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Yiren Digital Ltd. Sponsored Adr (YRD)
:YRD
Earnings Data
Report Date
Mar 26, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
―Last Year’s EPS
0.53Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlighted significant growth in loan origination and the internet insurance segment, as well as operational efficiencies driven by AI. However, challenges such as regulatory uncertainty, increased delinquency rates, and pressure on profitability were also present.Company Guidance
Significant Growth in Loan Origination
Facilitated RMB 20.2 billion in loan origination during the quarter, up 51% year over year.
Record Repeat Borrowing Rate
Repeat borrowing rate remained at a record high of 77%, 16 percentage points higher than a year ago.
Internet Insurance Expansion
Internet insurance business delivered RMB 196 million in annualized premium, representing 204% quarter over quarter growth.
AI-Driven Operational Efficiency
AI-driven marketing and customer service improvements led to a 15% increase in ATP engagement and enhanced customer profiling accuracy by 38% quarter over quarter.
Insurance Segment Recovery
Gross written premium reached RMB 1.15 billion, an increase of 35% quarter over quarter, showing signs of recovery.
Strategic Technological Investments
Investments in AI and blockchain, including a new partnership with TrainUp and a planned Ethereum staking service.
YRD Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
YRD Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 25, 2025 | $4.60 | $4.25 | -7.61% |
Aug 21, 2025 | $5.64 | $5.84 | +3.55% |
Jun 12, 2025 | $7.18 | $6.53 | -9.05% |
Mar 20, 2025 | $8.07 | $6.42 | -20.45% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Yiren Digital Ltd. Sponsored Adr (YRD) report earnings?
Yiren Digital Ltd. Sponsored Adr (YRD) is schdueled to report earning on Mar 26, 2026, After Close (Confirmed).
What is Yiren Digital Ltd. Sponsored Adr (YRD) earnings time?
Yiren Digital Ltd. Sponsored Adr (YRD) earnings time is at Mar 26, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is YRD EPS forecast?
Currently, no data Available