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Zhibao Technology Inc. Class A (ZBAO)
NASDAQ:ZBAO
US Market
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Zhibao Technology Inc. Class A (ZBAO) Price & Analysis

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ZBAO Stock Chart & Stats

$0.97
$0.04(2.67%)
At close: 4:00 PM EST
$0.97
$0.04(2.67%)

Bulls Say, Bears Say

Bulls Say
Embedded-insurance PaaS & AI CapabilitiesThe company’s proprietary PaaS, big data and AI-driven MGU capabilities create a differentiated, technology-led delivery model. That supports scalable API integration into partners’ ecosystems, improves risk selection and product customization, and provides a durable operational moat as adoption expands.
Large Partner Network And Customer ScaleA broad distribution footprint and tens of millions of end customers provide structural advantages: network effects, lower marginal customer acquisition, and multiple cross-sell channels. This scale supports sustained revenue opportunity and resilience versus single-channel competitors.
Stable Gross Margins (~40%)A consistent ~40% gross margin suggests the core underwriting/brokerage economics remain intact. That implies revenue volatility stems from operating cost swings rather than unit economics, providing a realistic pathway to margin recovery if operating efficiencies or scale are realized.
Bears Say
Persistent Negative Operating And Free Cash FlowChronic negative OCF and sharply deteriorating free cash flow undermine self-funding capacity, forcing reliance on external capital. Over the medium term, continued cash burn constrains investment, increases refinancing risk, and limits strategic flexibility absent sustained cash-generation improvement.
Elevated Leverage And Eroded Equity BaseHigher debt relative to a shrunken equity base and very negative ROE reduce balance-sheet resilience. Elevated leverage increases interest and refinancing burdens, narrows unsecured financing options, and magnifies downside risk to equity holders if operating performance does not stabilize.
Dependence On Secured Convertible-note FinancingThe recent senior secured convertible notes provide immediate liquidity but create structural constraints: senior claims, conversion mechanics, participation rights and issuance limits can dilute equity, restrict future financing flexibility, and reflect ongoing dependence on external funding if cash flows remain weak.

Zhibao Technology Inc. Class A News

ZBAO FAQ

What was Zhibao Technology Inc. Class A’s price range in the past 12 months?
Zhibao Technology Inc. Class A lowest stock price was $0.58 and its highest was $1.34 in the past 12 months.
    What is Zhibao Technology Inc. Class A’s market cap?
    Zhibao Technology Inc. Class A’s market cap is $27.97M.
      When is Zhibao Technology Inc. Class A’s upcoming earnings report date?
      Zhibao Technology Inc. Class A’s upcoming earnings report date is Jun 26, 2026 which is in 36 days.
        How were Zhibao Technology Inc. Class A’s earnings last quarter?
        Zhibao Technology Inc. Class A released its earnings results on Jan 13, 2026. The company reported -$0.018 earnings per share for the quarter, missing the consensus estimate of $0.19 by -$0.208.
          Is Zhibao Technology Inc. Class A overvalued?
          According to Wall Street analysts Zhibao Technology Inc. Class A’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Zhibao Technology Inc. Class A pay dividends?
            Zhibao Technology Inc. Class A does not currently pay dividends.
            What is Zhibao Technology Inc. Class A’s EPS estimate?
            Zhibao Technology Inc. Class A’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Zhibao Technology Inc. Class A have?
            Zhibao Technology Inc. Class A has 16,452,020 shares outstanding.
              What happened to Zhibao Technology Inc. Class A’s price movement after its last earnings report?
              Zhibao Technology Inc. Class A reported an EPS of -$0.018 in its last earnings report, missing expectations of $0.19. Following the earnings report the stock price went down -2.599%.
                Which hedge fund is a major shareholder of Zhibao Technology Inc. Class A?
                Currently, no hedge funds are holding shares in ZBAO
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Zhibao Technology Inc. Class A

                  Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; healthcare; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.

                  Zhibao Technology Inc. Class A (ZBAO) Earnings & Revenues

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                  Ownership Overview

                  0.01%99.99%
                  Insiders
                  Mutual Funds
                  0.01% Other Institutional Investors
                  99.99% Public Companies and
                  Individual Investors

                  Options Prices

                  Currently, No data available
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