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LendInvest PLC (GB:LINV)
LSE:LINV

LendInvest PLC (LINV) Price & Analysis

6 Followers

LINV Stock Chart & Stats

35.50 p
0.50 p(2.13%)
At close: 4:00 PM EST
35.50 p
0.50 p(2.13%)

Bulls Say, Bears Say

Bulls Say
Strong Revenue GrowthA very large reported revenue increase indicates rising origination volumes and stronger top-line scale in the core property-lending business. Durable top-line expansion can underpin future margin recovery, support platform economics, and attract third-party capital to grow fee income over months.
Diversified Lending Revenue ModelThe business earns net interest, origination and servicing fees, and management fees, providing multiple revenue streams. That mix reduces reliance on any single income source, helping revenue durability across rate cycles and supporting structural resilience in funding and earnings profiles over the medium term.
Investment Platform CapabilityOwning a capital-sourcing platform creates a structural advantage: recurring management and servicing fees, scalable distribution to investors, and reduced need for proprietary capital. This originator-to-investor model can sustain growth and improve capital efficiency as third-party funds scale over time.
Bears Say
High LeverageAn extremely high debt-to-equity ratio signals heavy reliance on external funding. That structural leverage raises refinancing and liquidity risk, magnifies funding cost volatility, and constrains capacity to absorb credit losses or pursue growth without raising costly equity over the medium term.
Negative Cash FlowsPersistent negative operating and free cash flows show the business currently fails to convert income into cash. This necessitates ongoing external funding for operations and growth, increasing vulnerability to market funding conditions and limiting durable financial flexibility over the coming months.
Profitability And Margin PressureDeclining gross and operating margins with a negative net margin point to structural cost or pricing pressures in lending operations. Without sustained margin improvement, earnings generation and capital accumulation will remain weak, impairing ability to deleverage and build sustainable shareholder returns.

LINV FAQ

What was LendInvest PLC’s price range in the past 12 months?
LendInvest PLC lowest share price was 25.00 p and its highest was 45.95 p in the past 12 months.
    What is LendInvest PLC’s market cap?
    LendInvest PLC’s market cap is £37.18M.
      When is LendInvest PLC’s upcoming earnings report date?
      LendInvest PLC’s upcoming earnings report date is Jul 01, 2026 which is in 85 days.
        How were LendInvest PLC’s earnings last quarter?
        LendInvest PLC released its earnings results on Dec 08, 2025. The company reported 0.006 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.006 p.
          Is LendInvest PLC overvalued?
          According to Wall Street analysts LendInvest PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does LendInvest PLC pay dividends?
            LendInvest PLC pays a Notavailable dividend of 3.2 p which represents an annual dividend yield of N/A. See more information on LendInvest PLC dividends here
              What is LendInvest PLC’s EPS estimate?
              LendInvest PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does LendInvest PLC have?
              LendInvest PLC has 142,782,030 shares outstanding.
                What happened to LendInvest PLC’s price movement after its last earnings report?
                LendInvest PLC reported an EPS of 0.006 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.333%.
                  Which hedge fund is a major shareholder of LendInvest PLC?
                  Currently, no hedge funds are holding shares in GB:LINV
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    LendInvest PLC Stock Smart Score

                    3
                    Underperform
                    1
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                    10

                    Company Description

                    LendInvest PLC

                    LendInvest plc operates as a property finance asset manager in the United Kingdom. The company offers short-term, development, and buy-to-let mortgages to intermediaries, landlords, and developers. It also provides fund management services; and holds securities. The company was incorporated in 2012 and is based in London, the United Kingdom.

                    LendInvest PLC (LINV) Earnings & Revenues

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