Want to see AU:IAG full AI Analyst Report?
IAG Stock Chart & Stats
AU$8.55
AU$0.03(0.35%)
At close: 4:00 PM EDT
AU$8.55
AU$0.03(0.35%)
Day’s Range― - ―
52-Week RangeAU$6.39 - AU$9.17
Previous CloseN/A
Volume6.84M
Average Volume (3M)5.86M
Market Cap
AU$19.03B
Enterprise ValueAU$24.16K
Total Cash (Recent Filing)AU$2.05B
Total Debt (Recent Filing)AU$3.24B
Price to Earnings (P/E)17.7
Beta0.12
Next Earnings
Feb 12, 2027EPS Estimate
0.23Next Dividend Ex-DateN/A
Dividend Yield3.74%
Share Statistics
EPS (TTM)0.43
Shares Outstanding2,337,953,000
10 Day Avg. Volume6,423,780
30 Day Avg. Volume5,862,566
Financial Highlights & Ratios
PEG Ratio-0.77
Price to Book (P/B)2.63
Price to Sales (P/S)0.98
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$8.48Price Target Upside-0.88% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.48
Revenue Forecast (FY)AU$19.17B
Bulls Say, Bears Say
Bulls Say
Premium Growth And Market ScaleIAG’s large Australia and New Zealand platform supports recurring premium income, while direct retail growth and RACQ integration provide a durable base for continued mid-single-digit expansion.
Claims And Expense EfficiencyLower claims and administration costs can support underwriting margins beyond a single reporting period. Process improvements, claims transformation and supply-chain savings strengthen operating leverage and earnings resilience.
Capital Strength And ReturnsModerate leverage, steady equity and solid recent returns on equity give IAG financial flexibility. Strong capital generation also supports dividends and buybacks while retaining capacity to absorb insurance volatility.
Bears Say
Catastrophe And Reinsurance ExposureWeather and catastrophe losses remain a structural earnings risk for a property insurer. Higher reinsurance costs reduce normal-period margins, while severe events can create material volatility despite IAG’s protection program.
Home Claims InflationPersistent labor, materials and repair-cost inflation can raise claim severity faster than premiums adjust. This pressures home underwriting margins and may require ongoing repricing, tighter risk selection or higher reinsurance spend.
Integration And Intermediated Channel WeaknessRACQ’s low margin and weaker New Zealand intermediated performance create execution risks within IAG’s growth platform. Integration costs, competition and channel softness could delay group margin targets and limit earnings consistency.
Insurance Australia Group Limited News
IAG FAQ
What was Insurance Australia Group Limited’s price range in the past 12 months?
Insurance Australia Group Limited lowest share price was AU$6.39 and its highest was AU$9.17 in the past 12 months.
What is Insurance Australia Group Limited’s market cap?
Insurance Australia Group Limited’s market cap is AU$19.03B.
When is Insurance Australia Group Limited’s upcoming earnings report date?
Insurance Australia Group Limited’s upcoming earnings report date is Feb 12, 2027 which is in 178 days.
How were Insurance Australia Group Limited’s earnings last quarter?
Insurance Australia Group Limited released its earnings results on Aug 12, 2026. The company reported AU$0.218 earnings per share for the quarter, missing the consensus estimate of AU$0.231 by -AU$0.013.
Is Insurance Australia Group Limited overvalued?
According to Wall Street analysts Insurance Australia Group Limited’s price is currently Overvalued.
Does Insurance Australia Group Limited pay dividends?
Insurance Australia Group Limited pays a Semiannually dividend of AU$0.56 which represents an annual dividend yield of 3.74%. See more information on Insurance Australia Group Limited dividends here
What is Insurance Australia Group Limited’s EPS estimate?
Insurance Australia Group Limited’s EPS estimate is 0.23.
How many shares outstanding does Insurance Australia Group Limited have?
Insurance Australia Group Limited has 2,337,953,000 shares outstanding.
What happened to Insurance Australia Group Limited’s price movement after its last earnings report?
Insurance Australia Group Limited reported an EPS of AU$0.218 in its last earnings report, missing expectations of AU$0.231. Following the earnings report the stock price went down -5.103%.
Which hedge fund is a major shareholder of Insurance Australia Group Limited?
Currently, no hedge funds are holding shares in AU:IAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insurance Australia Group Limited Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$8.48 (-0.88% Downside)
AU$8.48 (-0.88% Downside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.13%
12-Months-Change
Fundamentals
Return on Equity
3.74%
Trailing 12-Months
Asset Growth
18.30%
Trailing 12-Months
Company Description
Insurance Australia Group Limited
Insurance Australia Group Limited (IAG), headquartered in Sydney, Australia, is a prominent provider of general insurance underwriting and investment management services across Australia and New Zealand. The company offers a comprehensive array of personal and commercial insurance policies. Its personal lines encompass coverage for home and contents, various motor vehicles (including comprehensive, classic, veteran, vintage, boat, and caravan policies), travel, life, and income protection. For commercial clients, IAG delivers solutions such as commercial property, motor fleet, diverse liability coverage (public, product, professional indemnity, and directors and officers), construction, engineering, workers' compensation, and policies tailored for rural and horticultural sectors (including farm, crop, and livestock). Additionally, it provides consumer credit and extended warranty insurance, alongside reinsurance services. IAG distributes its products through a wide network of channels, including company-owned branches and agencies, call centers, digital platforms, independent brokers, authorized representatives, financial institutions, and other third-party partnerships. These services are marketed under a robust portfolio of brands, notably NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance. Established in 1920, the company was initially known as NRMA Insurance Group Limited before adopting its current name, Insurance Australia Group Limited, in 2002.
IAG Company Deck
IAG Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents clear positive momentum: top‑line growth (7.6% GWP), rising underlying profit (+2.3% to ~$1.58bn), improved claims and expense efficiency, strong capital returns (dividend increase, $200m buyback) and accelerated AI/tech adoption. These strengths largely offset material near‑term headwinds from natural perils, elevated home claims inflation (~15%), higher non‑quota reinsurance costs, and weakness in intermediated New Zealand and some bank/partner channels. Management’s FY27 guidance (5–8% premium growth, reported insurance margin 14.5–16.5%) and resilience of the reinsurance/perils program support a constructive outlook.View all AU:IAG earnings summariesIAG Stock 12 Month Forecast
Average Price Target
AU$8.48
▼(-0.88% Downside)
Technical Analysis
AUB Group
―
Medibank Private
―
QBE Insurance Group Limited
―
Steadfast Group Limited
―
Suncorp Group
―