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LendInvest PLC (GB:LINV)
LSE:LINV
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LendInvest PLC (LINV) Price & Analysis

6 Followers

LINV Stock Chart & Stats

35.50 p
0.50 p(2.13%)
At close: 4:00 PM EST
35.50 p
0.50 p(2.13%)

Bulls Say, Bears Say

Bulls Say
Strong Revenue GrowthA 336.45% revenue increase signals material demand expansion for LendInvest’s lending products and distribution channels. Sustained top-line growth supports scale advantages across origination, servicing and platform fees, improving the potential to absorb fixed costs and invest in product capabilities over the next several quarters.
Specialist Property Finance ModelLendInvest’s focused business model—short-term bridging, buy-to-let mortgages and an investment platform—creates diversified loan and fee streams tied to real estate. Specialization builds underwriting expertise and repeat business, strengthening competitive positioning in a niche that benefits from structural housing and finance demand.
Positive Free Cash Flow TrendAlthough free cash flow is currently negative, the reported positive growth trend in FCF indicates improving cash conversion dynamics. If sustained, this can reduce dependence on external funding, help deleverage the balance sheet, and provide durable capacity for reinvestment or liquidity over coming quarters.
Bears Say
Very High LeverageA debt-to-equity ratio of 11.35 denotes heavy reliance on borrowed funds, amplifying refinancing and interest-rate risk. High leverage constrains strategic flexibility, increases sensitivity to funding market stress, and limits the company’s ability to absorb credit losses or pursue growth without costly external capital.
Negative Operating And Free Cash FlowPersistent negative operating and free cash flows undermine self-funded origination and servicing capacity, forcing reliance on warehousing and external funding. Continued cash deficits raise liquidity and rollover risk, making sustainable growth and balance-sheet repair more difficult without material funding improvements.
Weak Profitability And Declining MarginsNegative net margins and falling EBIT/EBITDA and gross margins point to rising costs or pricing pressure in core lending activities. Sustained margin erosion limits return on equity and free cash flow generation, reducing the firm’s capacity to build capital buffers and deliver durable shareholder returns.

LINV FAQ

What was LendInvest PLC’s price range in the past 12 months?
LendInvest PLC lowest share price was 24.80 p and its highest was 45.95 p in the past 12 months.
    What is LendInvest PLC’s market cap?
    LendInvest PLC’s market cap is £35.36M.
      When is LendInvest PLC’s upcoming earnings report date?
      LendInvest PLC’s upcoming earnings report date is Jul 28, 2026 which is in 66 days.
        How were LendInvest PLC’s earnings last quarter?
        LendInvest PLC released its earnings results on Dec 08, 2025. The company reported 0.006 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.006 p.
          Is LendInvest PLC overvalued?
          According to Wall Street analysts LendInvest PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does LendInvest PLC pay dividends?
            LendInvest PLC pays a Notavailable dividend of 3.2 p which represents an annual dividend yield of N/A. See more information on LendInvest PLC dividends here
              What is LendInvest PLC’s EPS estimate?
              LendInvest PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does LendInvest PLC have?
              LendInvest PLC has 142,782,030 shares outstanding.
                What happened to LendInvest PLC’s price movement after its last earnings report?
                LendInvest PLC reported an EPS of 0.006 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.333%.
                  Which hedge fund is a major shareholder of LendInvest PLC?
                  Currently, no hedge funds are holding shares in GB:LINV
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    LendInvest PLC Stock Smart Score

                    2
                    Underperform
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    44.23%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    0.73%
                    Trailing 12-Months
                    Asset Growth
                    43.00%
                    Trailing 12-Months

                    Company Description

                    LendInvest PLC

                    LendInvest plc operates as a property finance asset manager in the United Kingdom. The company offers short-term, development, and buy-to-let mortgages to intermediaries, landlords, and developers. It also provides fund management services; and holds securities. The company was incorporated in 2012 and is based in London, the United Kingdom.

                    LendInvest PLC (LINV) Earnings & Revenues

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