NN Group (DE:2NN0)
FRANKFURT:2NN0
2NN0 Stock Chart & Stats
€30.40
€0.00(0.00%)
At close: 4:00 PM EST
€30.40
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€22.20 - €35.60
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€16.58B
Enterprise Value€24.55B
Total Cash (Recent Filing)€110.64B
Total Debt (Recent Filing)€13.31B
Price to Earnings (P/E)16.4
Beta0.53
Next Earnings
Aug 06, 2026EPS Estimate
1.83Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.48
Shares Outstanding526,000,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.58
Price to Book (P/B)0.98
Price to Sales (P/S)6.48
P/FCF Ratio-8.29
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.11
Revenue Forecast (FY)€15.45B
Bulls Say, Bears Say
Bulls Say
Strong Solvency CapitalA very strong Solvency II ratio (≈220%) and elevated NL Life solvency (233%) give durable regulatory headroom. This capital strength supports sustained underwriting capacity, enables steady capital returns and strategic flexibility to invest or absorb shocks without immediate balance-sheet strain.
Commercial Momentum In Growth SegmentsConsistent new-business value and premium growth across Europe, Japan and Netherlands non-life/DC channels indicate durable organic growth drivers. Strong VNB and inflows create a multi-year earnings stream that supports future operating capital generation and diversification of revenue sources.
Digital And AI-driven Efficiency GainsMaterial digital adoption and 236 AI use cases have improved distribution and claims processing efficiency. These structural productivity gains should sustainably lower unit costs, improve conversion and scalability, and support margin expansion over multiple years as benefits scale.
Bears Say
Weak And Inconsistent Cash GenerationPersistently negative operating and free cash flow reduces self-funding ability and raises reliance on capital markets or balance-sheet measures to finance growth and returns. Over time this constrains reinvestment, increases refinancing risk and lowers the buffer against cyclical insurance or market shocks.
Severe Revenue VolatilityLarge year-to-year revenue swings and non-recurring drivers create low visibility into sustainable top-line trends. This volatility complicates pricing, reserve-setting and capital planning, increasing the chance that one-off effects or IFRS revaluations can materially swing reported results.
Rising Leverage TrendThe upward drift in leverage reduces financial flexibility at a time when cash generation is weak. Higher debt-to-equity raises refinancing and rating sensitivity, limiting capacity for opportunistic investment or shock absorption and making capital returns more contingent on volatile cash flows.
NN Group News
2NN0 FAQ
What was NN Group’s price range in the past 12 months?
NN Group lowest stock price was €22.20 and its highest was €35.60 in the past 12 months.
What is NN Group’s market cap?
NN Group’s market cap is €16.58B.
When is NN Group’s upcoming earnings report date?
NN Group’s upcoming earnings report date is Aug 06, 2026 which is in 131 days.
How were NN Group’s earnings last quarter?
NN Group released its earnings results on Feb 12, 2026. The company reported €1.478 earnings per share for the quarter, missing the consensus estimate of €1.716 by -€0.238.
Is NN Group overvalued?
According to Wall Street analysts NN Group’s price is currently Overvalued.
Does NN Group pay dividends?
NN Group does not currently pay dividends.
What is NN Group’s EPS estimate?
NN Group’s EPS estimate is 1.83.
How many shares outstanding does NN Group have?
NN Group has 526,000,000 shares outstanding.
What happened to NN Group’s price movement after its last earnings report?
NN Group reported an EPS of €1.478 in its last earnings report, missing expectations of €1.716. Following the earnings report the stock price went up 3.529%.
Which hedge fund is a major shareholder of NN Group?
Currently, no hedge funds are holding shares in DE:2NN0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NN Group Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
DE:2NN0 Sentiment 70%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
88.16%
12-Months-Change
Fundamentals
Return on Equity
6.17%
Trailing 12-Months
Asset Growth
10.47%
Trailing 12-Months
Company Description
NN Group
NN Group N.V., a financial services company, primarily provides life insurance products in the Netherlands and internationally. The company operates through Netherlands Life, Netherlands Non-life, Insurance Europe, Japan Life, Banking, and Other segments. It offers group and individual life insurance, and pension products; non-life insurance products, including motor, fire, liability, transport, travel, and disability and accident insurance; employee benefits, and health insurance products; corporate-owned life insurance products; and single premium variable annuity individual life insurance products. The company also provides banking services, including mortgage loans, online savings accounts, bank annuities, consumer lending, and retail investment products, as well as administration and management services; reinsurance services; and retirement products and services. It offers its products to individuals, small and medium-sized enterprises, retail customers, and institutional customers directly, as well as through tied agents, bancassurance partners, brokers, and direct channels. The company was formerly known as ING Insurance Topholding N.V. and changed its name to NN Group N.V. in March 2014. NN Group N.V. was founded in 1845 and is headquartered in the Hague, the Netherlands.
2NN0 Company Deck
2NN0 Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call showed strong commercial execution and financial delivery in 2025 with multiple measurable wins: OCG and free cash flow outperformance, a very robust Solvency II ratio, tangible AI/digital progress, and an enhanced, recurring shareholder return program. Key growth segments (Insurance Europe, Japan, Netherlands Non-life and DC inflows) delivered meaningful expansion in volumes and margins. Offsetting factors include a material disability reserve strengthening and repricing actions, some bank margin pressure, non-recurring tailwinds in 2025 that may not repeat, and non-operational IFRS volatility from certain bond and derivative revaluations. On balance, the positive operational and capital developments materially outweigh the challenges, though management flagged areas of transitory risk and one-off items that may temper near-term comparables.View all DE:2NN0 earnings summariesTechnical Analysis
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Options Prices
Currently, No data available
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