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Donegal (DGICA)
:DGICA
Earnings Data
Report Date
Oct 23, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.36Last Year’s EPS
0.46Same Quarter Last Year
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call demonstrated strong financial performance with record earnings, significant improvements in combined and personal lines ratios, and positive advancements in technology and investments. However, challenges such as a decrease in net premiums written and specific difficulties in workers' compensation were noted. Overall, the highlights significantly outweigh the lowlights, indicating a positive outlook.Company Guidance -
Q3 2025
Record Earnings
Donegal Group reported the highest quarterly earnings in its history for the first quarter of 2025, surpassing the previous record set in the fourth quarter.
Improved Combined Ratio
The combined ratio improved significantly to 91.6% in the first quarter of 2025 from 102.4% in the prior year quarter.
Significant Underwriting Profit
The underwriting income, combined with $12 million of net investment income, resulted in after-tax net income of $25.2 million, a significant increase from $6 million in the first quarter of 2024.
Personal Lines Improvement
The personal lines combined ratio improved by 16.7 percentage points to 83.6%, mainly due to a 50% reduction in large fire losses and a decrease in weather claims frequency.
Technology Advancements
Deployment of a new commercial package policy and modernization of other middle market commercial products is on track for July 2025.
Investment Performance
Net investment income increased by 9.2% to $12 million for the first quarter of 2025, with a 3.50% average tax equivalent yield.
DGICA Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DGICA Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 24, 2025 | $18.32 | $17.20 | -6.11% |
Apr 24, 2025 | $18.18 | $19.16 | +5.39% |
Feb 20, 2025 | $14.87 | $15.27 | +2.69% |
Oct 24, 2024 | $13.92 | $15.12 | +8.62% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Donegal (DGICA) report earnings?
Donegal (DGICA) is schdueled to report earning on Oct 23, 2025, After Close (Confirmed).
What is Donegal (DGICA) earnings time?
Donegal (DGICA) earnings time is at Oct 23, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is DGICA EPS forecast?
DGICA EPS forecast for the fiscal quarter 2025 (Q3) is 0.36.