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Fair Isaac Corporation (DE:FRI)
NYSE:FRI

Fair Isaac (FRI) Price & Analysis

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4 Followers

FRI Stock Chart & Stats

€1223.00
-€11.00(-0.58%)
At close: 4:00 PM EST
€1223.00
-€11.00(-0.58%)

Bulls Say, Bears Say

Bulls Say
Distribution ExpansionSign-ups from major resellers to the Direct Lending Program should broaden distribution for the mortgage solution and increase licensing revenue as partners integrate the offering.
Platform Momentum And BookingsAccelerating software subscription activity and sizable new platform wins point to expanding recurring revenue and stronger bookings for the company's platform business.
Pricing Power And Margin UpsideAbility to raise prices on credit scoring products across lending categories, combined with a recovery in origination volumes, supports potential margin expansion and upside to current forecasts.
Bears Say
Conservative Guidance And Macro UncertaintyManagement's reaffirmation of FY2026 guidance while awaiting clarity on industry volumes and interest rates signals a cautious outlook that may constrain near-term upside.
Legacy Product RetirementsPhased retirement of legacy fraud products reduced subscription renewals for those offerings and pressured overall software revenue.
Product Migration DisruptionMigration to the new platform has driven declines in non-platform software subscriptions, creating revenue pressure while customers move to the updated offering.

Fair Isaac News

FRI FAQ

What was Fair Isaac Corporation’s price range in the past 12 months?
Fair Isaac Corporation lowest stock price was €1116.50 and its highest was €1975.00 in the past 12 months.
    What is Fair Isaac Corporation’s market cap?
    Fair Isaac Corporation’s market cap is €27.91B.
      When is Fair Isaac Corporation’s upcoming earnings report date?
      Fair Isaac Corporation’s upcoming earnings report date is May 06, 2026 which is in 88 days.
        How were Fair Isaac Corporation’s earnings last quarter?
        Fair Isaac Corporation released its earnings results on Jan 28, 2026. The company reported €6.173 earnings per share for the quarter, beating the consensus estimate of €5.967 by €0.206.
          Is Fair Isaac Corporation overvalued?
          According to Wall Street analysts Fair Isaac Corporation’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Fair Isaac Corporation pay dividends?
            Fair Isaac Corporation does not currently pay dividends.
            What is Fair Isaac Corporation’s EPS estimate?
            Fair Isaac Corporation’s EPS estimate is 8.98.
              How many shares outstanding does Fair Isaac Corporation have?
              Fair Isaac Corporation has 23,722,134 shares outstanding.
                What happened to Fair Isaac Corporation’s price movement after its last earnings report?
                Fair Isaac Corporation reported an EPS of €6.173 in its last earnings report, beating expectations of €5.967. Following the earnings report the stock price went down -1.285%.
                  Which hedge fund is a major shareholder of Fair Isaac Corporation?
                  Currently, no hedge funds are holding shares in DE:FRI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Fair Isaac Corporation

                    Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

                    Fair Isaac (FRI) Earnings & Revenues

                    FRI Company Deck

                    FRI Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presented a predominantly positive operational and financial picture: strong overall revenue growth (+16% YoY), significant outperformance in the Scores business (+29% YoY) and momentum in software bookings and platform ARR (record ACV, platform ARR +33% YoY). Profitability and margins expanded materially (non-GAAP operating margin +432 bps), free cash flow and buybacks were robust, and strategic product/partner progress (Direct Licensing expansion, Plaid partnership, Gartner recognition) supports future growth. Counterbalancing items include declines in non-platform revenues/ARR, modestly rising operating expenses, a substantial debt balance, regional revenue concentration, and uncertainty around timing for regulatory approvals and LLPA/grid changes. Overall, the positive growth, margin expansion, cash generation and platform traction outweigh the challenges and uncertainty discussed on the call.View all DE:FRI earnings summaries

                    FRI Revenue Breakdown

                    58.70%58.70%41.30%
                    58.70% Scores
                    41.30% Software
                    tipranks

                    FRI Stock 12 Month Forecast

                    Average Price Target

                    €1,767.81
                    ▲(44.55% Upside)
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<span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 13,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 8, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":1783.5,"date":1740787200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 10,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 6, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":1687.5,"date":1743465600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n         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28,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 4, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":1540.5,"date":1751328000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 40,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 5, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":1199,"date":1754006400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 31,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":1291,"date":1756684800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 28,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 4, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":1261.5,"date":1759276800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 15,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":1366,"date":1761955200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 19,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 6, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":1533.5,"date":1764547200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 22,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 4, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":1492,"date":1767225600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 22,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 4, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":1200,"date":1769904000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 18,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      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