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Funding Circle Holdings Limited (DE:FCA)
FRANKFURT:FCA
FCA Stock Chart & Stats
€1.40
-€0.10(-6.54%)
At close: 4:00 PM EST
€1.40
-€0.10(-6.54%)
Day’s Range― - ―
52-Week Range€1.01 - €1.97
Previous CloseN/A
Volume0.00
Average Volume (3M)23.00
Market Cap
€443.76M
Enterprise Value€504.48M
Total Cash (Recent Filing)€447.00M
Total Debt (Recent Filing)€273.60M
Price to Earnings (P/E)8.6
Beta0.83
Next Earnings
Sep 03, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.15
Shares Outstanding299,832,340
10 Day Avg. Volume70
30 Day Avg. Volume23
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.74
Price to Sales (P/S)1.79
P/FCF Ratio-11.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€3.47Price Target Upside148.11% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€2.73M
Bulls Say, Bears Say
Bulls Say
Revenue Growth & Return To ProfitabilitySustained revenue expansion and a return to positive net income indicate the platform is scaling origination and fee streams. Durable top-line momentum improves unit economics across the loan lifecycle, supporting recurring servicing fees and a more resilient earnings base over the coming 2–6 months.
High Customer Satisfaction & Fast OnboardingVery strong NPS and rapid 6-minute onboarding point to high retention, lower acquisition costs, and strong referral potential. This durable customer experience advantage supports steady origination volumes and recurring revenue from servicing, improving long-term unit economics.
Strong Cash Buffer And Active BuybacksA sizable cash balance provides liquidity to fund loan facilitation and product rollout while buybacks signal management confidence and disciplined capital allocation. Together these create a durable financial cushion and flexibility to support growth or absorb shocks in the medium term.
Bears Say
Negative Operating & Free Cash FlowSustained negative operating and free cash flow reduces financial flexibility, forcing reliance on external funding or asset sales to sustain growth. Over a multi-month horizon this constrains reinvestment, increases refinancing risk, and can amplify sensitivity to funding market conditions.
Rising And Variable LeverageA large and volatile rise in debt heightens refinancing and covenant risk if operating performance weakens. Higher leverage reduces strategic optionality, increases interest costs, and makes the business more exposed to funding market stress over the next several months.
Product Losses And Earnings VolatilityInvestment-led losses in new products and an uneven earnings track record weaken confidence in sustainable margins. If newer offerings require continued subsidy or higher credit loss provisions, profitability and cash needs may remain unpredictable over the medium term.
Funding Circle Holdings News
FCA FAQ
What was Funding Circle Holdings Limited’s price range in the past 12 months?
Funding Circle Holdings Limited lowest stock price was €1.01 and its highest was €1.97 in the past 12 months.
What is Funding Circle Holdings Limited’s market cap?
Funding Circle Holdings Limited’s market cap is €443.76M.
When is Funding Circle Holdings Limited’s upcoming earnings report date?
Funding Circle Holdings Limited’s upcoming earnings report date is Sep 03, 2026 which is in 169 days.
How were Funding Circle Holdings Limited’s earnings last quarter?
Funding Circle Holdings Limited released its earnings results on Mar 05, 2026. The company reported €0.154 earnings per share for the quarter, beating the consensus estimate of N/A by €0.154.
Is Funding Circle Holdings Limited overvalued?
According to Wall Street analysts Funding Circle Holdings Limited’s price is currently Undervalued.
Does Funding Circle Holdings Limited pay dividends?
Funding Circle Holdings Limited does not currently pay dividends.
What is Funding Circle Holdings Limited’s EPS estimate?
Funding Circle Holdings Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Funding Circle Holdings Limited have?
Funding Circle Holdings Limited has 299,832,340 shares outstanding.
What happened to Funding Circle Holdings Limited’s price movement after its last earnings report?
Funding Circle Holdings Limited reported an EPS of €0.154 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.925%.
Which hedge fund is a major shareholder of Funding Circle Holdings Limited?
Currently, no hedge funds are holding shares in DE:FCA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Funding Circle Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€3.47 (148.11% Upside)
€3.47 (148.11% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-16.31%
12-Months-Change
Fundamentals
Return on Equity
21.54%
Trailing 12-Months
Asset Growth
49.69%
Trailing 12-Months
Company Description
Funding Circle Holdings Limited
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom, the United States, and internationally. The company offers small business loans, recovery loan schemes, and business finance solutions to small and medium enterprises. It also provides flexipay and flexipay card solutions. The company acts as a special purpose bankruptcy remote entity that issues loan payment dependent debt securities to accredited investors. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.
FCA Stock 12 Month Forecast
Average Price Target
€3.47
▲(148.11% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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