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Total Valuation
Yiren Digital has a market cap or net worth of $103.06M. The enterprise value is -$3.13B.
Market Cap$103.06M
Enterprise Value-$3.13B
Share Statistics
Yiren Digital has 86,406,490 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding86,406,490
Owned by Insiders―
Owned by Institutions0.10%
Financial Efficiency
Yiren Digital’s return on equity (ROE) is <0.01 and return on invested capital (ROIC) is -12.73%.
Return on Equity (ROE)<0.01
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-12.73%
Return on Capital Employed (ROCE)0.18
Revenue Per Employee5.68M
Profits Per Employee55.59K
Employee Count981
Asset Turnover0.41
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Yiren Digital is ―. Yiren Digital’s PEG ratio is -0.30.
PE Ratio―
PS Ratio0.20
PB Ratio0.12
Price to Fair Value0.12
Price to FCF1.66
Price to Operating Cash Flow-0.83
PEG Ratio-0.30
Income Statement
In the last 12 months, Yiren Digital had revenue of 5.57B and earned 39.42M in profits. Earnings per share was 0.90.
Revenue5.57B
Gross Profit4.78B
Operating Income2.15B
Pretax Income-56.91M
Net Income39.42M
EBITDA-44.31M
Earnings Per Share (EPS)0.90
Cash Flow
In the last 12 months, operating cash flow was -430.62M and capital expenditures -25.74M, giving a free cash flow of -456.36M billion.
Operating Cash Flow-430.62M
Free Cash Flow-456.36M
Free Cash Flow per Share-5.28
Dividends & Yields
Yiren Digital pays an annual dividend of $0.2, resulting in a dividend yield of 37.29%
Dividend Per Share$0.2
Dividend Yield37.29%
Payout Ratio21.03%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.32
52-Week Price Change-80.31%
50-Day Moving Average1.34
200-Day Moving Average3.21
Relative Strength Index (RSI)44.31
Average Volume (3m)141.33K
Important Dates
Yiren Digital upcoming earnings date is Aug 13, 2026, After Close (Confirmed).
Last Earnings DateJun 25, 2026
Next Earnings DateAug 13, 2026
Ex-Dividend Date―
Financial Position
Yiren Digital as a current ratio of 6.82, with Debt / Equity ratio of 0.40%
Current Ratio6.82
Quick Ratio6.82
Debt to Market Cap<0.01
Net Debt to EBITDA74.46
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Yiren Digital has paid -96.33M in taxes.
Income Tax-96.33M
Effective Tax Rate1.69
Enterprise Valuation
Yiren Digital EV to EBITDA ratio is 49.12, with an EV/FCF ratio of -3.21.
EV to Sales-0.39
EV to EBITDA49.12
EV to Free Cash Flow-3.21
EV to Operating Cash Flow-3.09
Balance Sheet
Yiren Digital has $2.45B in cash and marketable securities with $35.29M in debt, giving a net cash position of $2.42B billion.
Cash & Marketable Securities$2.45B
Total Debt$35.29M
Net Cash$2.42B
Net Cash Per Share$27.98
Tangible Book Value Per Share$213.28
Margins
Gross margin is 85.00%, with operating margin of 38.50%, and net profit margin of 0.71%.
Gross Margin85.00%
Operating Margin38.50%
Pretax Margin-1.02%
Net Profit Margin0.71%
EBITDA Margin-0.80%
EBIT Margin-1.02%
Analyst Forecast
The average price target for Yiren Digital is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-13.83%
EPS Growth Forecast-154.13%