Cheche Group (CCG)
NASDAQ:CCG
Earnings Data
Report Date
May 28, 2026Before Open (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
―Last Year’s EPS
―Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented a constructive operational and strategic narrative: Cheche achieved its first full-year adjusted profitability, showed strong premium and NEV growth, tightened operating expenses, expanded AI capabilities and OEM partnerships, and provided optimistic 2026 guidance. Offsetting these positives are meaningful near-term revenue compression driven by a higher-NEV mix (net revenues down mid-teens YoY), a remaining GAAP net loss for the year, a modest cash balance, and execution risks tied to AI monetization and international expansion. On balance, the positive operational inflection, margin improvements and clear roadmap for scaling renewals and NEV pricing outweigh the headline challenges, but the company must execute on AI/pricing and partnership expansion to realize guidance.Company Guidance
Adjusted Profitability Achieved
Cheche delivered adjusted net income of RMB 11.6 million (USD 1.7 million) for full-year 2025 versus an adjusted net loss of RMB 24.8 million in the prior year — a positive swing of more than RMB 35 million. The company also reported positive net income in the second half of 2025 (RMB 7.8 million).
Top-Line Growth in Written Premiums and Policies
Total written premium placed grew 11.0% year-over-year to RMB 27.0 billion for full-year 2025, with second-half 2025 premiums up 16.9% YoY to RMB 15.5 billion. Total policies issued increased to 20.3 million for the year from 17.3 million the prior year (second-half policies: 12.0 million vs 9.3 million).
Rapid NEV Business Expansion
NEV embedded policies and premiums grew sharply: full-year 2025 NEV embedded policies reached 2.0 million (+85.3% YoY) and NEV premiums reached RMB 6.3 billion (+91.0% YoY). NEV share of total written premiums rose to 23.4% for the year (from 13.6% prior year) and to 24.1% in H2 (from 17.2%). The company now has partnerships with 16 NEV manufacturers.
Disciplined Cost Management and Operating Expense Reduction
Total operating expenses decreased 19.6% YoY to RMB 181.2 million for full-year 2025; adjusted total operating expenses decreased 17.0% to RMB 156.9 million. In the second half adjusted operating expenses fell 22.2% to RMB 77.1 million, reflecting broad cost discipline across selling, G&A and R&D lines.
Gross Profit Growth and Margin Expansion Despite Revenue Compression
Gross profit increased modestly (FY +1.0% to RMB 160.4 million; H2 +0.5% to RMB 94.6 million) and gross margin expanded as NEV (higher-margin) business grew as a share of mix, indicating improved unit economics even as net revenues compressed.
Advances in AI Capabilities and Strategic Partnerships
Progress converting AI strategy into operations: AI pricing models deployed with leading insurers and NEV OEMs; AI anti-fraud and risk control product recognized among 'Top 100 AI products of 2024'; landmark partnership with Volkswagen and continued partnerships with Huawei and other OEMs; initial execution in international markets (Australia, New Zealand, Latin America, Middle East) with automaker partners.
2026 Guidance Pointing to Growth and Improved Profitability
Management guidance for 2026: net revenues RMB 3.0–3.2 billion, total written premiums RMB 28.0–30.0 billion, NEV written premiums RMB 10.5–12.0 billion, and adjusted net income expected to 'multiply several fold' vs. 2025 — signaling confidence in scaling renewals, AI pricing and NEV penetration.
CCG Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CCG Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 02, 2026 | $0.88 | $0.89 | +1.71% |
Dec 02, 2025 | $0.93 | $0.94 | +1.08% |
Aug 28, 2025 | $0.83 | $0.78 | -6.02% |
May 29, 2025 | $0.80 | $0.83 | +3.75% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Cheche Group (CCG) report earnings?
Cheche Group (CCG) is schdueled to report earning on May 28, 2026, Before Open (Confirmed).
What is Cheche Group (CCG) earnings time?
Cheche Group (CCG) earnings time is at May 28, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CCG EPS forecast?
Currently, no data Available