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Yiren Digital Ltd. Sponsored Adr (YRD)
NYSE:YRD
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Yiren Digital (YRD) Stock Statistics & Valuation Metrics

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Total Valuation

Yiren Digital has a market cap or net worth of $173.81M. The enterprise value is -$2.70B.
Market Cap$173.81M
Enterprise Value-$2.70B

Share Statistics

Yiren Digital has 86,934,540 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding86,934,540
Owned by Insiders
Owned by Institutions0.10%

Financial Efficiency

Yiren Digital’s return on equity (ROE) is <0.01 and return on invested capital (ROIC) is -11.04%.
Return on Equity (ROE)<0.01
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-11.04%
Return on Capital Employed (ROCE)0.16
Revenue Per Employee5.87M
Profits Per Employee57.46K
Employee Count949
Asset Turnover0.41
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Yiren Digital is 28.5. Yiren Digital’s PEG ratio is -0.30.
PE Ratio28.5
PS Ratio0.20
PB Ratio0.12
Price to Fair Value0.12
Price to FCF1.66
Price to Operating Cash Flow0.81
PEG Ratio-0.30

Income Statement

In the last 12 months, Yiren Digital had revenue of 5.57B and earned 39.42M in profits. Earnings per share was 0.90.
Revenue5.57B
Gross Profit4.78B
Operating Income2.15B
Pretax Income-56.91M
Net Income39.42M
EBITDA-44.31M
Earnings Per Share (EPS)0.90

Cash Flow

In the last 12 months, operating cash flow was 703.62M and capital expenditures -25.74M, giving a free cash flow of 677.88M billion.
Operating Cash Flow703.62M
Free Cash Flow677.88M
Free Cash Flow per Share7.80

Dividends & Yields

Yiren Digital pays an annual dividend of $0.2, resulting in a dividend yield of 10.37%
Dividend Per Share$0.2
Dividend Yield10.37%
Payout Ratio21.03%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta1.27
52-Week Price Change-67.86%
50-Day Moving Average2.16
200-Day Moving Average4.22
Relative Strength Index (RSI)41.31
Average Volume (3m)141.33K

Important Dates

Yiren Digital upcoming earnings date is Jun 4, 2026, After Close (Confirmed).
Last Earnings DateMar 19, 2026
Next Earnings DateJun 4, 2026
Ex-Dividend Date

Financial Position

Yiren Digital as a current ratio of 0.00, with Debt / Equity ratio of 0.43%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.00
Net Debt to EBITDA86.52
Interest Coverage Ratio0.00

Taxes

In the past 12 months, Yiren Digital has paid -96.33M in taxes.
Income Tax-96.33M
Effective Tax Rate1.69

Enterprise Valuation

Yiren Digital EV to EBITDA ratio is 61.18, with an EV/FCF ratio of -4.00.
EV to Sales-0.49
EV to EBITDA61.18
EV to Free Cash Flow-4.00
EV to Operating Cash Flow-3.85

Balance Sheet

Yiren Digital has $3.87B in cash and marketable securities with $39.78M in debt, giving a net cash position of $3.83B billion.
Cash & Marketable Securities$3.87B
Total Debt$39.78M
Net Cash$3.83B
Net Cash Per Share$44.10
Tangible Book Value Per Share$213.78

Margins

Gross margin is 86.17%, with operating margin of 38.50%, and net profit margin of 0.71%.
Gross Margin86.17%
Operating Margin38.50%
Pretax Margin-1.02%
Net Profit Margin0.71%
EBITDA Margin-0.80%
EBIT Margin-1.02%

Analyst Forecast

The average price target for Yiren Digital is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast-1.41%
EPS Growth Forecast-98.13%

Scores

Smart Score1
AI Score