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Insurance Australia Group Limited (AU:IAG)
ASX:IAG
IAG Stock Chart & Stats
AU$7.26
-AU$0.02(-0.23%)
At close: 4:00 PM EST
AU$7.26
-AU$0.02(-0.23%)
Day’s Range― - ―
52-Week RangeAU$6.39 - AU$9.18
Previous CloseN/A
Volume2.31M
Average Volume (3M)5.86M
Market Cap
$17.17B
Enterprise ValueAU$20.19B
Total Cash (Recent Filing)$571.00M
Total Debt (Recent Filing)$3.64B
Price to Earnings (P/E)9.3
Beta0.19
Next Earnings
Aug 07, 2026EPS Estimate
0.23Next Dividend Ex-DateN/A
Dividend Yield3.91%
Share Statistics
EPS (TTM)0.21
Shares Outstanding2,365,284,000
10 Day Avg. Volume6,423,780
30 Day Avg. Volume5,862,566
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)2.91
Price to Sales (P/S)1.45
P/FCF Ratio15.79
Enterprise Value/Market Cap1.18
Enterprise Value/Revenue1.09
Enterprise Value/Gross Profit1.26
Enterprise Value/Ebitda10.40
Forecast
1Y Price Target
$8.33Price Target Upside14.74% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)0.45
Revenue Forecast (FY)$18.42B
Bulls Say, Bears Say
Bulls Say
Cash GenerationSustained free cash flow growth and a FCF-to-net-income ratio of 1.0 indicate the business reliably converts earnings into cash. That durability supports claim payment capacity, reinvestment in underwriting, reinsurance funding and steady capital returns over the medium term.
Balance Sheet StrengthA conservative leverage profile and solid equity base provide financial flexibility to absorb underwriting volatility and catastrophe losses. This capital strength underpins rating resilience, access to credit and ability to fund loss spikes without immediate capital raises.
Market Position & DistributionScale across Australia and New Zealand with mixed channels (direct, brokers, partners) gives durable premium diversification and cross-sell opportunities. Broad distribution reduces customer concentration risk and supports long-term premium generation and pricing leverage.
Bears Say
Revenue DeclineA double-digit revenue drop in the latest year is a structural concern if sustained: it erodes scale, limits pricing leverage, and raises the breakeven point for fixed costs. Prolonged top-line contraction can constrain underwriting diversification and growth initiatives.
Inconsistent ProfitabilityVolatile ROE and muted net margins suggest earnings are sensitive to claims, reinsurance and expense swings. Persistent margin pressure reduces internal capital generation, weakens reserve-building capacity, and makes long-term dividend and capital plans less predictable.
Catastrophe And Weather ExposureMaterial exposure to natural catastrophes is an enduring industry risk that can produce large, unpredictable underwriting losses. Even with reinsurance, frequent or severe events can raise costs, increase reinsurance spend, and drive volatility in solvency and capital ratios.
Insurance Australia Group Limited News
IAG FAQ
What was Insurance Australia Group Limited’s price range in the past 12 months?
Insurance Australia Group Limited lowest share price was AU$6.39 and its highest was AU$9.18 in the past 12 months.
What is Insurance Australia Group Limited’s market cap?
Insurance Australia Group Limited’s market cap is $17.17B.
When is Insurance Australia Group Limited’s upcoming earnings report date?
Insurance Australia Group Limited’s upcoming earnings report date is Aug 07, 2026 which is in 138 days.
How were Insurance Australia Group Limited’s earnings last quarter?
Insurance Australia Group Limited released its earnings results on Feb 11, 2026. The company reported AU$0.211 earnings per share for the quarter, beating the consensus estimate of AU$0.204 by AU$0.007.
Is Insurance Australia Group Limited overvalued?
According to Wall Street analysts Insurance Australia Group Limited’s price is currently Undervalued.
Does Insurance Australia Group Limited pay dividends?
Insurance Australia Group Limited pays a Semiannually dividend of AU$0.19 which represents an annual dividend yield of 3.91%. See more information on Insurance Australia Group Limited dividends here
What is Insurance Australia Group Limited’s EPS estimate?
Insurance Australia Group Limited’s EPS estimate is 0.23.
How many shares outstanding does Insurance Australia Group Limited have?
Insurance Australia Group Limited has 2,365,284,000 shares outstanding.
What happened to Insurance Australia Group Limited’s price movement after its last earnings report?
Insurance Australia Group Limited reported an EPS of AU$0.211 in its last earnings report, beating expectations of AU$0.204. Following the earnings report the stock price went down -6.715%.
Which hedge fund is a major shareholder of Insurance Australia Group Limited?
Currently, no hedge funds are holding shares in AU:IAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insurance Australia Group Limited Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$8.33 (14.74% Upside)
$8.33 (14.74% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.13%
12-Months-Change
Fundamentals
Return on Equity
14.85%
Trailing 12-Months
Asset Growth
18.30%
Trailing 12-Months
Company Description
Insurance Australia Group Limited
Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online facilities, brokers, agents, authorized representatives, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.
IAG Company Deck
IAG Earnings Call
Q2 2026
0:00 / 0:00
IAG Stock 12 Month Forecast
Average Price Target
AU$8.33
▲(14.74% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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