TruFin (GB:TRU)
LSE:TRU
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TRU Stock Chart & Stats
119.50 p
1.00 p(1.20%)
At close: 4:00 PM EST
119.50 p
1.00 p(1.20%)
Day’s Range― - ―
52-Week Range85.50 p - 147.00 p
Previous CloseN/A
Volume10.83K
Average Volume (3M)195.20K
Market Cap
£128.11M
Enterprise Value113.90M
Total Cash (Recent Filing)£12.36M
Total Debt (Recent Filing)£3.00K
Price to Earnings (P/E)11.5
Beta0.27
Next Earnings
Sep 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.11
Shares Outstanding94,200,100
10 Day Avg. Volume240,804
30 Day Avg. Volume195,199
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)2.46
Price to Sales (P/S)1.85
P/FCF Ratio11.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.1
Revenue Forecast (FY)£68.60M
Bulls Say, Bears Say
Bulls Say
Near-zero Debt & Improved ROEA near-zero debt load and a ~23.5% ROE materially lower financial leverage and interest burden, increasing resilience to rate shocks. This healthier capital structure gives management durable flexibility to reinvest cash, fund growth, or withstand cyclical softening without refinancing stress.
Rapid Revenue Growth & Margin ExpansionSustained multi-year revenue expansion with simultaneous margin improvement indicates scalable unit economics and operational leverage. Growing topline from ~£18m to ~£66m plus higher net margins supports durable profit generation potential as fixed costs are absorbed and core products/services scale.
Positive Operating Cash Flow TrendConsecutive years of positive operating cash flow and positive free cash flow show the business converting earnings into real cash. Reliable cash generation improves self-funding capacity for capex, working capital, and potential shareholder returns, strengthening long-term financial sustainability.
Bears Say
Free Cash Flow Decline In 2025A ~40% decline in free cash flow despite rising earnings indicates earnings-to-cash conversion risk, possibly from working capital or one-offs. That mismatch raises questions about the durability of cash generation and could limit reinvestment or require external funding in stress scenarios.
Historical Profitability VolatilityThe shift from multi-year losses to recent profits shows the business can recover, but the prior volatility highlights operational sensitivity and execution risk. Inconsistent historical margins and uneven growth raise uncertainty about whether recent profitability is sustainably repeatable.
Rapid Balance Sheet Profile ShiftA materially changing balance sheet—fast deleveraging and equity expansion—reduces past comparability and may reflect non-recurring capital actions. If growth or margins reverse, the company could need to re-leverage or raise capital, introducing refinancing or dilution risk over the medium term.
TruFin News
TRU FAQ
What was TruFin’s price range in the past 12 months?
TruFin lowest share price was 85.50 p and its highest was 147.00 p in the past 12 months.
What is TruFin’s market cap?
TruFin’s market cap is £128.11M.
When is TruFin’s upcoming earnings report date?
TruFin’s upcoming earnings report date is Sep 22, 2026 which is in 99 days.
How were TruFin’s earnings last quarter?
TruFin released its earnings results on Mar 18, 2026. The company reported 0.06 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.06 p.
Is TruFin overvalued?
According to Wall Street analysts TruFin’s price is currently Overvalued.
Does TruFin pay dividends?
TruFin does not currently pay dividends.
What is TruFin’s EPS estimate?
TruFin’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruFin have?
TruFin has 94,200,100 shares outstanding.
What happened to TruFin’s price movement after its last earnings report?
TruFin reported an EPS of 0.06 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.175%.
Which hedge fund is a major shareholder of TruFin?
Currently, no hedge funds are holding shares in GB:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruFin
TruFin plc, a London-based company incorporated in 2017, delivers a diverse array of financial services within the United Kingdom. Its operations are structured across four distinct segments: Short Term Finance, Payment Services, Publishing, and a catch-all "Other" category. The company's financial arm encompasses the distribution of various financial instruments, invoice discounting, and accelerated payment programs catering to both governmental and private organizations. Furthermore, it supplies working capital funding and technological support to small and medium-sized enterprises (SMEs). Beyond its financial endeavors, TruFin is also active in the publishing sector. Specifically, it develops, publishes, and markets electronic games, particularly targeting the mobile and console gaming markets, for which it also extends specialized financing. Additionally, TruFin undertakes investment activities and furnishes market intelligence services.
Technical Analysis
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