Banco Santa Cruz migrated system to FICO platform

Banco Santa Cruz, one of the Dominican Republic’s largest private banks, is using the capabilities of FICO (FICO) Platform to “transform its credit decisioning framework across all retail products,” the company said. The bank migrated from its outdated legacy system to FICO Platform decisioning capabilities deployed on AWS cloud infrastructure, enabling real-time credit decisions and automated policy management. “Banco Santa Cruz proves that cloud isn’t just about hosting technology, it’s about unleashing human potential,” said Nikhil Behl, president, software at FICO. “Their teams went from waiting months for policy changes to testing new strategies in days. That’s the difference between reacting to market changes and anticipating them. Cloud-native decisioning doesn’t just make you faster, it makes you smarter.”