service (Asia) Co., Ltd. pays a Quarterly dividend of HK$0.25 which represents an annual dividend yield of 6.92%. See more information on AEON Credit Service (Asia) Co., Ltd. dividends here
What is AEON Credit Service (Asia) Co., Ltd.’s EPS estimate?
AEON Credit Service (Asia) Co., Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does AEON Credit Service (Asia) Co., Ltd. have?
AEON Credit Service (Asia) Co., Ltd. has 418,765,600 shares outstanding.
What happened to AEON Credit Service (Asia) Co., Ltd.’s price movement after its last earnings report?
AEON Credit Service (Asia) Co., Ltd. reported an EPS of HK$0.276 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.974%.
Which hedge fund is a major shareholder of AEON Credit Service (Asia) Co., Ltd.?
Currently, no hedge funds are holding shares in HK:0900
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
AEON Credit Service (Asia) Co., Ltd. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.70%
12-Months-Change
Fundamentals
Return on Equity
11.00%
Trailing 12-Months
Asset Growth
4.70%
Trailing 12-Months
Company Description
AEON Credit Service (Asia) Co., Ltd.
AEON Credit Service (Asia) Company Limited, together with its subsidiaries, engages in the consumer finance business primarily in Hong Kong. It operates through three segments: Credit Cards, Personal Loans, and Insurance. The Credit Card segment offers credit card services to individuals; and acquiring services for member stores. The Personal Loans segment provides personal loan financing services to individuals. The Insurance segment offers insurance agency and brokerage services. It also provides card payment processing and microfinance services. The company was founded in 1987 and is headquartered in Tsim Sha Tsui, Hong Kong. AEON Credit Service (Asia) Company Limited is a subsidiary of AEON Financial Service (Hong Kong) Co., Limited.
Technical Analysis
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Options Prices
Currently, No data available
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