Mortgage Advice Bureau (Holdings) PLC (GB:MAB1)
LSE:MAB1
Want to see GB:MAB1 full AI Analyst Report?
MAB1 Stock Chart & Stats
592.00 p
12.00 p(1.86%)
At close: 4:00 PM EST
592.00 p
12.00 p(1.86%)
Day’s Range― - ―
52-Week Range500.00 p - 926.00 p
Previous CloseN/A
Volume719.00
Average Volume (3M)114.97K
Market Cap
£309.58M
Enterprise Value303.51M
Total Cash (Recent Filing)£26.62M
Total Debt (Recent Filing)£18.25M
Price to Earnings (P/E)26.5
Beta1.36
Next Earnings
Sep 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.7%
Share Statistics
EPS (TTM)0.14
Shares Outstanding57,543,056
10 Day Avg. Volume110,227
30 Day Avg. Volume114,968
Financial Highlights & Ratios
PEG Ratio-3.70
Price to Book (P/B)5.38
Price to Sales (P/S)1.26
P/FCF Ratio12.43
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£1,150.00Price Target Upside94.26% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.53
Revenue Forecast (FY)£356.67M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationHigh and recurring free cash flow (FCF ~£32m; FCF ≈96% of net income) supports durable capital allocation: funds dividends, technology and network investment, and cushions the business through mortgage cycle volatility. Strong cash conversion underpins earnings quality and strategic optionality.
Modest Leverage & High ROELow debt-to-equity (~0.25) combined with high ROE (~20%+) indicates efficient use of shareholder capital and financial resilience. This balance-sheet profile reduces refinancing risk, preserves flexibility for network expansion and M&A, and supports sustained shareholder returns in adverse cycles.
Scalable Distribution Model & Revenue GrowthA diversified intermediary model (mortgage, protection, network fees) that produced ~9% revenue growth in 2025 demonstrates scalable product distribution and recurring commission streams. Network and adviser scale provide structural growth potential and revenue resilience vs. single-product firms.
Bears Say
Margin CompressionSustained declines in gross and net margins materially reduce earnings power from revenue growth. If margins remain suppressed, the firm must either raise prices, cut costs, or improve adviser productivity to protect returns; otherwise ROE and cash generation could erode despite top-line growth.
Assets Expanded While Profitability WeakenedGrowing asset base without matching margin recovery risks diluting return on capital. Structural investments or receivable/working capital growth that don’t convert to higher margins may require operational improvements to avoid long-term return dilution and constrain capital available for strategic initiatives.
Early Signs Of Cash And Earnings DecelerationA modest decline in FCF growth alongside negative EPS growth suggests earnings quality could be slipping. Continued cash or EPS deterioration would limit reinvestment, dividend capacity and the buffer against mortgage market downturns, making operational recovery a key medium-term risk.
Mortgage Advice Bureau (Holdings) News
MAB1 FAQ
What was Mortgage Advice Bureau (Holdings) PLC’s price range in the past 12 months?
Mortgage Advice Bureau (Holdings) PLC lowest share price was 500.00 p and its highest was 926.00 p in the past 12 months.
What is Mortgage Advice Bureau (Holdings) PLC’s market cap?
Mortgage Advice Bureau (Holdings) PLC’s market cap is £309.58M.
When is Mortgage Advice Bureau (Holdings) PLC’s upcoming earnings report date?
Mortgage Advice Bureau (Holdings) PLC’s upcoming earnings report date is Sep 29, 2026 which is in 154 days.
How were Mortgage Advice Bureau (Holdings) PLC’s earnings last quarter?
Mortgage Advice Bureau (Holdings) PLC released its earnings results on Mar 17, 2026. The company reported 0.142 p earnings per share for the quarter, missing the consensus estimate of 0.246 p by -0.104 p.
Is Mortgage Advice Bureau (Holdings) PLC overvalued?
According to Wall Street analysts Mortgage Advice Bureau (Holdings) PLC’s price is currently Undervalued.
Does Mortgage Advice Bureau (Holdings) PLC pay dividends?
Mortgage Advice Bureau (Holdings) PLC pays a Semiannually dividend of 7.2 p which represents an annual dividend yield of 2.7%. See more information on Mortgage Advice Bureau (Holdings) PLC dividends here
What is Mortgage Advice Bureau (Holdings) PLC’s EPS estimate?
Mortgage Advice Bureau (Holdings) PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mortgage Advice Bureau (Holdings) PLC have?
Mortgage Advice Bureau (Holdings) PLC has 57,543,056 shares outstanding.
What happened to Mortgage Advice Bureau (Holdings) PLC’s price movement after its last earnings report?
Mortgage Advice Bureau (Holdings) PLC reported an EPS of 0.142 p in its last earnings report, missing expectations of 0.246 p. Following the earnings report the stock price went up 8.118%.
Which hedge fund is a major shareholder of Mortgage Advice Bureau (Holdings) PLC?
Currently, no hedge funds are holding shares in GB:MAB1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mortgage Advice Bureau (Holdings) Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
£1,150.00 (94.26% Upside)
£1,150.00 (94.26% Upside)
Insider Transactions
Bought Shares
Worth £35.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-14.20%
12-Months-Change
Fundamentals
Return on Equity
20.53%
Trailing 12-Months
Asset Growth
12.81%
Trailing 12-Months
Company Description
Mortgage Advice Bureau (Holdings) PLC
Mortgage Advice Bureau (Holdings) plc, together with its subsidiaries, provides mortgage advice services in the United Kingdom. The company provides advice on approximately 16,000 residential and buy-to-let mortgage products through mortgage intermediaries. It also offers advice on protection and general insurance products. Mortgage Advice Bureau (Holdings) PLC has a strategic alliance with Key Group. The company was incorporated in 2000 and is based in Derby, the United Kingdom.
MAB1 Stock 12 Month Forecast
Average Price Target
1,150.00 p
▲(94.26% Upside)
Technical Analysis
OSB Group PLC
―
Paragon Banking Group PLC
―
Tatton Asset Management Plc
―
PensionBee Group PLC
―
LendInvest PLC
―
Options Prices
Currently, No data available
---