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Yiren Digital Ltd Sponsored ADR (YRD)
NYSE:YRD
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Yiren Digital (YRD) Stock Statistics & Valuation Metrics

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Total Valuation

Yiren Digital has a market cap or net worth of $517.57M. The enterprise value is -$105.20M.
Market Cap$517.57M
Enterprise Value-$105.20M

Share Statistics

Yiren Digital has 86,934,540 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding86,934,540
Owned by Insiders
Owned by Institutions0.60%

Financial Efficiency

Yiren Digital’s return on equity (ROE) is 0.17 and return on invested capital (ROIC) is 12.86%.
Return on Equity (ROE)0.17
Return on Assets (ROA)0.12
Return on Invested Capital (ROIC)12.86%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee6.12M
Profits Per Employee1.67M
Employee Count949
Asset Turnover0.45
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Yiren Digital is 2.9. Yiren Digital’s PEG ratio is -0.04.
PE Ratio2.9
PS Ratio0.26
PB Ratio0.16
Price to Fair Value0.16
Price to FCF1.07
Price to Operating Cash Flow1.93
PEG Ratio-0.04

Income Statement

In the last 12 months, Yiren Digital had revenue of 5.81B and earned 1.58B in profits. Earnings per share was 36.54.
Revenue5.81B
Gross Profit4.92B
Operating Income1.65B
Pretax Income1.86B
Net Income1.58B
EBITDA1.68B
Earnings Per Share (EPS)36.54

Cash Flow

In the last 12 months, operating cash flow was 889.87M and capital expenditures 0.00, giving a free cash flow of 889.87M billion.
Operating Cash Flow889.87M
Free Cash Flow889.87M
Free Cash Flow per Share10.24

Dividends & Yields

Yiren Digital pays an annual dividend of $0.22, resulting in a dividend yield of 7.35%
Dividend Per Share$0.22
Dividend Yield7.35%
Payout Ratio21.43%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.61
52-Week Price Change5.68%
50-Day Moving Average5.85
200-Day Moving Average5.90
Relative Strength Index (RSI)43.39
Average Volume (3m)84.76K

Important Dates

Yiren Digital upcoming earnings date is Nov 19, 2025, After Close (Confirmed).
Last Earnings DateAug 21, 2025
Next Earnings DateNov 19, 2025
Ex-Dividend DateSep 30, 2025

Financial Position

Yiren Digital as a current ratio of 5.61, with Debt / Equity ratio of 0.38%
Current Ratio5.61
Quick Ratio5.61
Debt to Market Cap0.00
Net Debt to EBITDA-2.27
Interest Coverage Ratio0.00

Taxes

In the past 12 months, Yiren Digital has paid 279.18M in taxes.
Income Tax279.18M
Effective Tax Rate0.15

Enterprise Valuation

Yiren Digital EV to EBITDA ratio is -1.36, with an EV/FCF ratio of -1.61.
EV to Sales-0.39
EV to EBITDA-1.36
EV to Free Cash Flow-1.61
EV to Operating Cash Flow-1.60

Balance Sheet

Yiren Digital has $4.10B in cash and marketable securities with $38.28M in debt, giving a net cash position of $4.06B billion.
Cash & Marketable Securities$4.10B
Total Debt$38.28M
Net Cash$4.06B
Net Cash Per Share$46.71
Tangible Book Value Per Share$219.42

Margins

Gross margin is 87.20%, with operating margin of 28.37%, and net profit margin of 27.25%.
Gross Margin87.20%
Operating Margin28.37%
Pretax Margin32.07%
Net Profit Margin27.25%
EBITDA Margin28.86%
EBIT Margin28.37%

Analyst Forecast

The average price target for Yiren Digital is $7.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$7.00
Price Target Upside21.32% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast12.69%
EPS Growth Forecast-35.36%

Scores

Smart Score8
AI Score
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