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LendInvest PLC (GB:LINV)
LSE:LINV

LendInvest PLC (LINV) Price & Analysis

6 Followers

LINV Stock Chart & Stats

35.50 p
0.50 p(2.13%)
At close: 4:00 PM EST
35.50 p
0.50 p(2.13%)

Bulls Say, Bears Say

Bulls Say
Strong Revenue GrowthA very large top-line increase shows LendInvest can scale originations and capture demand in property finance. Sustained revenue growth over quarters supports a larger lending book, higher fee income potential and operating leverage that can improve long-term viability if margins and cash conversion follow.
Diversified Property-Focused Business ModelThe combination of mortgage/bridging origination, fee income and an investment platform creates multiple, complementary revenue streams. This vertical integration aligns capital providers with originating activity and provides structural resilience vs single-product lenders, supporting durable income generation.
Improving Free Cash Flow TrendWhile current free cash flow is negative, a positive growth trend signals improving cash generation as operations scale or costs normalize. If the trend continues, it lessens reliance on external funding and strengthens liquidity over a multi-month horizon, improving capital flexibility.
Bears Say
Very High LeverageAn extremely high debt-to-equity ratio indicates heavy reliance on external funding typical of lending platforms, but materially increases refinancing and interest-rate sensitivity. This constrains strategic flexibility, raises default and covenant risk, and is a persistent exposure until equity is rebuilt.
Negative Operating Cash FlowCore operations are not converting earnings into cash, forcing dependence on new funding to sustain lending and growth. Persistent negative operating cash flow undermines the business model's self-sufficiency and elevates liquidity risk, making the company vulnerable during tighter funding conditions.
Unprofitable With Declining MarginsOngoing unprofitability and falling margins suggest pricing pressure, rising funding costs or higher operating expenses. Margin erosion reduces the capacity to generate retained earnings, increases the need for external capital, and weakens long-term sustainability unless margins stabilize.

LINV FAQ

What was LendInvest PLC’s price range in the past 12 months?
LendInvest PLC lowest share price was 25.00 p and its highest was 45.95 p in the past 12 months.
    What is LendInvest PLC’s market cap?
    LendInvest PLC’s market cap is £37.18M.
      When is LendInvest PLC’s upcoming earnings report date?
      LendInvest PLC’s upcoming earnings report date is Jul 01, 2026 which is in 84 days.
        How were LendInvest PLC’s earnings last quarter?
        LendInvest PLC released its earnings results on Dec 08, 2025. The company reported 0.006 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.006 p.
          Is LendInvest PLC overvalued?
          According to Wall Street analysts LendInvest PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does LendInvest PLC pay dividends?
            LendInvest PLC pays a Notavailable dividend of 3.2 p which represents an annual dividend yield of N/A. See more information on LendInvest PLC dividends here
              What is LendInvest PLC’s EPS estimate?
              LendInvest PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does LendInvest PLC have?
              LendInvest PLC has 142,782,030 shares outstanding.
                What happened to LendInvest PLC’s price movement after its last earnings report?
                LendInvest PLC reported an EPS of 0.006 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.333%.
                  Which hedge fund is a major shareholder of LendInvest PLC?
                  Currently, no hedge funds are holding shares in GB:LINV
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    LendInvest PLC Stock Smart Score

                    4
                    Neutral
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                    Company Description

                    LendInvest PLC

                    LendInvest plc operates as a property finance asset manager in the United Kingdom. The company offers short-term, development, and buy-to-let mortgages to intermediaries, landlords, and developers. It also provides fund management services; and holds securities. The company was incorporated in 2012 and is based in London, the United Kingdom.

                    LendInvest PLC (LINV) Earnings & Revenues

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